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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-09-30 | 1,014,480 | 852,625 | 741,526 | 1.29 | 12.91 | 3.59 |
| 2019-12-31 | 1,013,614 | 835,799 | 745,731 | 1.29 | 12.76 | 3.58 |
| 2020-03-31 | 1,065,405 | 920,446 | 737,182 | 1.22 | 11.61 | 3.52 |
| 2020-06-30 | 1,782,914 | 1,434,376 | 1,130,559 | 0.68 | 6.98 | 3.28 |
| 2020-09-30 | 1,705,847 | 1,517,681 | 1,138,826 | 0.92 | 9.59 | 3.36 |
| 2020-12-31 | 1,704,588 | 1,509,762 | 1,135,841 | 1.05 | 10.89 | 3.40 |
| 2021-03-31 | 1,908,125 | 1,723,350 | 1,138,941 | 1.43 | 15.70 | 3.36 |
| 2021-06-30 | 1,944,048 | 1,758,261 | 1,119,392 | 1.40 | 15.68 | 3.26 |
| 2021-09-30 | 2,410,251 | 2,163,764 | 1,420,955 | 1.23 | 13.96 | 3.31 |
| 2021-12-31 | 2,420,900 | 2,170,380 | 1,449,667 | 1.28 | 14.53 | 3.33 |
| 2022-03-31 | 2,420,862 | 2,210,410 | 1,463,516 | 1.32 | 16.51 | 3.17 |
| 2022-06-30 | 2,414,974 | 2,218,245 | 1,478,218 | 1.34 | 17.73 | 3.25 |
| 2022-09-30 | 2,435,667 | 2,253,974 | 1,508,116 | 1.34 | 18.65 | 3.31 |
| 2022-12-31 | 2,378,265 | 2,167,547 | 1,549,185 | 1.32 | 18.56 | 3.32 |
| 2023-03-31 | 2,443,110 | 2,144,177 | 1,609,684 | 1.27 | 18.11 | 3.12 |
| 2023-06-30 | 2,441,318 | 2,153,294 | 1,613,475 | 1.13 | 15.99 | 2.96 |
| 2023-09-30 | 2,476,814 | 2,153,416 | 1,629,148 | 1.07 | 15.30 | 2.85 |
| 2023-12-31 | 2,503,009 | 2,160,417 | 1,668,005 | 0.83 | 11.73 | 2.79 |
| 2024-03-31 | 2,468,910 | 2,217,985 | 1,678,786 | 0.91 | 11.98 | 2.65 |
| 2024-06-30 | 2,500,656 | 2,170,998 | 1,709,776 | 0.89 | 11.60 | 2.66 |
| 2024-09-30 | 2,615,836 | 2,344,279 | 1,776,293 | 0.87 | 11.28 | 2.65 |
| 2024-12-31 | 2,584,488 | 2,342,458 | 1,781,452 | 0.90 | 11.59 | 2.69 |
| 2025-03-31 | 2,711,340 | 2,459,051 | 1,797,848 | 0.98 | 12.51 | 2.83 |
| 2025-06-30 | 2,695,990 | 2,435,834 | 1,817,766 | 1.04 | 13.14 | 2.89 |
| 2025-09-30 | 2,736,654 | 2,467,356 | 1,895,067 | 1.07 | 13.33 | 2.92 |
| 2025-12-31 | 2,747,949 | 2,467,780 | 1,891,833 | 1.10 | 13.55 | 2.97 |
| 2026-03-31 | 2,859,364 | 2,577,146 | 2,003,093 | 1.13 | 13.12 | 3.08 |
| 2026-06-30 | 2,971,307 | 2,559,262 | 2,067,857 | 1.13 | 13.23 | 3.11 |
23 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-07-01 | 1 | 2963547 | 1007819 |
| 2020-05-01 | 1 | 935111 | 1007819 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.