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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,045,831 | 893,998 | 695,648 | 1.22 | 8.31 | 4.00 |
| 2020-09-30 | 1,050,655 | 898,300 | 691,384 | 1.10 | 7.58 | 3.92 |
| 2020-12-31 | 1,111,169 | 958,934 | 676,624 | 1.03 | 7.19 | 3.87 |
| 2021-03-31 | 1,136,168 | 983,169 | 673,891 | 1.04 | 7.83 | 3.44 |
| 2021-06-30 | 1,149,378 | 993,247 | 681,062 | 1.11 | 8.37 | 3.47 |
| 2021-09-30 | 1,186,829 | 1,028,927 | 670,174 | 1.09 | 8.32 | 3.55 |
| 2021-12-31 | 1,307,706 | 1,150,385 | 668,652 | 1.10 | 8.58 | 3.49 |
| 2022-03-31 | 1,366,053 | 1,230,983 | 672,024 | 1.04 | 9.83 | 3.20 |
| 2022-06-30 | 1,385,064 | 1,237,660 | 698,823 | 1.15 | 11.83 | 3.31 |
| 2022-09-30 | 1,396,169 | 1,229,726 | 743,961 | 1.17 | 12.93 | 3.37 |
| 2022-12-31 | 1,415,309 | 1,217,331 | 773,683 | 1.15 | 13.01 | 3.41 |
| 2023-03-31 | 1,475,175 | 1,223,001 | 792,405 | 0.87 | 10.89 | 3.12 |
| 2023-06-30 | 1,421,824 | 1,189,605 | 809,864 | 0.84 | 10.33 | 3.07 |
| 2023-09-30 | 1,403,026 | 1,176,415 | 823,508 | 0.85 | 10.60 | 3.03 |
| 2023-12-31 | 1,446,858 | 1,202,807 | 828,977 | 0.81 | 9.93 | 2.97 |
| 2024-03-31 | 1,357,121 | 1,195,099 | 818,180 | 0.83 | 9.13 | 2.91 |
| 2024-06-30 | 1,336,597 | 1,183,729 | 820,618 | 0.78 | 8.45 | 3.00 |
| 2024-09-30 | 1,341,164 | 1,173,870 | 824,876 | 0.79 | 8.24 | 3.06 |
| 2024-12-31 | 1,370,658 | 1,227,085 | 819,218 | 0.84 | 8.73 | 3.12 |
| 2025-03-31 | 1,366,195 | 1,214,960 | 822,650 | 1.03 | 10.33 | 3.47 |
| 2025-06-30 | 1,340,778 | 1,185,305 | 831,997 | 1.08 | 10.52 | 3.58 |
| 2025-09-30 | 1,325,606 | 1,160,884 | 838,274 | 1.13 | 10.69 | 3.70 |
| 2025-12-31 | 1,364,195 | 1,194,779 | 834,503 | 1.15 | 10.66 | 3.74 |
| 2026-03-31 | 1,387,108 | 1,218,342 | 839,237 | 0.96 | 8.30 | 3.80 |
| 2026-06-30 | 1,381,519 | 1,209,469 | 841,056 | 1.11 | 9.59 | 3.88 |
25 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2001-08-01 | 1 | 678230 | 101037 |
| 1996-09-24 | 1 | 493237 | 101037 |
| 1994-08-27 | 50 | 733773 | 101037 |
| 1991-02-15 | 50 | 763136 | 101037 |
| 1989-11-03 | 50 | 259134 | 101037 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.