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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,001,436 | 664,295 | 740,013 | 1.86 | 10.42 | 6.12 |
| 2020-09-30 | 1,010,302 | 693,875 | 744,975 | 2.02 | 11.69 | 5.54 |
| 2021-06-30 | 1,045,788 | 807,832 | 715,538 | 0.81 | 4.85 | 4.50 |
| 2021-09-30 | 1,060,589 | 824,198 | 662,919 | 0.69 | 4.21 | 4.37 |
| 2021-12-31 | 1,071,980 | 846,359 | 601,497 | 0.61 | 3.72 | 4.35 |
| 2022-03-31 | 1,084,000 | 882,005 | 572,214 | 0.22 | 1.43 | 4.04 |
| 2022-06-30 | 1,067,530 | 871,160 | 553,808 | 0.29 | 1.91 | 4.53 |
| 2022-09-30 | 1,041,703 | 852,500 | 549,411 | 0.25 | 1.64 | 4.71 |
| 2022-12-31 | 1,004,612 | 805,876 | 566,314 | 0.20 | 1.32 | 4.89 |
| 2023-03-31 | 1,024,826 | 787,011 | 599,169 | 0.09 | 0.59 | 5.32 |
| 2023-06-30 | 1,072,550 | 810,504 | 653,505 | -0.02 | -0.14 | 5.30 |
| 2023-09-30 | 1,099,478 | 813,493 | 669,902 | 0.29 | 2.01 | 5.19 |
| 2023-12-31 | 1,125,458 | 781,417 | 682,709 | 0.10 | 0.73 | 5.06 |
| 2024-03-31 | 1,120,468 | 781,186 | 715,201 | -0.29 | -2.08 | 4.35 |
| 2024-06-30 | 1,172,695 | 780,432 | 752,719 | 0.01 | 0.05 | 4.29 |
| 2024-09-30 | 1,408,768 | 1,013,376 | 761,611 | -0.09 | -0.72 | 4.10 |
| 2024-12-31 | 1,227,812 | 901,344 | 777,461 | -0.52 | -3.67 | 4.28 |
| 2025-03-31 | 1,238,522 | 917,608 | 786,024 | 0.20 | 1.02 | 4.63 |
| 2025-06-30 | 1,246,887 | 919,179 | 795,803 | 0.23 | 1.19 | 4.50 |
| 2025-09-30 | 1,264,808 | 936,504 | 795,716 | 0.27 | 1.36 | 4.70 |
| 2025-12-31 | 1,257,462 | 915,482 | 766,799 | 0.09 | 0.46 | 4.62 |
| 2026-03-31 | 1,266,430 | 911,405 | 770,093 | 0.11 | 0.56 | 4.48 |
| 2026-06-30 | 1,226,355 | 857,617 | 739,233 | 0.13 | 0.65 | 4.40 |
27 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-11-16 | 1 | 3284427 | 255574 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.