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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,075,632 | 859,639 | 839,069 | 1.01 | 11.82 | 3.82 |
| 2016-06-30 | 1,107,909 | 878,353 | 867,970 | 1.03 | 11.99 | 3.80 |
| 2016-09-30 | 1,140,292 | 887,845 | 889,152 | 1.03 | 11.95 | 3.80 |
| 2016-12-31 | 1,200,001 | 948,088 | 913,167 | 1.08 | 12.73 | 3.79 |
| 2017-03-31 | 1,229,938 | 980,930 | 939,031 | 0.86 | 10.50 | 3.68 |
| 2017-06-30 | 1,249,674 | 984,933 | 967,963 | 0.91 | 11.00 | 3.72 |
| 2017-09-30 | 1,304,655 | 1,004,907 | 1,023,542 | 0.93 | 11.12 | 3.76 |
| 2017-12-31 | 1,338,956 | 1,076,746 | 1,038,010 | 0.84 | 10.05 | 3.78 |
| 2018-03-31 | 1,358,144 | 1,072,003 | 1,084,762 | 1.11 | 13.28 | 3.76 |
| 2018-06-30 | 1,383,715 | 1,088,332 | 1,102,741 | 1.11 | 13.24 | 3.80 |
| 2018-09-30 | 1,425,111 | 1,090,718 | 1,132,100 | 1.11 | 13.22 | 3.79 |
| 2018-12-31 | 1,471,542 | 1,162,279 | 1,151,326 | 1.08 | 12.75 | 3.78 |
| 2019-03-31 | 1,500,898 | 1,160,372 | 1,164,267 | 0.86 | 9.75 | 3.62 |
| 2019-06-30 | 1,493,367 | 1,152,819 | 1,157,678 | 0.91 | 10.10 | 3.62 |
| 2019-09-30 | 1,505,984 | 1,157,719 | 1,150,516 | 0.95 | 10.38 | 3.62 |
| 2019-12-31 | 1,521,073 | 1,212,992 | 1,150,020 | 0.97 | 10.50 | 3.61 |
| 2020-03-31 | 1,545,394 | 1,225,497 | 1,184,325 | 0.96 | 10.37 | 3.64 |
| 2020-06-30 | 1,686,111 | 1,345,719 | 1,272,556 | 1.04 | 11.35 | 3.87 |
| 2020-09-30 | 1,716,464 | 1,370,237 | 1,327,885 | 1.05 | 11.54 | 3.73 |
| 2020-12-31 | 1,808,025 | 1,468,202 | 1,364,242 | 0.98 | 10.79 | 3.63 |
| 2021-03-31 | 1,851,655 | 1,518,972 | 1,414,020 | 1.30 | 14.90 | 3.76 |
| 2021-06-30 | 1,894,971 | 1,556,714 | 1,486,109 | 1.27 | 14.50 | 3.72 |
| 2021-09-30 | 1,945,832 | 1,605,781 | 1,523,816 | 1.26 | 14.37 | 3.69 |
| 2021-12-31 | 2,049,696 | 1,713,819 | 1,570,155 | 1.23 | 14.03 | 3.65 |
| 2022-03-31 | 2,056,045 | 1,736,308 | 1,654,744 | 1.19 | 14.40 | 3.63 |
| 2022-06-30 | 2,139,528 | 1,791,991 | 1,732,999 | 1.26 | 15.73 | 3.74 |
| 2022-09-30 | 2,278,192 | 1,790,163 | 1,866,521 | 1.29 | 16.73 | 3.82 |
| 2022-12-31 | 2,427,913 | 1,898,764 | 1,983,016 | 1.22 | 16.12 | 3.78 |
| 2023-03-31 | 2,556,185 | 1,972,217 | 2,067,702 | 0.91 | 12.71 | 3.43 |
| 2023-06-30 | 2,618,615 | 2,021,753 | 2,115,776 | 0.87 | 12.20 | 3.40 |
| 2023-09-30 | 2,686,798 | 2,093,866 | 2,167,867 | 0.86 | 12.29 | 3.40 |
| 2023-12-31 | 2,757,543 | 2,147,696 | 2,200,078 | 0.87 | 12.25 | 3.39 |
| 2024-03-31 | 2,810,508 | 2,222,577 | 2,243,079 | 0.85 | 11.32 | 3.34 |
| 2024-06-30 | 2,824,870 | 2,256,488 | 2,296,510 | 0.92 | 12.16 | 3.39 |
| 2024-09-30 | 2,919,413 | 2,322,229 | 2,370,670 | 0.98 | 12.93 | 3.49 |
| 2024-12-31 | 2,967,891 | 2,424,553 | 2,467,824 | 1.00 | 13.15 | 3.56 |
| 2025-03-31 | 3,093,546 | 2,507,946 | 2,513,589 | 1.14 | 15.10 | 3.86 |
| 2025-06-30 | 3,250,357 | 2,619,671 | 2,599,797 | 1.16 | 15.43 | 3.87 |
| 2025-09-30 | 3,309,235 | 2,695,425 | 2,690,893 | 1.04 | 13.74 | 3.91 |
| 2025-12-31 | 3,422,679 | 2,772,980 | 2,757,828 | 1.09 | 14.38 | 3.99 |
| 2026-03-31 | 3,501,204 | 2,862,785 | 2,817,976 | 1.19 | 15.33 | 4.04 |
| 2026-06-30 | 3,629,998 | 2,866,370 | 2,916,883 | 1.32 | 16.94 | 4.14 |
35 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-12-20 | 1 | 50546 | 2596646 |
| 2008-07-18 | 1 | 895952 | 2596646 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.