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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,389,957 | 2,352,989 | 1,273,383 | 0.88 | 9.46 | 2.76 |
| 2016-06-30 | 3,467,563 | 2,386,504 | 1,301,678 | 1.29 | 13.47 | 2.76 |
| 2016-09-30 | 3,557,600 | 2,351,770 | 1,304,392 | 1.35 | 13.99 | 2.79 |
| 2016-12-31 | 3,776,458 | 2,325,539 | 1,313,523 | 1.16 | 12.28 | 2.78 |
| 2017-03-31 | 3,810,357 | 2,303,475 | 1,366,422 | 0.86 | 9.46 | 2.76 |
| 2017-06-30 | 3,850,424 | 2,396,183 | 1,425,507 | 0.95 | 10.25 | 2.75 |
| 2017-09-30 | 3,777,192 | 2,360,141 | 1,462,382 | 0.94 | 10.05 | 2.78 |
| 2017-12-31 | 3,740,932 | 2,501,893 | 1,469,931 | 0.86 | 9.10 | 2.77 |
| 2018-03-31 | 4,299,011 | 2,850,595 | 1,764,536 | 0.85 | 9.18 | 3.02 |
| 2018-06-30 | 4,575,758 | 3,027,122 | 1,776,187 | 0.92 | 10.38 | 2.91 |
| 2018-09-30 | 4,964,236 | 3,523,578 | 1,755,142 | 0.90 | 10.56 | 2.80 |
| 2018-12-31 | 5,324,440 | 3,841,894 | 1,749,862 | 0.81 | 10.03 | 2.70 |
| 2019-03-31 | 5,569,062 | 3,704,014 | 1,739,001 | 0.87 | 12.25 | 2.35 |
| 2019-06-30 | 4,293,560 | 3,592,626 | 1,826,605 | 0.80 | 10.17 | 2.49 |
| 2019-09-30 | 4,495,916 | 3,421,138 | 1,812,397 | 0.76 | 9.30 | 2.56 |
| 2019-12-31 | 5,300,331 | 3,826,470 | 2,123,784 | 0.71 | 8.80 | 2.58 |
| 2020-03-31 | 5,600,015 | 3,723,309 | 2,118,794 | 0.52 | 7.63 | 2.50 |
| 2020-06-30 | 5,993,726 | 4,358,156 | 2,428,218 | 0.52 | 7.87 | 2.41 |
| 2020-09-30 | 5,878,877 | 4,362,471 | 2,377,118 | 0.56 | 8.31 | 2.39 |
| 2020-12-31 | 5,930,354 | 4,557,073 | 2,360,827 | 0.57 | 8.14 | 2.36 |
| 2021-03-31 | 5,704,087 | 4,575,622 | 2,320,956 | 2.18 | 26.62 | 2.33 |
| 2021-06-30 | 5,731,694 | 4,564,044 | 2,114,123 | 1.35 | 16.41 | 2.27 |
| 2021-09-30 | 6,036,315 | 4,759,498 | 2,063,418 | 1.01 | 12.49 | 2.24 |
| 2021-12-31 | 6,111,597 | 4,706,609 | 2,080,274 | 0.90 | 11.29 | 2.21 |
| 2022-03-31 | 5,968,107 | 4,729,226 | 2,167,211 | 0.21 | 2.85 | 2.13 |
| 2022-06-30 | 5,979,914 | 4,579,637 | 2,293,446 | 0.35 | 5.25 | 2.35 |
| 2022-09-30 | 6,064,874 | 4,705,076 | 2,459,938 | 0.53 | 8.12 | 2.67 |
| 2022-12-31 | 6,105,252 | 4,547,802 | 2,558,952 | 0.60 | 9.21 | 2.98 |
| 2023-03-31 | 6,251,604 | 4,803,369 | 2,620,117 | 0.89 | 13.47 | 4.24 |
| 2023-06-30 | 6,275,392 | 4,786,266 | 2,697,173 | 0.97 | 14.01 | 4.37 |
| 2023-09-30 | 6,675,372 | 4,821,210 | 2,721,832 | 1.31 | 18.50 | 4.36 |
| 2023-12-31 | 6,608,794 | 4,824,924 | 2,698,246 | 1.38 | 18.81 | 4.30 |
| 2024-03-31 | 7,186,282 | 4,815,573 | 2,782,051 | 1.75 | 21.62 | 4.04 |
| 2024-06-30 | 7,074,673 | 4,877,353 | 2,897,091 | 1.72 | 21.32 | 4.02 |
| 2024-09-30 | 7,266,384 | 4,991,809 | 2,899,586 | 1.70 | 21.10 | 3.99 |
| 2024-12-31 | 7,389,795 | 5,046,244 | 2,958,611 | 1.71 | 21.13 | 3.95 |
| 2025-03-31 | 7,821,866 | 5,050,310 | 2,958,876 | 1.65 | 20.37 | 3.71 |
| 2025-06-30 | 8,108,777 | 5,018,531 | 3,051,451 | 1.63 | 20.71 | 3.72 |
| 2025-09-30 | 8,071,017 | 5,067,733 | 3,067,213 | 1.69 | 21.35 | 3.74 |
| 2025-12-31 | 8,113,852 | 5,096,835 | 3,142,064 | 1.72 | 21.46 | 3.74 |
| 2026-03-31 | 8,221,637 | 5,245,762 | 3,165,433 | 1.51 | 17.91 | 3.53 |
| 2026-06-30 | 8,626,339 | 5,551,784 | 3,338,564 | 1.52 | 18.30 | 3.53 |
58 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-10-24 | 1 | 837037 | 850036 |
| 2018-02-18 | 1 | 2576143 | 850036 |
| 2014-12-06 | 1 | 3447455 | 850036 |
| 2010-01-16 | 50 | 2846453 | 850036 |
| 1999-09-13 | 1 | 763033 | 850036 |
| 1999-09-13 | 1 | 814533 | 850036 |
| 1993-07-01 | 1 | 1089646 | 850036 |
| 1991-08-02 | 1 | 40248 | 850036 |
| 1991-08-02 | 1 | 768832 | 850036 |
| 1991-08-02 | 1 | 624031 | 850036 |
| 1991-08-02 | 1 | 244046 | 850036 |
| 1986-10-01 | 1 | 876737 | 850036 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.