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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 6,089,019 | 5,243,890 | 3,465,238 | 0.60 | 4.83 | 3.22 |
| 2016-06-30 | 6,076,640 | 5,229,713 | 3,524,477 | 0.62 | 4.99 | 3.21 |
| 2016-09-30 | 6,128,871 | 5,275,826 | 3,463,534 | 0.68 | 5.42 | 3.22 |
| 2016-12-31 | 6,183,870 | 5,318,909 | 3,594,071 | 0.70 | 5.63 | 3.24 |
| 2017-03-31 | 6,210,633 | 5,338,139 | 3,531,172 | 0.49 | 4.00 | 3.29 |
| 2017-06-30 | 6,153,346 | 5,286,006 | 3,539,502 | 0.66 | 5.40 | 3.40 |
| 2017-09-30 | 6,123,246 | 5,243,195 | 3,537,345 | 0.82 | 6.68 | 3.41 |
| 2017-12-31 | 6,122,853 | 5,259,389 | 3,609,583 | 0.10 | 0.84 | 3.41 |
| 2018-03-31 | 6,296,160 | 5,460,841 | 3,607,229 | 1.07 | 8.98 | 3.40 |
| 2018-06-30 | 6,170,684 | 5,229,157 | 3,692,674 | 1.41 | 11.73 | 3.47 |
| 2018-09-30 | 6,170,671 | 5,228,753 | 3,764,186 | 1.30 | 10.71 | 3.51 |
| 2018-12-31 | 6,346,426 | 5,441,366 | 3,768,398 | 1.22 | 9.99 | 3.52 |
| 2019-03-31 | 6,235,115 | 5,373,318 | 3,533,831 | 1.16 | 9.14 | 3.54 |
| 2019-06-30 | 5,998,463 | 5,324,094 | 3,412,263 | 1.13 | 9.46 | 3.53 |
| 2019-09-30 | 6,111,516 | 5,398,116 | 3,573,105 | 1.14 | 9.82 | 3.50 |
| 2019-12-31 | 6,166,684 | 5,462,902 | 3,603,832 | 1.14 | 9.97 | 3.44 |
| 2020-03-31 | 6,260,701 | 5,537,839 | 3,686,737 | 0.75 | 7.18 | 3.19 |
| 2020-06-30 | 6,941,154 | 6,176,130 | 4,125,827 | 0.80 | 7.78 | 3.02 |
| 2020-09-30 | 6,621,513 | 5,577,375 | 4,025,816 | 1.98 | 18.73 | 2.97 |
| 2020-12-31 | 6,580,061 | 5,833,808 | 3,892,016 | 1.70 | 16.09 | 2.95 |
| 2021-03-31 | 6,732,843 | 6,039,746 | 3,775,820 | 0.94 | 9.50 | 2.82 |
| 2021-06-30 | 6,728,147 | 6,030,132 | 3,519,721 | 0.86 | 8.75 | 2.78 |
| 2021-09-30 | 6,813,875 | 6,106,633 | 3,251,006 | 0.91 | 9.32 | 2.79 |
| 2021-12-31 | 6,920,266 | 6,281,918 | 3,194,381 | 0.91 | 9.52 | 2.72 |
| 2022-03-31 | 6,903,934 | 6,328,742 | 3,094,110 | 0.66 | 7.97 | 2.35 |
| 2022-06-30 | 6,685,028 | 6,149,502 | 3,097,170 | 0.62 | 7.80 | 2.48 |
| 2022-09-30 | 6,409,654 | 5,934,681 | 3,066,812 | 0.64 | 8.31 | 2.67 |
| 2022-12-31 | 6,436,322 | 5,865,772 | 3,145,578 | 0.61 | 8.18 | 2.78 |
| 2023-03-31 | 6,525,219 | 5,900,242 | 3,259,789 | 0.70 | 10.10 | 2.91 |
| 2023-06-30 | 6,653,221 | 5,928,302 | 3,424,369 | 0.53 | 7.72 | 2.78 |
| 2023-09-30 | 6,645,968 | 5,814,174 | 3,485,173 | 0.44 | 6.48 | 2.68 |
| 2023-12-31 | 6,554,829 | 5,600,883 | 3,623,501 | 0.28 | 4.06 | 2.62 |
| 2024-03-31 | 6,589,361 | 5,634,072 | 3,730,564 | 0.23 | 3.28 | 2.40 |
| 2024-06-30 | 6,595,517 | 5,680,631 | 3,754,957 | 0.27 | 3.85 | 2.38 |
| 2024-09-30 | 6,563,363 | 5,865,040 | 3,757,439 | 0.22 | 3.12 | 2.42 |
| 2024-12-31 | 6,630,571 | 5,931,935 | 3,758,302 | 0.28 | 3.82 | 2.47 |
| 2025-03-31 | 6,570,314 | 5,870,475 | 3,834,724 | 0.22 | 2.99 | 2.63 |
| 2025-06-30 | 6,534,874 | 5,896,089 | 3,908,003 | 0.37 | 4.95 | 2.76 |
| 2025-09-30 | 6,569,414 | 5,902,232 | 4,005,019 | 0.46 | 6.12 | 2.87 |
| 2025-12-31 | 6,652,312 | 5,973,955 | 3,989,113 | 0.51 | 6.65 | 2.92 |
| 2026-03-31 | 6,691,682 | 5,937,676 | 4,196,314 | 0.63 | 7.80 | 3.02 |
| 2026-06-30 | 6,654,998 | 5,829,782 | 4,213,519 | 0.66 | 8.03 | 3.08 |
76 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-12-01 | 1 | 2904344 | 169653 |
| 2007-03-01 | 1 | 2995904 | 169653 |
| 2006-09-01 | 1 | 2855633 | 169653 |
| 2006-08-16 | 1 | 694463 | 169653 |
| 2006-05-17 | 1 | 2723581 | 169653 |
| 2006-04-29 | 1 | 2804903 | 169653 |
| 2006-01-25 | 1 | 932062 | 169653 |
| 2005-11-01 | 1 | 2803830 | 169653 |
| 2005-09-30 | 1 | 834269 | 169653 |
| 2005-04-30 | 1 | 132376 | 169653 |
| 2004-12-01 | 1 | 881133 | 169653 |
| 2004-07-31 | 1 | 946948 | 169653 |
| 2003-03-31 | 1 | 458357 | 169653 |
| 2003-03-31 | 1 | 642969 | 169653 |
| 2002-01-15 | 1 | 791531 | 169653 |
| 2001-12-31 | 1 | 634245 | 169653 |
| 2001-12-31 | 1 | 363844 | 169653 |
| 1997-11-01 | 1 | 334442 | 169653 |
| 1997-11-01 | 1 | 455178 | 169653 |
| 1994-03-31 | 1 | 283559 | 169653 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.