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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #11063 · RSSD 491224
FIRST-CITIZENS BANK&TRUST CO is an FDIC-insured institution (FDIC certificate #11063). In its Q2 2026 Call Report it reported total assets of $236.3B, total deposits of $174.0B and net loans of $149.6B. Its primary federal regulator is FDIC. Its current parent is FIRST CITIZENS BANCSHARES, INC..
Reported facts
Deterministic ratios for FIRST-CITIZENS BANK&TRUST CO from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.41% |
|---|---|
| Equity to assets | 9.78% |
| Noncurrent loans ratio | 1.12% |
| Nonaccrual loans ratio | 0.96% |
| Loan to deposit ratio | 86.88% |
| Liquid assets ratio | 27.79% |
| Brokered deposit ratio | 6.32% |
| Total deposits | $174.0B |
| Net loans and leases | $149.6B |