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Regulatory profile
FDIC certificate #1487 · RSSD 150035
FIRST FARMERS&MERCHANTS BANK is an FDIC-insured institution (FDIC certificate #1487). In its Q2 2026 Call Report it reported total assets of $1.8B, total deposits of $1.6B and net loans of $1.0B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for FIRST FARMERS&MERCHANTS BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 17.56% |
|---|---|
| Equity to assets | 10.12% |
| Noncurrent loans ratio | 0.12% |
| Nonaccrual loans ratio | 0.12% |
| Loan to deposit ratio | 66.34% |
| Liquid assets ratio | 35.62% |
| Brokered deposit ratio | 3.36% |
| Total deposits | $1.6B |
| Net loans and leases | $1.0B |