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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,447,052 | 1,879,773 | 1,741,690 | 0.99 | 7.44 | 3.99 |
| 2016-06-30 | 2,471,203 | 1,830,095 | 1,780,621 | 1.02 | 7.72 | 4.02 |
| 2016-09-30 | 2,425,203 | 1,866,996 | 1,816,492 | 1.09 | 8.24 | 4.02 |
| 2016-12-31 | 2,377,540 | 1,864,899 | 1,834,771 | 1.09 | 8.15 | 4.02 |
| 2017-03-31 | 2,425,043 | 1,915,367 | 1,817,104 | 1.06 | 7.88 | 4.02 |
| 2017-06-30 | 2,358,060 | 1,868,682 | 1,823,033 | 1.09 | 7.99 | 4.15 |
| 2017-09-30 | 2,366,272 | 1,877,646 | 1,818,331 | 1.17 | 8.58 | 4.18 |
| 2017-12-31 | 2,380,304 | 1,949,107 | 1,797,724 | 0.96 | 6.99 | 4.17 |
| 2018-03-31 | 2,424,250 | 2,014,519 | 1,773,424 | 1.56 | 12.02 | 4.23 |
| 2018-06-30 | 2,344,033 | 1,926,880 | 1,779,264 | 1.57 | 12.02 | 4.26 |
| 2018-09-30 | 2,265,735 | 1,897,091 | 1,772,469 | 1.60 | 12.09 | 4.32 |
| 2018-12-31 | 2,236,658 | 1,869,476 | 1,756,633 | 1.62 | 12.14 | 4.44 |
| 2019-03-31 | 2,239,471 | 1,892,204 | 1,718,952 | 1.75 | 12.55 | 4.53 |
| 2019-06-30 | 2,209,053 | 1,860,909 | 1,702,204 | 1.84 | 13.11 | 4.63 |
| 2019-09-30 | 2,202,130 | 1,854,342 | 1,675,439 | 1.80 | 12.76 | 4.62 |
| 2019-12-31 | 2,796,982 | 2,353,910 | 2,096,114 | 1.69 | 11.96 | 4.39 |
| 2020-03-31 | 2,738,267 | 2,296,749 | 2,075,588 | 1.18 | 8.16 | 4.66 |
| 2020-06-30 | 2,948,399 | 2,506,717 | 2,113,059 | 1.18 | 8.33 | 4.43 |
| 2020-09-30 | 2,947,317 | 2,501,700 | 2,167,718 | 1.18 | 8.37 | 4.36 |
| 2020-12-31 | 3,010,560 | 2,556,336 | 2,160,450 | 1.28 | 9.16 | 4.34 |
| 2021-03-31 | 3,139,421 | 2,685,392 | 2,112,077 | 1.89 | 14.17 | 3.90 |
| 2021-06-30 | 3,124,291 | 2,680,250 | 2,121,874 | 1.83 | 13.79 | 3.84 |
| 2021-09-30 | 3,134,223 | 2,685,340 | 2,122,226 | 1.77 | 13.44 | 3.78 |
| 2021-12-31 | 3,183,928 | 2,737,120 | 2,137,711 | 1.66 | 12.71 | 3.73 |
| 2022-03-31 | 3,226,132 | 2,785,417 | 2,215,315 | 1.19 | 9.51 | 3.54 |
| 2022-06-30 | 3,238,785 | 2,807,823 | 2,270,049 | 1.31 | 10.65 | 3.70 |
| 2022-09-30 | 3,143,745 | 2,720,766 | 2,333,345 | 1.44 | 11.76 | 3.86 |
| 2022-12-31 | 3,112,618 | 2,695,803 | 2,369,641 | 1.49 | 12.11 | 3.99 |
| 2023-03-31 | 3,027,324 | 2,603,348 | 2,358,108 | 1.52 | 12.20 | 4.30 |
| 2023-06-30 | 3,357,176 | 2,859,818 | 2,584,896 | 1.37 | 10.67 | 4.45 |
| 2023-09-30 | 3,261,205 | 2,759,054 | 2,557,441 | 1.52 | 11.58 | 4.53 |
| 2023-12-31 | 3,241,163 | 2,737,005 | 2,536,109 | 1.50 | 11.27 | 4.52 |
| 2024-03-31 | 3,213,604 | 2,701,975 | 2,484,372 | 1.60 | 11.23 | 4.43 |
| 2024-06-30 | 3,222,055 | 2,711,348 | 2,438,383 | 1.58 | 11.08 | 4.45 |
| 2024-09-30 | 3,173,119 | 2,665,757 | 2,408,995 | 1.59 | 11.08 | 4.47 |
| 2024-12-31 | 3,199,914 | 2,695,199 | 2,381,264 | 1.59 | 11.08 | 4.46 |
| 2025-03-31 | 3,214,757 | 2,702,620 | 2,348,915 | 1.51 | 10.50 | 4.29 |
| 2025-06-30 | 3,164,292 | 2,658,726 | 2,320,257 | 1.55 | 10.75 | 4.36 |
| 2025-09-30 | 3,178,684 | 2,660,898 | 2,299,708 | 1.55 | 10.71 | 4.40 |
| 2025-12-31 | 3,248,653 | 2,722,282 | 2,283,994 | 1.55 | 10.73 | 4.44 |
| 2026-03-31 | 3,644,798 | 3,079,480 | 2,422,486 | 1.48 | 10.54 | 4.40 |
| 2026-06-30 | 3,607,625 | 3,039,018 | 2,427,092 | 2.05 | 14.59 | 4.44 |
67 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-24 | 1 | 667029 | 2353595 |
| 2023-04-22 | 1 | 2483120 | 2353595 |
| 2020-01-01 | 1 | 969424 | 2353595 |
| 2012-06-09 | 50 | 2607449 | 2353595 |
| 2012-06-01 | 1 | 3101775 | 2353595 |
| 2009-08-01 | 1 | 3299793 | 2353595 |
| 2008-11-15 | 1 | 1006670 | 2353595 |
| 2004-04-01 | 1 | 2374170 | 2353595 |
| 2003-06-07 | 1 | 650526 | 2353595 |
| 2002-12-01 | 1 | 497020 | 2353595 |
| 2000-11-01 | 1 | 2309631 | 2353595 |
| 1999-05-01 | 1 | 887126 | 2353595 |
| 1999-05-01 | 1 | 782623 | 2353595 |
| 1999-05-01 | 1 | 1156883 | 2353595 |
| 1995-12-30 | 5 | 887126 | 2353595 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.