Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,255,461 | 1,115,383 | 1,041,682 | 1.28 | 12.29 | 3.81 |
| 2016-06-30 | 1,246,038 | 1,104,999 | 1,025,013 | 1.38 | 13.16 | 3.91 |
| 2016-09-30 | 1,273,121 | 1,130,392 | 1,029,436 | 1.41 | 13.46 | 3.84 |
| 2016-12-31 | 1,275,269 | 1,104,361 | 1,037,358 | 1.47 | 14.00 | 3.89 |
| 2017-03-31 | 1,316,361 | 1,082,904 | 1,056,503 | 1.19 | 11.47 | 3.69 |
| 2017-06-30 | 1,763,581 | 1,475,885 | 1,439,989 | 0.80 | 7.33 | 3.75 |
| 2017-09-30 | 1,778,089 | 1,425,981 | 1,446,790 | 0.78 | 7.09 | 3.74 |
| 2017-12-31 | 1,788,027 | 1,395,879 | 1,485,027 | 0.84 | 7.67 | 3.75 |
| 2018-03-31 | 1,869,943 | 1,372,720 | 1,548,281 | 1.02 | 9.41 | 3.92 |
| 2018-06-30 | 1,891,304 | 1,339,587 | 1,578,997 | 0.94 | 8.76 | 3.96 |
| 2018-09-30 | 1,885,976 | 1,410,066 | 1,582,864 | 1.09 | 10.15 | 3.98 |
| 2018-12-31 | 1,958,397 | 1,458,892 | 1,602,517 | 1.07 | 10.00 | 3.96 |
| 2019-03-31 | 1,992,801 | 1,503,439 | 1,641,644 | 1.43 | 13.49 | 3.97 |
| 2019-06-30 | 2,057,942 | 1,531,686 | 1,704,943 | 1.47 | 13.99 | 3.83 |
| 2019-09-30 | 2,080,235 | 1,509,146 | 1,703,442 | 1.38 | 13.11 | 3.79 |
| 2019-12-31 | 2,083,852 | 1,531,580 | 1,700,319 | 1.39 | 13.12 | 3.82 |
| 2020-03-31 | 2,183,370 | 1,500,969 | 1,726,983 | 0.78 | 7.50 | 3.56 |
| 2020-06-30 | 2,455,828 | 1,713,207 | 2,043,071 | 0.73 | 7.41 | 3.58 |
| 2020-09-30 | 2,588,321 | 1,823,111 | 2,154,532 | 0.80 | 8.38 | 3.49 |
| 2020-12-31 | 2,556,560 | 1,858,893 | 2,126,145 | 0.90 | 9.46 | 3.62 |
| 2021-03-31 | 2,617,071 | 1,903,233 | 2,212,706 | 1.67 | 18.20 | 3.57 |
| 2021-06-30 | 2,860,825 | 2,163,154 | 2,123,945 | 1.51 | 16.83 | 3.50 |
| 2021-09-30 | 2,581,858 | 1,906,216 | 2,104,233 | 1.53 | 16.56 | 3.53 |
| 2021-12-31 | 2,650,449 | 1,958,350 | 2,218,642 | 1.51 | 16.12 | 3.52 |
| 2022-03-31 | 2,721,510 | 2,042,546 | 2,229,998 | 1.40 | 14.09 | 3.55 |
| 2022-06-30 | 2,775,151 | 1,876,442 | 2,268,252 | 1.56 | 15.75 | 3.68 |
| 2022-09-30 | 2,848,549 | 2,091,325 | 2,307,330 | 1.58 | 15.96 | 3.81 |
| 2022-12-31 | 2,978,956 | 2,171,625 | 2,421,473 | 1.56 | 15.72 | 3.90 |
| 2023-03-31 | 3,163,780 | 2,477,290 | 2,515,925 | 1.30 | 13.44 | 3.84 |
| 2023-06-30 | 3,265,828 | 2,529,264 | 2,648,661 | 1.23 | 12.84 | 3.84 |
| 2023-09-30 | 3,419,476 | 2,658,503 | 2,738,852 | 1.25 | 12.97 | 3.82 |
| 2023-12-31 | 3,509,031 | 2,799,204 | 2,823,577 | 1.26 | 13.09 | 3.82 |
| 2024-03-31 | 3,532,203 | 2,758,688 | 2,882,995 | 1.14 | 11.66 | 3.73 |
| 2024-06-30 | 3,617,925 | 2,887,035 | 2,958,833 | 1.22 | 12.52 | 3.76 |
| 2024-09-30 | 3,716,192 | 2,976,859 | 3,024,564 | 1.25 | 12.82 | 3.76 |
| 2024-12-31 | 3,853,357 | 3,113,014 | 3,090,841 | 1.32 | 13.49 | 3.79 |
| 2025-03-31 | 3,944,859 | 3,245,788 | 3,159,687 | 1.27 | 12.93 | 3.78 |
| 2025-06-30 | 4,004,502 | 3,309,974 | 3,228,438 | 1.26 | 12.77 | 3.78 |
| 2025-09-30 | 4,035,626 | 3,334,964 | 3,311,749 | 1.36 | 13.66 | 3.81 |
| 2025-12-31 | 4,082,035 | 3,381,533 | 3,356,213 | 1.36 | 13.51 | 3.80 |
| 2026-03-31 | 4,320,998 | 3,571,989 | 3,485,973 | 1.29 | 12.72 | 3.73 |
| 2026-06-30 | 4,410,309 | 3,595,858 | 3,548,222 | 1.41 | 13.89 | 3.80 |
5 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-06-01 | 1 | 50957 | 537449 |
| 2017-06-01 | 1 | 2882125 | 537449 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.