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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-09-30 | 1,007,685 | 874,149 | 817,865 | 0.65 | 7.86 | 3.15 |
| 2016-12-31 | 1,073,294 | 894,934 | 888,603 | 0.66 | 7.99 | 3.15 |
| 2017-03-31 | 1,096,395 | 934,326 | 905,162 | 0.72 | 8.64 | 3.14 |
| 2017-06-30 | 1,158,546 | 946,152 | 982,524 | 0.71 | 7.59 | 3.17 |
| 2017-09-30 | 1,446,790 | 1,151,856 | 1,184,736 | 0.72 | 7.21 | 3.23 |
| 2017-12-31 | 1,452,328 | 1,167,098 | 1,215,716 | 0.56 | 5.49 | 3.36 |
| 2018-03-31 | 1,483,060 | 1,190,593 | 1,258,034 | 1.10 | 9.78 | 3.65 |
| 2018-06-30 | 1,640,999 | 1,321,068 | 1,380,076 | 1.06 | 9.38 | 3.67 |
| 2018-09-30 | 1,717,146 | 1,385,329 | 1,397,264 | 1.14 | 10.19 | 3.69 |
| 2018-12-31 | 1,711,159 | 1,393,204 | 1,447,380 | 1.10 | 9.76 | 3.67 |
| 2019-03-31 | 1,777,299 | 1,450,774 | 1,481,569 | 0.98 | 8.66 | 3.46 |
| 2019-06-30 | 1,830,697 | 1,443,497 | 1,531,784 | 0.80 | 7.15 | 3.42 |
| 2019-09-30 | 2,044,939 | 1,652,608 | 1,726,667 | 0.59 | 5.35 | 3.28 |
| 2019-12-31 | 2,011,588 | 1,640,867 | 1,706,329 | 0.72 | 6.44 | 3.34 |
| 2020-03-31 | 2,092,444 | 1,725,547 | 1,738,886 | 0.63 | 5.71 | 3.32 |
| 2020-06-30 | 2,300,594 | 1,923,266 | 1,933,566 | 0.69 | 6.49 | 3.24 |
| 2020-09-30 | 2,309,896 | 1,835,427 | 1,981,843 | 0.81 | 7.76 | 3.27 |
| 2020-12-31 | 2,346,270 | 1,903,617 | 2,023,598 | 0.88 | 8.46 | 3.37 |
| 2021-03-31 | 2,405,576 | 1,970,490 | 1,999,261 | 1.63 | 15.97 | 3.60 |
| 2021-06-30 | 2,443,047 | 2,036,228 | 2,031,290 | 1.55 | 15.07 | 3.60 |
| 2021-09-30 | 2,438,020 | 2,045,966 | 1,981,362 | 1.53 | 14.73 | 3.62 |
| 2021-12-31 | 2,510,298 | 2,114,602 | 2,088,245 | 1.46 | 14.00 | 3.60 |
| 2022-03-31 | 2,573,845 | 2,177,895 | 2,127,611 | 1.28 | 12.14 | 3.56 |
| 2022-06-30 | 2,568,136 | 2,165,162 | 2,195,189 | 1.33 | 12.54 | 3.70 |
| 2022-09-30 | 2,625,213 | 2,190,192 | 2,225,984 | 1.41 | 13.26 | 3.83 |
| 2022-12-31 | 2,732,940 | 2,293,953 | 2,312,340 | 1.39 | 13.12 | 3.81 |
| 2023-03-31 | 2,816,897 | 2,241,804 | 2,362,690 | 1.01 | 9.58 | 3.52 |
| 2023-06-30 | 2,874,425 | 2,399,900 | 2,406,257 | 0.98 | 9.42 | 3.43 |
| 2023-09-30 | 3,558,377 | 2,967,455 | 2,977,851 | 0.56 | 5.39 | 3.53 |
| 2023-12-31 | 3,609,326 | 2,967,569 | 2,979,104 | 0.67 | 6.49 | 3.62 |
| 2024-03-31 | 3,591,398 | 2,970,262 | 2,956,027 | 1.39 | 13.29 | 3.68 |
| 2024-06-30 | 3,615,731 | 2,967,634 | 2,961,776 | 1.31 | 12.35 | 3.69 |
| 2024-09-30 | 3,757,652 | 3,050,070 | 3,050,054 | 1.16 | 10.94 | 3.64 |
| 2024-12-31 | 3,780,346 | 3,055,896 | 3,106,493 | 1.15 | 10.79 | 3.65 |
| 2025-03-31 | 3,880,759 | 3,119,795 | 3,197,434 | 0.98 | 9.11 | 3.64 |
| 2025-06-30 | 4,019,335 | 3,168,212 | 3,288,538 | 1.01 | 9.44 | 3.68 |
| 2025-09-30 | 4,032,636 | 3,223,607 | 3,331,699 | 1.06 | 9.96 | 3.74 |
| 2025-12-31 | 3,958,035 | 3,202,308 | 3,247,841 | 1.11 | 10.29 | 3.79 |
| 2026-03-31 | 3,970,761 | 3,227,440 | 3,258,191 | 0.77 | 6.85 | 3.70 |
| 2026-06-30 | 4,087,406 | 3,323,677 | 3,326,305 | 0.92 | 8.25 | 3.70 |
26 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-07-17 | 1 | 3805279 | 3401970 |
| 2023-07-17 | 1 | 676478 | 3401970 |
| 2019-10-01 | 1 | 3093964 | 3401970 |
| 2018-05-01 | 1 | 122573 | 3401970 |
| 2018-05-01 | 1 | 3836965 | 3401970 |
| 2017-09-16 | 1 | 3287503 | 3401970 |
| 2014-03-08 | 1 | 3411791 | 3401970 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.