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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,495,611 | 1,243,674 | 1,218,124 | 1.26 | 10.73 | 3.88 |
| 2016-06-30 | 1,550,633 | 1,303,360 | 1,243,823 | 1.30 | 11.23 | 3.87 |
| 2016-09-30 | 1,563,504 | 1,315,634 | 1,289,324 | 1.30 | 11.23 | 3.86 |
| 2016-12-31 | 1,646,855 | 1,398,868 | 1,320,641 | 1.33 | 11.64 | 3.83 |
| 2017-03-31 | 1,670,122 | 1,419,153 | 1,330,116 | 1.34 | 12.05 | 3.75 |
| 2017-06-30 | 1,644,434 | 1,395,104 | 1,338,346 | 1.32 | 11.76 | 3.80 |
| 2017-09-30 | 1,630,678 | 1,359,617 | 1,354,121 | 1.39 | 12.21 | 3.87 |
| 2017-12-31 | 1,711,733 | 1,422,368 | 1,387,659 | 1.26 | 11.09 | 3.87 |
| 2018-03-31 | 1,740,102 | 1,450,072 | 1,398,101 | 1.40 | 12.35 | 3.79 |
| 2018-06-30 | 1,779,634 | 1,489,586 | 1,444,238 | 1.50 | 13.24 | 3.81 |
| 2018-09-30 | 1,754,413 | 1,463,629 | 1,459,357 | 1.55 | 13.60 | 3.86 |
| 2018-12-31 | 1,809,023 | 1,518,051 | 1,495,299 | 1.54 | 13.49 | 3.88 |
| 2019-03-31 | 1,860,732 | 1,548,912 | 1,501,016 | 1.37 | 11.95 | 3.85 |
| 2019-06-30 | 1,888,838 | 1,578,233 | 1,523,547 | 1.41 | 12.35 | 3.87 |
| 2019-09-30 | 1,927,606 | 1,600,053 | 1,557,130 | 1.47 | 12.87 | 3.90 |
| 2019-12-31 | 1,946,484 | 1,619,422 | 1,576,269 | 1.52 | 13.28 | 3.92 |
| 2020-03-31 | 2,007,215 | 1,660,028 | 1,623,167 | 1.39 | 12.04 | 3.88 |
| 2020-06-30 | 2,319,799 | 1,909,656 | 1,901,493 | 1.65 | 14.95 | 4.43 |
| 2020-09-30 | 2,239,406 | 1,887,946 | 1,939,397 | 1.60 | 14.55 | 4.18 |
| 2020-12-31 | 2,342,375 | 1,991,176 | 1,939,680 | 1.51 | 13.93 | 3.92 |
| 2021-03-31 | 2,513,917 | 2,154,313 | 2,028,649 | 1.65 | 16.22 | 3.62 |
| 2021-06-30 | 2,616,812 | 2,251,683 | 2,061,501 | 1.63 | 16.23 | 3.61 |
| 2021-09-30 | 2,690,861 | 2,327,535 | 2,043,546 | 1.72 | 17.26 | 3.84 |
| 2021-12-31 | 2,844,708 | 2,484,625 | 2,078,153 | 1.64 | 16.66 | 3.86 |
| 2022-03-31 | 2,871,054 | 2,509,410 | 2,123,875 | 1.71 | 18.07 | 3.71 |
| 2022-06-30 | 2,956,824 | 2,597,158 | 2,213,021 | 1.65 | 17.44 | 3.76 |
| 2022-09-30 | 2,983,880 | 2,623,550 | 2,322,834 | 1.65 | 17.41 | 3.82 |
| 2022-12-31 | 3,140,875 | 2,771,609 | 2,400,249 | 1.66 | 17.55 | 3.84 |
| 2023-03-31 | 3,087,425 | 2,710,319 | 2,510,744 | 1.62 | 16.98 | 3.78 |
| 2023-06-30 | 3,162,560 | 2,782,491 | 2,641,761 | 1.63 | 16.93 | 3.81 |
| 2023-09-30 | 3,147,587 | 2,764,057 | 2,744,543 | 1.62 | 16.62 | 3.83 |
| 2023-12-31 | 3,322,636 | 2,932,684 | 2,831,424 | 1.61 | 16.47 | 3.79 |
| 2024-03-31 | 3,389,808 | 2,993,263 | 2,926,847 | 1.45 | 14.70 | 3.65 |
| 2024-06-30 | 3,595,317 | 3,192,843 | 3,065,439 | 1.50 | 15.36 | 3.66 |
| 2024-09-30 | 3,668,817 | 3,255,872 | 3,134,643 | 1.54 | 15.83 | 3.68 |
| 2024-12-31 | 3,821,583 | 3,401,614 | 3,196,467 | 1.58 | 16.37 | 3.73 |
| 2025-03-31 | 3,925,973 | 3,494,458 | 3,257,013 | 1.57 | 16.47 | 3.87 |
| 2025-06-30 | 4,009,521 | 3,572,643 | 3,382,802 | 1.57 | 16.51 | 3.89 |
| 2025-09-30 | 4,110,880 | 3,657,812 | 3,420,664 | 1.60 | 16.74 | 3.95 |
| 2025-12-31 | 4,208,720 | 3,760,938 | 3,409,591 | 1.62 | 16.94 | 3.99 |
| 2026-03-31 | 4,147,949 | 3,691,233 | 3,518,296 | 1.70 | 17.36 | 4.10 |
| 2026-06-30 | 4,275,801 | 3,817,157 | 3,585,777 | 1.83 | 18.63 | 4.16 |
35 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2003-05-01 | 1 | 864127 | 223322 |
| 2001-12-29 | 1 | 2353698 | 223322 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.