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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,190,161 | 1,021,834 | 693,985 | 1.15 | 11.05 | 3.43 |
| 2016-06-30 | 1,176,931 | 1,007,136 | 703,060 | 1.11 | 10.54 | 3.42 |
| 2016-09-30 | 1,195,019 | 1,012,343 | 743,675 | 1.10 | 10.45 | 3.47 |
| 2016-12-31 | 1,220,069 | 1,007,748 | 792,552 | 1.09 | 10.41 | 3.50 |
| 2017-03-31 | 1,221,925 | 1,039,948 | 837,482 | 1.08 | 10.37 | 3.59 |
| 2017-06-30 | 1,263,234 | 1,054,774 | 878,463 | 1.11 | 10.72 | 3.62 |
| 2017-09-30 | 1,268,026 | 1,056,243 | 898,146 | 1.14 | 10.98 | 3.64 |
| 2017-12-31 | 1,359,874 | 1,109,512 | 990,774 | 1.01 | 9.88 | 3.65 |
| 2018-03-31 | 1,381,954 | 1,122,476 | 1,020,384 | 1.28 | 13.41 | 3.62 |
| 2018-06-30 | 1,396,977 | 1,126,193 | 1,030,190 | 1.34 | 14.05 | 3.65 |
| 2018-09-30 | 1,407,259 | 1,181,554 | 1,048,908 | 1.35 | 14.05 | 3.65 |
| 2018-12-31 | 1,429,553 | 1,192,229 | 1,070,126 | 1.34 | 13.90 | 3.68 |
| 2019-03-31 | 1,447,188 | 1,189,248 | 1,078,015 | 1.27 | 12.84 | 3.61 |
| 2019-06-30 | 1,446,028 | 1,191,829 | 1,087,096 | 1.32 | 13.25 | 3.67 |
| 2019-09-30 | 1,474,115 | 1,207,072 | 1,102,785 | 1.40 | 13.87 | 3.72 |
| 2019-12-31 | 1,465,405 | 1,219,863 | 1,102,539 | 1.41 | 13.86 | 3.74 |
| 2020-03-31 | 1,463,733 | 1,213,169 | 1,081,479 | 1.37 | 12.79 | 3.83 |
| 2020-06-30 | 1,798,481 | 1,520,688 | 1,366,274 | 1.20 | 11.42 | 3.59 |
| 2020-09-30 | 1,855,620 | 1,557,690 | 1,370,030 | 1.40 | 13.41 | 3.69 |
| 2020-12-31 | 1,889,015 | 1,595,376 | 1,404,106 | 1.44 | 13.79 | 3.72 |
| 2021-03-31 | 1,992,791 | 1,694,218 | 1,397,787 | 1.75 | 17.28 | 3.63 |
| 2021-06-30 | 1,999,903 | 1,699,811 | 1,403,460 | 1.57 | 15.48 | 3.58 |
| 2021-09-30 | 2,044,408 | 1,757,381 | 1,428,773 | 1.52 | 14.99 | 3.56 |
| 2021-12-31 | 2,140,937 | 1,852,511 | 1,428,783 | 1.48 | 14.63 | 3.53 |
| 2022-03-31 | 2,174,505 | 1,895,064 | 1,461,783 | 1.29 | 13.47 | 3.26 |
| 2022-06-30 | 2,208,830 | 1,894,106 | 1,579,011 | 1.31 | 14.01 | 3.39 |
| 2022-09-30 | 2,346,081 | 1,883,088 | 1,720,942 | 1.33 | 14.73 | 3.45 |
| 2022-12-31 | 2,329,851 | 1,858,979 | 1,707,172 | 1.36 | 15.21 | 3.50 |
| 2023-03-31 | 2,332,127 | 1,814,248 | 1,708,896 | 1.28 | 14.33 | 3.38 |
| 2023-06-30 | 2,886,074 | 2,278,896 | 2,156,130 | 0.38 | 4.09 | 3.15 |
| 2023-09-30 | 2,953,462 | 2,338,146 | 2,239,096 | 0.65 | 6.80 | 3.28 |
| 2023-12-31 | 2,970,565 | 2,325,747 | 2,237,062 | 0.78 | 8.01 | 3.33 |
| 2024-03-31 | 2,916,917 | 2,307,639 | 2,226,407 | 1.03 | 9.64 | 3.24 |
| 2024-06-30 | 2,943,486 | 2,279,035 | 2,247,146 | 0.92 | 8.55 | 3.26 |
| 2024-09-30 | 3,022,363 | 2,454,214 | 2,322,827 | 0.97 | 8.98 | 3.24 |
| 2024-12-31 | 3,020,882 | 2,386,662 | 2,301,150 | 1.01 | 9.34 | 3.29 |
| 2025-03-31 | 3,012,129 | 2,369,718 | 2,299,636 | 1.10 | 10.04 | 3.42 |
| 2025-06-30 | 2,962,570 | 2,298,146 | 2,235,175 | 1.18 | 10.60 | 3.48 |
| 2025-09-30 | 3,051,688 | 2,415,130 | 2,326,442 | 1.25 | 11.17 | 3.55 |
| 2025-12-31 | 3,059,673 | 2,382,712 | 2,337,209 | 1.31 | 11.57 | 3.62 |
| 2026-03-31 | 3,022,065 | 2,458,046 | 2,281,202 | 1.45 | 12.37 | 3.83 |
| 2026-06-30 | 3,187,334 | 2,402,305 | 2,381,838 | 1.43 | 12.32 | 3.74 |
44 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-06-17 | 1 | 582177 | 978118 |
| 2020-04-18 | 1 | 3592609 | 978118 |
| 2015-12-12 | 1 | 493013 | 978118 |
| 1991-12-31 | 1 | 472175 | 978118 |
| 1971-01-04 | 1 | 82314 | 978118 |
| 1970-04-01 | 1 | 797711 | 978118 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.