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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-03-31 | 1,000,423 | 831,217 | 654,180 | 1.20 | 14.53 | 3.60 |
| 2023-12-31 | 1,032,330 | 861,346 | 694,740 | 0.24 | 3.14 | 3.49 |
| 2024-03-31 | 1,128,652 | 898,258 | 774,535 | 0.19 | 2.62 | 3.10 |
| 2024-06-30 | 1,139,855 | 934,674 | 791,775 | 0.28 | 3.98 | 3.06 |
| 2024-09-30 | 1,149,378 | 950,987 | 793,306 | 0.52 | 7.23 | 3.02 |
| 2024-12-31 | 1,113,951 | 979,756 | 765,760 | 0.60 | 8.20 | 3.14 |
| 2025-03-31 | 1,100,620 | 946,642 | 762,014 | 1.02 | 13.30 | 3.37 |
| 2025-06-30 | 1,086,507 | 967,550 | 742,348 | 1.04 | 13.29 | 3.49 |
| 2025-09-30 | 1,096,256 | 967,891 | 742,110 | 0.95 | 11.74 | 3.55 |
| 2025-12-31 | 1,166,855 | 1,029,444 | 761,816 | 0.94 | 11.37 | 3.57 |
| 2026-03-31 | 1,150,445 | 998,431 | 799,850 | 1.84 | 20.78 | 3.98 |
| 2026-06-30 | 1,140,573 | 985,786 | 787,958 | 1.61 | 17.72 | 3.99 |
21 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-01-01 | 1 | 1455531 | 466240 |
| 2014-01-01 | 1 | 4192640 | 466240 |
| 2008-08-05 | 1 | 1879043 | 466240 |
| 2005-11-01 | 1 | 333249 | 466240 |
| 1991-09-21 | 50 | 256777 | 466240 |
| 1991-07-27 | 50 | 161778 | 466240 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.