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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,752,564 | 1,553,886 | 888,165 | 0.46 | 4.39 | 2.95 |
| 2016-06-30 | 1,778,264 | 1,578,798 | 916,420 | 0.48 | 4.60 | 2.98 |
| 2016-09-30 | 1,808,293 | 1,608,024 | 938,755 | 0.53 | 5.10 | 3.00 |
| 2016-12-31 | 1,828,990 | 1,631,717 | 971,598 | 0.58 | 5.64 | 3.03 |
| 2017-03-31 | 1,859,167 | 1,656,697 | 1,003,084 | 0.73 | 7.18 | 3.17 |
| 2017-06-30 | 1,885,996 | 1,681,194 | 1,022,018 | 0.76 | 7.52 | 3.23 |
| 2017-09-30 | 1,898,642 | 1,691,195 | 1,043,196 | 0.77 | 7.59 | 3.30 |
| 2017-12-31 | 1,887,386 | 1,678,690 | 1,051,411 | 0.69 | 6.80 | 3.36 |
| 2018-03-31 | 1,898,089 | 1,689,051 | 1,070,593 | 1.06 | 10.16 | 3.56 |
| 2018-06-30 | 1,940,537 | 1,727,860 | 1,091,990 | 1.17 | 11.28 | 3.65 |
| 2018-09-30 | 1,952,611 | 1,735,849 | 1,120,311 | 1.22 | 11.71 | 3.69 |
| 2018-12-31 | 1,929,369 | 1,717,301 | 1,122,423 | 1.27 | 12.25 | 3.77 |
| 2019-03-31 | 2,000,585 | 1,776,653 | 1,136,616 | 1.34 | 12.72 | 3.82 |
| 2019-06-30 | 2,011,684 | 1,778,843 | 1,155,486 | 1.35 | 12.61 | 3.84 |
| 2019-09-30 | 2,057,326 | 1,813,851 | 1,169,069 | 1.47 | 13.58 | 3.85 |
| 2019-12-31 | 2,072,511 | 1,824,183 | 1,220,820 | 1.45 | 13.26 | 3.83 |
| 2020-03-31 | 2,150,471 | 1,899,639 | 1,267,993 | 1.18 | 10.52 | 3.61 |
| 2020-06-30 | 2,639,399 | 2,378,538 | 1,585,446 | 1.13 | 10.73 | 3.37 |
| 2020-09-30 | 2,719,029 | 2,451,874 | 1,646,873 | 1.18 | 11.64 | 3.29 |
| 2020-12-31 | 2,830,716 | 2,553,430 | 1,564,297 | 1.29 | 12.95 | 3.38 |
| 2021-03-31 | 3,125,641 | 2,850,769 | 1,708,003 | 1.34 | 15.16 | 3.11 |
| 2021-06-30 | 3,243,537 | 2,964,257 | 1,676,851 | 1.34 | 15.58 | 3.09 |
| 2021-09-30 | 3,412,480 | 3,131,071 | 1,715,919 | 1.30 | 15.39 | 3.06 |
| 2021-12-31 | 3,564,427 | 3,271,269 | 1,741,117 | 1.30 | 15.57 | 3.03 |
| 2022-03-31 | 3,737,624 | 3,495,259 | 1,769,289 | 1.10 | 15.65 | 2.73 |
| 2022-06-30 | 3,804,671 | 3,593,001 | 1,842,750 | 1.10 | 17.11 | 2.83 |
| 2022-09-30 | 3,787,790 | 3,623,196 | 1,939,883 | 1.18 | 20.25 | 3.03 |
| 2022-12-31 | 3,729,898 | 3,538,440 | 2,060,766 | 1.30 | 23.15 | 3.24 |
| 2023-03-31 | 3,745,066 | 3,513,829 | 2,148,911 | 1.61 | 30.64 | 3.82 |
| 2023-06-30 | 3,747,806 | 3,473,174 | 2,243,346 | 1.57 | 29.20 | 3.80 |
| 2023-09-30 | 3,762,682 | 3,475,952 | 2,329,812 | 1.59 | 29.91 | 3.81 |
| 2023-12-31 | 3,801,223 | 3,430,774 | 2,418,818 | 1.55 | 27.55 | 3.80 |
| 2024-03-31 | 3,806,726 | 3,515,013 | 2,471,574 | 1.44 | 20.88 | 3.70 |
| 2024-06-30 | 3,863,062 | 3,568,211 | 2,495,353 | 1.53 | 21.78 | 3.76 |
| 2024-09-30 | 4,014,916 | 3,670,073 | 2,549,335 | 1.58 | 21.63 | 3.78 |
| 2024-12-31 | 3,987,905 | 3,652,708 | 2,608,436 | 1.60 | 21.55 | 3.82 |
| 2025-03-31 | 4,154,826 | 3,787,781 | 2,645,200 | 1.59 | 19.50 | 3.88 |
| 2025-06-30 | 4,263,695 | 3,870,651 | 2,730,174 | 1.63 | 19.48 | 3.92 |
| 2025-09-30 | 4,482,150 | 4,058,557 | 2,768,912 | 1.69 | 19.85 | 3.94 |
| 2025-12-31 | 4,393,903 | 3,939,912 | 2,812,838 | 1.74 | 19.74 | 3.99 |
| 2026-03-31 | 4,498,624 | 4,028,022 | 2,844,154 | 1.72 | 17.34 | 4.04 |
| 2026-06-30 | 4,662,244 | 4,174,874 | 2,888,530 | 1.73 | 17.38 | 4.06 |
57 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-08-01 | 1 | 321273 | 584920 |
| 2026-08-01 | 1 | 5535301 | 584920 |
| 1996-09-01 | 1 | 683270 | 584920 |
| 1993-10-09 | 50 | 394174 | 584920 |
| 1992-02-01 | 1 | 662079 | 584920 |
| 1970-06-01 | 1 | 353528 | 584920 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.