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Regulatory profile
Rocky Mount, NC · FDIC certificate #35530 · RSSD 2963266
FIRST CAROLINA BANK is an FDIC-insured institution based in Rocky Mount, NC (FDIC certificate #35530). In its Q2 2026 Call Report it reported total assets of $3.4B, total deposits of $2.9B and net loans of $2.7B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST CAROLINA BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.88% |
|---|---|
| Equity to assets | 13.38% |
| Noncurrent loans ratio | 0.81% |
| Nonaccrual loans ratio | 0.81% |
| Loan to deposit ratio | 95.55% |
| Liquid assets ratio | 12.98% |
| Brokered deposit ratio | 18.90% |
| Total deposits | $2.9B |
| Net loans and leases | $2.7B |