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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,068,704 | 2,797,038 | 0 | 0.87 | 10.39 | 1.30 |
| 2016-06-30 | 3,461,977 | 3,187,955 | 0 | 0.86 | 10.70 | 1.24 |
| 2016-09-30 | 3,620,342 | 3,323,248 | 0 | 0.85 | 10.83 | 1.22 |
| 2016-12-31 | 3,124,627 | 2,883,131 | 0 | 0.89 | 11.45 | 1.29 |
| 2017-03-31 | 3,265,310 | 3,001,777 | 0 | 0.73 | 9.71 | 1.13 |
| 2017-06-30 | 3,487,455 | 3,218,046 | 0 | 0.89 | 11.95 | 1.38 |
| 2017-09-30 | 3,430,702 | 3,164,585 | 0 | 0.92 | 12.43 | 1.47 |
| 2017-12-31 | 3,431,306 | 3,169,989 | 0 | 0.82 | 10.98 | 1.54 |
| 2018-03-31 | 3,518,557 | 3,262,601 | 0 | 1.30 | 18.03 | 1.82 |
| 2018-06-30 | 3,655,154 | 3,363,258 | 0 | 1.41 | 19.97 | 1.95 |
| 2018-09-30 | 4,869,555 | 4,583,210 | 0 | 1.40 | 21.77 | 1.94 |
| 2018-12-31 | 4,109,516 | 3,809,172 | 0 | 1.56 | 23.91 | 2.10 |
| 2019-03-31 | 4,287,441 | 3,945,544 | 0 | 1.63 | 22.40 | 2.43 |
| 2019-06-30 | 4,202,879 | 3,831,438 | 0 | 1.61 | 21.13 | 2.37 |
| 2019-09-30 | 4,248,423 | 3,874,310 | 0 | 1.55 | 19.83 | 2.24 |
| 2019-12-31 | 3,764,145 | 3,383,425 | 0 | 1.59 | 19.54 | 2.19 |
| 2020-03-31 | 4,056,610 | 3,650,616 | 0 | 1.10 | 11.63 | 1.63 |
| 2020-06-30 | 4,415,997 | 3,937,060 | 0 | 0.95 | 10.28 | 1.41 |
| 2020-09-30 | 4,481,920 | 4,043,509 | 0 | 0.98 | 10.70 | 1.36 |
| 2020-12-31 | 4,382,687 | 3,937,151 | 0 | 1.04 | 11.28 | 1.32 |
| 2021-03-31 | 5,870,696 | 5,352,736 | 0 | 0.76 | 10.19 | 1.08 |
| 2021-06-30 | 6,792,879 | 6,259,476 | 0 | 0.77 | 11.39 | 1.12 |
| 2021-09-30 | 7,818,152 | 7,136,810 | 0 | 0.70 | 10.43 | 1.11 |
| 2021-12-31 | 7,400,632 | 6,898,933 | 0 | 0.76 | 11.40 | 1.12 |
| 2022-03-31 | 7,602,321 | 7,310,607 | 0 | 0.71 | 13.87 | 1.31 |
| 2022-06-30 | 7,281,868 | 7,140,265 | 0 | 0.88 | 21.95 | 1.53 |
| 2022-09-30 | 7,741,429 | 7,702,373 | 0 | 0.98 | 35.15 | 1.73 |
| 2022-12-31 | 6,685,012 | 6,639,061 | 0 | 1.13 | 48.14 | 1.89 |
| 2023-03-31 | 6,891,506 | 6,755,912 | 0 | 0.86 | 82.34 | 1.96 |
| 2023-06-30 | 7,010,302 | 6,904,517 | 0 | 0.96 | 90.72 | 2.04 |
| 2023-09-30 | 6,216,552 | 6,186,716 | 0 | 0.99 | 119.52 | 2.06 |
| 2023-12-31 | 8,093,126 | 7,874,654 | 0 | 0.63 | 52.66 | 1.95 |
| 2024-03-31 | 5,946,532 | 5,747,861 | 0 | 0.81 | 29.89 | 1.74 |
| 2024-06-30 | 6,388,676 | 6,131,080 | 0 | 0.83 | 29.64 | 1.81 |
| 2024-09-30 | 7,335,545 | 6,952,985 | 0 | -3.52 | -107.79 | 1.94 |
| 2024-12-31 | 6,120,210 | 5,853,859 | 0 | -2.23 | -65.17 | 2.28 |
| 2025-03-31 | 6,622,592 | 6,257,640 | 0 | 1.59 | 33.32 | 3.01 |
| 2025-06-30 | 7,059,442 | 6,642,940 | 0 | 1.61 | 31.71 | 3.00 |
| 2025-09-30 | 7,975,301 | 7,488,932 | 0 | 1.55 | 29.29 | 2.87 |
| 2025-12-31 | 6,769,876 | 6,243,851 | 0 | 1.59 | 27.68 | 2.93 |
| 2026-03-31 | 8,323,217 | 7,801,359 | 0 | 1.53 | 22.62 | 2.86 |
| 2026-06-30 | 9,230,360 | 8,701,025 | 0 | 1.45 | 23.05 | 2.72 |
10 current branch locations across 10 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1985-07-30 | 1 | 162168 | 1883321 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.