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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2017-12-31 | 1,050,054 | 893,243 | 646,101 | 0.67 | 6.43 | 3.51 |
| 2018-03-31 | 1,069,804 | 924,572 | 670,143 | 1.09 | 10.00 | 3.64 |
| 2018-06-30 | 1,091,466 | 938,143 | 685,215 | 1.14 | 10.57 | 3.69 |
| 2018-09-30 | 1,090,806 | 926,969 | 695,831 | 1.14 | 10.49 | 3.68 |
| 2018-12-31 | 1,091,340 | 931,117 | 715,422 | 1.12 | 10.27 | 3.73 |
| 2019-03-31 | 1,096,785 | 924,654 | 719,365 | 0.98 | 8.67 | 3.73 |
| 2019-06-30 | 1,115,425 | 940,804 | 729,075 | 1.05 | 9.22 | 3.73 |
| 2019-09-30 | 1,129,775 | 952,290 | 739,289 | 1.07 | 9.38 | 3.74 |
| 2019-12-31 | 1,170,076 | 991,762 | 741,556 | 1.06 | 9.26 | 3.71 |
| 2020-03-31 | 1,185,200 | 990,113 | 753,772 | 0.68 | 6.01 | 3.60 |
| 2020-06-30 | 1,325,452 | 1,122,520 | 841,933 | 0.73 | 6.52 | 3.49 |
| 2020-09-30 | 1,382,795 | 1,177,503 | 871,934 | 0.77 | 7.03 | 3.44 |
| 2020-12-31 | 1,396,533 | 1,193,360 | 878,788 | 0.84 | 7.79 | 3.44 |
| 2021-03-31 | 1,492,235 | 1,275,120 | 881,984 | 0.96 | 9.56 | 3.21 |
| 2021-06-30 | 1,515,044 | 1,293,798 | 879,096 | 0.99 | 9.97 | 3.23 |
| 2021-09-30 | 1,559,812 | 1,337,373 | 876,708 | 1.10 | 11.11 | 3.33 |
| 2021-12-31 | 1,583,958 | 1,365,079 | 859,643 | 1.09 | 11.08 | 3.27 |
| 2022-03-31 | 1,652,254 | 1,435,622 | 876,830 | 0.92 | 10.34 | 2.89 |
| 2022-06-30 | 1,684,345 | 1,473,431 | 909,645 | 0.87 | 10.31 | 2.90 |
| 2022-09-30 | 1,652,760 | 1,442,289 | 940,653 | 0.93 | 11.37 | 3.07 |
| 2022-12-31 | 1,672,295 | 1,389,864 | 971,300 | 0.96 | 11.92 | 3.19 |
| 2023-03-31 | 1,735,147 | 1,424,972 | 982,612 | 0.93 | 12.04 | 3.21 |
| 2023-06-30 | 1,740,463 | 1,425,038 | 1,024,806 | 0.91 | 11.77 | 3.16 |
| 2023-09-30 | 1,795,538 | 1,499,119 | 1,085,336 | 0.77 | 10.10 | 3.12 |
| 2023-12-31 | 1,827,624 | 1,515,988 | 1,126,185 | 0.79 | 10.33 | 3.09 |
| 2024-03-31 | 1,885,960 | 1,582,046 | 1,146,565 | 0.67 | 8.72 | 2.87 |
| 2024-06-30 | 1,884,511 | 1,610,119 | 1,182,958 | 0.74 | 9.65 | 2.92 |
| 2024-09-30 | 1,942,527 | 1,649,219 | 1,187,661 | 0.80 | 10.34 | 2.97 |
| 2024-12-31 | 1,957,057 | 1,680,656 | 1,217,069 | 0.84 | 10.89 | 3.01 |
| 2025-03-31 | 2,038,509 | 1,730,111 | 1,245,424 | 0.94 | 11.97 | 3.13 |
| 2025-06-30 | 2,045,045 | 1,758,830 | 1,257,700 | 1.03 | 13.03 | 3.21 |
| 2025-09-30 | 2,065,477 | 1,776,853 | 1,274,802 | 1.06 | 13.22 | 3.27 |
| 2025-12-31 | 2,057,446 | 1,755,534 | 1,307,950 | 1.07 | 13.18 | 3.31 |
| 2026-03-31 | 2,401,075 | 2,053,452 | 1,537,715 | 1.09 | 12.01 | 3.57 |
| 2026-06-30 | 2,380,900 | 2,030,816 | 1,571,722 | 1.25 | 13.39 | 3.61 |
23 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-09 | 1 | 3390627 | 2328137 |
| 2017-10-21 | 1 | 2834179 | 2328137 |
| 2014-02-01 | 1 | 3620883 | 2328137 |
| 2006-06-10 | 1 | 2992350 | 2328137 |
| 2004-10-02 | 1 | 328076 | 2328137 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.