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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,101,260 | 961,444 | 575,799 | 1.43 | 14.78 | 3.91 |
| 2016-06-30 | 1,095,658 | 938,502 | 589,875 | 1.48 | 15.23 | 3.96 |
| 2016-09-30 | 1,076,734 | 907,947 | 589,269 | 1.51 | 15.32 | 3.97 |
| 2016-12-31 | 1,087,531 | 930,419 | 593,454 | 1.52 | 15.43 | 3.96 |
| 2017-03-31 | 1,089,221 | 935,010 | 597,895 | 1.62 | 16.25 | 3.93 |
| 2017-06-30 | 1,088,653 | 915,083 | 609,879 | 1.62 | 16.21 | 4.05 |
| 2017-09-30 | 1,078,707 | 844,866 | 636,091 | 1.70 | 16.80 | 4.09 |
| 2017-12-31 | 1,072,281 | 836,363 | 647,658 | 1.73 | 16.88 | 4.19 |
| 2018-03-31 | 1,091,864 | 912,924 | 656,300 | 1.77 | 16.86 | 4.28 |
| 2018-06-30 | 1,101,562 | 954,097 | 675,007 | 1.84 | 17.90 | 4.33 |
| 2018-09-30 | 1,109,033 | 958,891 | 694,815 | 1.96 | 19.15 | 4.42 |
| 2018-12-31 | 1,140,870 | 981,645 | 698,607 | 2.08 | 20.22 | 4.49 |
| 2019-03-31 | 1,168,791 | 1,009,355 | 692,745 | 2.19 | 20.93 | 4.61 |
| 2019-06-30 | 1,174,254 | 1,010,439 | 685,219 | 2.25 | 21.44 | 4.62 |
| 2019-09-30 | 1,203,467 | 1,033,982 | 629,246 | 2.25 | 21.31 | 4.54 |
| 2019-12-31 | 1,215,580 | 1,027,628 | 649,951 | 2.26 | 21.24 | 4.48 |
| 2020-03-31 | 1,263,696 | 1,092,857 | 648,874 | 2.05 | 19.27 | 4.06 |
| 2020-06-30 | 1,458,666 | 1,243,175 | 798,624 | 1.94 | 18.54 | 3.81 |
| 2020-09-30 | 1,414,253 | 1,188,672 | 800,970 | 1.93 | 18.28 | 3.74 |
| 2020-12-31 | 1,421,675 | 1,187,751 | 749,400 | 2.02 | 18.82 | 3.79 |
| 2021-03-31 | 1,494,661 | 1,274,290 | 756,334 | 2.01 | 18.96 | 3.52 |
| 2021-06-30 | 1,518,992 | 1,292,477 | 733,139 | 1.90 | 18.10 | 3.51 |
| 2021-09-30 | 1,565,459 | 1,331,222 | 709,829 | 1.94 | 18.53 | 3.49 |
| 2021-12-31 | 1,550,725 | 1,315,049 | 650,747 | 1.96 | 18.75 | 3.46 |
| 2022-03-31 | 1,513,530 | 1,315,152 | 634,952 | 1.77 | 19.23 | 3.18 |
| 2022-06-30 | 1,859,230 | 1,660,327 | 810,049 | 1.79 | 22.88 | 3.15 |
| 2022-09-30 | 1,805,623 | 1,578,469 | 830,698 | 1.99 | 27.57 | 3.56 |
| 2022-12-31 | 1,746,469 | 1,464,916 | 854,215 | 2.19 | 31.01 | 3.86 |
| 2023-03-31 | 1,758,259 | 1,459,654 | 887,007 | 2.46 | 38.15 | 4.76 |
| 2023-06-30 | 1,798,663 | 1,466,772 | 934,101 | 2.51 | 39.28 | 4.69 |
| 2023-09-30 | 1,775,767 | 1,471,958 | 930,335 | 2.51 | 39.43 | 4.73 |
| 2023-12-31 | 1,807,137 | 1,525,407 | 938,960 | 2.42 | 36.64 | 4.73 |
| 2024-03-31 | 1,814,648 | 1,563,062 | 939,532 | 2.37 | 32.55 | 4.58 |
| 2024-06-30 | 1,772,673 | 1,545,843 | 951,597 | 2.44 | 32.80 | 4.68 |
| 2024-09-30 | 1,779,138 | 1,510,654 | 979,881 | 2.49 | 32.30 | 4.79 |
| 2024-12-31 | 1,765,491 | 1,537,450 | 1,001,621 | 2.47 | 31.67 | 4.83 |
| 2025-03-31 | 1,951,783 | 1,714,115 | 1,044,663 | 2.57 | 32.75 | 4.61 |
| 2025-06-30 | 1,871,809 | 1,615,467 | 1,080,463 | 2.59 | 32.19 | 4.81 |
| 2025-09-30 | 1,843,515 | 1,578,807 | 1,072,881 | 2.69 | 31.63 | 4.86 |
| 2025-12-31 | 1,845,287 | 1,570,113 | 1,064,745 | 2.74 | 30.72 | 4.90 |
| 2026-03-31 | 1,931,040 | 1,663,045 | 1,119,150 | 2.97 | 28.89 | 4.95 |
| 2026-06-30 | 1,914,506 | 1,632,872 | 1,147,908 | 2.89 | 28.44 | 4.95 |
21 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-06-18 | 1 | 2942823 | 771458 |
| 2014-11-08 | 1 | 2575717 | 771458 |
| 2010-06-26 | 50 | 2799803 | 771458 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.