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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,313,478 | 1,178,042 | 1,075,970 | 1.12 | 11.70 | 4.34 |
| 2016-06-30 | 1,425,804 | 1,246,427 | 1,140,862 | 1.08 | 11.02 | 4.36 |
| 2016-09-30 | 1,430,879 | 1,251,257 | 1,152,167 | 1.21 | 12.05 | 4.39 |
| 2016-12-31 | 1,480,298 | 1,321,822 | 1,166,272 | 1.08 | 10.76 | 4.35 |
| 2017-03-31 | 1,467,036 | 1,304,691 | 1,169,816 | 0.93 | 9.02 | 4.18 |
| 2017-06-30 | 1,564,164 | 1,348,600 | 1,250,464 | 0.89 | 8.70 | 4.30 |
| 2017-09-30 | 1,558,450 | 1,348,893 | 1,262,624 | 0.85 | 8.34 | 4.27 |
| 2017-12-31 | 1,598,426 | 1,371,329 | 1,287,092 | 0.93 | 9.14 | 4.30 |
| 2018-03-31 | 1,591,623 | 1,385,835 | 1,294,642 | 1.26 | 12.34 | 4.21 |
| 2018-06-30 | 1,635,282 | 1,414,531 | 1,325,876 | 0.49 | 4.86 | 4.29 |
| 2018-09-30 | 1,664,006 | 1,408,744 | 1,352,567 | 0.73 | 7.23 | 4.27 |
| 2018-12-31 | 1,671,036 | 1,462,809 | 1,362,255 | 0.79 | 7.86 | 4.29 |
| 2019-03-31 | 1,671,771 | 1,476,936 | 1,380,193 | 0.79 | 7.76 | 4.14 |
| 2019-06-30 | 1,703,261 | 1,503,983 | 1,398,988 | 0.87 | 8.52 | 4.16 |
| 2019-09-30 | 1,748,757 | 1,555,461 | 1,369,053 | 1.04 | 10.10 | 4.16 |
| 2019-12-31 | 1,776,882 | 1,580,007 | 1,405,676 | 1.15 | 11.13 | 4.16 |
| 2020-03-31 | 1,764,874 | 1,566,824 | 1,435,423 | 0.98 | 9.28 | 4.21 |
| 2020-06-30 | 1,967,060 | 1,760,740 | 1,585,539 | 1.30 | 12.64 | 4.77 |
| 2020-09-30 | 2,000,871 | 1,786,517 | 1,584,251 | 1.45 | 14.17 | 4.49 |
| 2020-12-31 | 2,152,454 | 1,940,626 | 1,543,552 | 1.35 | 13.45 | 4.24 |
| 2021-03-31 | 2,353,196 | 2,129,124 | 1,588,009 | 2.26 | 24.79 | 4.28 |
| 2021-06-30 | 2,427,683 | 2,196,143 | 1,624,562 | 1.93 | 21.20 | 4.06 |
| 2021-09-30 | 2,423,482 | 2,185,040 | 1,648,300 | 1.67 | 18.24 | 3.84 |
| 2021-12-31 | 2,449,188 | 2,222,896 | 1,748,533 | 1.50 | 16.52 | 3.75 |
| 2022-03-31 | 2,491,350 | 2,270,008 | 1,768,809 | 1.48 | 17.11 | 3.49 |
| 2022-06-30 | 2,566,874 | 2,342,898 | 1,923,457 | 1.41 | 16.60 | 3.60 |
| 2022-09-30 | 2,648,861 | 2,373,465 | 2,031,784 | 1.43 | 17.22 | 3.69 |
| 2022-12-31 | 2,727,087 | 2,483,869 | 2,121,180 | 1.33 | 16.27 | 3.66 |
| 2023-03-31 | 2,777,017 | 2,539,934 | 2,113,023 | 1.06 | 13.45 | 3.21 |
| 2023-06-30 | 2,803,344 | 2,566,438 | 2,204,620 | 0.93 | 11.76 | 3.16 |
| 2023-09-30 | 2,854,796 | 2,608,401 | 2,285,626 | 0.96 | 12.12 | 3.11 |
| 2023-12-31 | 2,937,063 | 2,678,964 | 2,291,040 | 0.98 | 12.31 | 3.09 |
| 2024-03-31 | 2,903,451 | 2,639,487 | 2,266,386 | 0.95 | 11.34 | 2.96 |
| 2024-06-30 | 2,885,932 | 2,606,380 | 2,334,431 | 1.03 | 12.11 | 3.07 |
| 2024-09-30 | 2,902,420 | 2,616,270 | 2,326,597 | 1.03 | 11.87 | 3.14 |
| 2024-12-31 | 2,916,496 | 2,633,781 | 2,394,132 | 1.12 | 12.73 | 3.25 |
| 2025-03-31 | 2,998,799 | 2,702,083 | 2,434,071 | 1.17 | 12.63 | 3.64 |
| 2025-06-30 | 3,059,914 | 2,736,980 | 2,535,379 | 1.26 | 13.50 | 3.72 |
| 2025-09-30 | 3,146,740 | 2,804,197 | 2,638,473 | 1.32 | 14.02 | 3.76 |
| 2025-12-31 | 3,244,131 | 2,848,867 | 2,720,065 | 1.38 | 14.60 | 3.80 |
| 2026-03-31 | 3,296,280 | 2,957,664 | 2,779,888 | 1.49 | 15.54 | 3.87 |
| 2026-06-30 | 3,390,171 | 2,960,038 | 2,840,034 | 1.68 | 17.36 | 4.03 |
17 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-01-01 | 1 | 74159 | 441256 |
| 2013-01-19 | 1 | 85771 | 441256 |
| 2009-07-18 | 50 | 2352507 | 441256 |
| 1993-04-01 | 1 | 190152 | 441256 |
| 1988-05-19 | 1 | 378857 | 441256 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.