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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-06-30 | 1,003,393 | 862,863 | 787,341 | 0.65 | 7.79 | 3.38 |
| 2019-09-30 | 1,001,999 | 854,670 | 792,191 | 0.61 | 7.32 | 3.36 |
| 2020-03-31 | 1,170,169 | 906,020 | 871,593 | 0.47 | 5.67 | 3.44 |
| 2020-06-30 | 1,160,074 | 967,796 | 912,843 | 0.65 | 7.84 | 3.37 |
| 2020-09-30 | 1,129,451 | 948,680 | 884,295 | 0.86 | 10.17 | 3.39 |
| 2020-12-31 | 1,112,730 | 958,535 | 852,897 | 0.02 | 0.25 | 3.49 |
| 2021-03-31 | 1,136,758 | 986,147 | 878,612 | 1.24 | 14.49 | 3.59 |
| 2021-06-30 | 1,200,376 | 1,063,545 | 852,200 | 1.18 | 13.06 | 3.52 |
| 2021-09-30 | 1,190,288 | 1,049,261 | 861,678 | 1.10 | 11.82 | 3.57 |
| 2021-12-31 | 1,223,513 | 1,072,189 | 901,651 | 1.08 | 11.40 | 3.57 |
| 2022-03-31 | 1,256,929 | 1,121,458 | 935,747 | 0.67 | 6.90 | 3.39 |
| 2022-06-30 | 1,298,488 | 1,148,039 | 977,376 | 0.63 | 6.72 | 3.46 |
| 2022-09-30 | 1,387,669 | 1,151,114 | 1,069,198 | 0.62 | 6.88 | 3.47 |
| 2022-12-31 | 1,392,664 | 1,218,266 | 1,062,497 | 0.69 | 7.76 | 3.48 |
| 2023-03-31 | 1,442,835 | 1,228,140 | 1,093,967 | 0.50 | 5.91 | 3.09 |
| 2023-06-30 | 1,478,263 | 1,273,206 | 1,092,553 | 0.52 | 6.16 | 3.03 |
| 2023-09-30 | 1,516,408 | 1,303,095 | 1,104,057 | 0.54 | 6.43 | 2.98 |
| 2023-12-31 | 1,510,158 | 1,300,812 | 1,089,091 | 0.54 | 6.38 | 2.96 |
| 2024-03-31 | 1,458,808 | 1,312,519 | 1,095,358 | 0.78 | 8.94 | 2.91 |
| 2024-06-30 | 1,543,566 | 1,351,736 | 1,032,167 | 0.06 | 0.57 | 2.06 |
| 2024-09-30 | 1,615,526 | 1,410,901 | 1,050,360 | 0.42 | 4.20 | 2.79 |
| 2024-12-31 | 1,550,411 | 1,352,411 | 1,063,083 | 0.52 | 4.98 | 3.12 |
| 2025-03-31 | 1,577,525 | 1,341,584 | 1,078,051 | 0.86 | 7.64 | 3.99 |
| 2025-06-30 | 1,579,645 | 1,376,790 | 1,077,286 | 0.87 | 7.72 | 4.01 |
| 2025-09-30 | 1,440,316 | 1,253,147 | 1,061,356 | -0.28 | -2.50 | 4.09 |
| 2025-12-31 | 1,378,852 | 1,154,353 | 1,019,223 | -0.51 | -4.47 | 4.15 |
| 2026-03-31 | 1,344,721 | 1,117,354 | 989,085 | 0.79 | 6.64 | 4.26 |
| 2026-06-30 | 1,310,138 | 1,115,678 | 945,315 | 0.80 | 6.70 | 4.29 |
13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-01-01 | 1 | 969974 | 933377 |
| 2018-04-01 | 1 | 266879 | 933377 |
| 2016-04-01 | 1 | 127701 | 933377 |
| 1998-03-14 | 1 | 327471 | 933377 |
| 1984-04-17 | 1 | 153175 | 933377 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.