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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,091,326 | 811,533 | 503,414 | 0.89 | 8.73 | 2.89 |
| 2020-09-30 | 1,079,100 | 816,725 | 484,807 | 0.87 | 8.56 | 2.78 |
| 2020-12-31 | 1,116,868 | 864,574 | 472,996 | 0.82 | 8.18 | 2.70 |
| 2021-03-31 | 1,168,543 | 879,622 | 473,240 | 0.68 | 7.30 | 2.16 |
| 2021-06-30 | 1,181,902 | 929,722 | 470,416 | 0.65 | 7.09 | 2.10 |
| 2021-09-30 | 1,242,942 | 977,466 | 464,545 | 0.71 | 7.87 | 2.10 |
| 2021-12-31 | 1,225,398 | 989,966 | 466,949 | 0.74 | 8.26 | 2.13 |
| 2022-03-31 | 1,189,931 | 938,139 | 493,549 | 0.76 | 10.06 | 2.30 |
| 2022-06-30 | 1,151,704 | 970,536 | 515,419 | 0.86 | 12.92 | 2.42 |
| 2022-09-30 | 1,115,825 | 924,374 | 524,356 | 0.87 | 14.01 | 2.53 |
| 2022-12-31 | 1,117,412 | 921,405 | 540,673 | 0.82 | 13.59 | 2.57 |
| 2023-03-31 | 1,108,748 | 904,106 | 543,508 | 0.71 | 12.98 | 2.43 |
| 2023-06-30 | 1,142,022 | 946,208 | 555,684 | 0.54 | 9.96 | 2.20 |
| 2023-09-30 | 1,154,999 | 944,983 | 581,704 | 0.59 | 10.89 | 2.23 |
| 2023-12-31 | 1,148,004 | 977,764 | 588,929 | 0.56 | 10.32 | 2.28 |
| 2024-03-31 | 1,109,541 | 965,149 | 598,396 | 0.31 | 5.23 | 2.26 |
| 2024-06-30 | 1,129,109 | 964,836 | 618,614 | 0.36 | 6.10 | 2.28 |
| 2024-09-30 | 1,185,642 | 973,673 | 621,631 | 0.39 | 6.43 | 2.32 |
| 2024-12-31 | 1,178,534 | 999,716 | 621,126 | 0.45 | 7.42 | 2.37 |
| 2025-03-31 | 1,193,185 | 1,010,928 | 621,956 | 0.62 | 9.88 | 2.53 |
| 2025-06-30 | 1,218,814 | 1,019,282 | 633,205 | 0.58 | 9.27 | 2.59 |
| 2025-09-30 | 1,243,695 | 1,034,033 | 647,577 | 0.64 | 10.05 | 2.66 |
| 2025-12-31 | 1,230,620 | 1,039,200 | 642,790 | 0.63 | 9.68 | 2.73 |
| 2026-03-31 | 1,237,837 | 1,038,070 | 624,797 | 0.73 | 10.35 | 2.92 |
| 2026-06-30 | 1,223,841 | 1,039,435 | 621,359 | 0.68 | 9.58 | 2.93 |
9 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1988-01-01 | 1 | 304230 | 344647 |
| 1986-08-21 | 50 | 508047 | 344647 |
| 1983-11-07 | 1 | 348841 | 344647 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.