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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,185,124 | 924,916 | 656,134 | 0.90 | 6.57 | 3.67 |
| 2016-06-30 | 1,279,964 | 944,943 | 701,910 | 1.12 | 8.49 | 3.69 |
| 2016-09-30 | 1,223,573 | 962,136 | 716,174 | 1.29 | 9.81 | 3.73 |
| 2016-12-31 | 1,207,688 | 948,297 | 572,483 | 1.24 | 9.40 | 3.84 |
| 2017-03-31 | 1,311,712 | 1,127,049 | 593,821 | 0.95 | 7.39 | 3.49 |
| 2017-06-30 | 1,528,193 | 1,192,697 | 656,442 | 1.05 | 8.54 | 3.60 |
| 2017-09-30 | 1,471,604 | 1,169,464 | 661,781 | 1.02 | 8.39 | 3.68 |
| 2017-12-31 | 1,376,902 | 1,130,259 | 683,548 | 1.24 | 10.01 | 3.73 |
| 2018-03-31 | 1,406,773 | 1,205,343 | 634,941 | 1.56 | 11.92 | 3.61 |
| 2018-06-30 | 1,899,582 | 1,556,405 | 1,092,074 | 1.57 | 13.81 | 4.04 |
| 2018-09-30 | 1,793,476 | 1,514,422 | 1,083,682 | 1.60 | 14.67 | 4.15 |
| 2018-12-31 | 1,811,622 | 1,563,869 | 1,050,584 | 1.47 | 13.22 | 4.35 |
| 2019-03-31 | 1,908,445 | 1,628,683 | 1,054,388 | 1.02 | 8.35 | 4.46 |
| 2019-06-30 | 2,058,609 | 1,601,646 | 1,175,664 | 1.34 | 11.04 | 4.21 |
| 2019-09-30 | 2,204,932 | 1,640,261 | 1,254,269 | 1.38 | 11.42 | 4.17 |
| 2019-12-31 | 2,177,570 | 1,803,383 | 1,236,032 | 1.34 | 11.04 | 4.12 |
| 2020-03-31 | 2,459,254 | 1,879,478 | 1,348,864 | 1.28 | 11.18 | 3.44 |
| 2020-06-30 | 2,919,641 | 2,266,445 | 1,778,853 | 1.96 | 17.65 | 3.83 |
| 2020-09-30 | 3,061,207 | 2,422,121 | 1,821,529 | 2.55 | 23.10 | 3.54 |
| 2020-12-31 | 3,058,446 | 2,554,918 | 1,675,626 | 2.40 | 21.47 | 3.47 |
| 2021-03-31 | 3,330,348 | 2,818,051 | 1,515,840 | 2.36 | 20.84 | 3.16 |
| 2021-06-30 | 3,175,330 | 2,705,255 | 1,296,130 | 1.82 | 15.86 | 3.23 |
| 2021-09-30 | 3,234,722 | 2,775,444 | 1,185,102 | 1.69 | 14.57 | 3.03 |
| 2021-12-31 | 3,423,533 | 2,959,069 | 1,070,037 | 1.48 | 12.85 | 2.91 |
| 2022-03-31 | 3,500,117 | 3,114,431 | 985,093 | 0.74 | 7.41 | 2.58 |
| 2022-06-30 | 3,496,824 | 3,066,571 | 979,954 | 1.03 | 11.17 | 2.90 |
| 2022-09-30 | 3,644,048 | 3,150,679 | 964,932 | 1.05 | 12.44 | 3.05 |
| 2022-12-31 | 3,765,448 | 3,388,881 | 1,046,375 | 1.18 | 14.66 | 3.12 |
| 2023-03-31 | 3,932,890 | 3,556,399 | 1,059,724 | 0.84 | 12.61 | 2.94 |
| 2023-06-30 | 3,853,391 | 3,467,404 | 1,085,673 | 0.89 | 13.05 | 2.95 |
| 2023-09-30 | 3,737,911 | 3,300,657 | 1,123,664 | 0.90 | 13.03 | 3.06 |
| 2023-12-31 | 3,860,802 | 3,433,882 | 1,237,222 | 0.81 | 11.29 | 3.11 |
| 2024-03-31 | 3,945,652 | 3,397,025 | 1,269,396 | 0.72 | 8.84 | 3.08 |
| 2024-06-30 | 4,185,394 | 3,530,461 | 1,364,610 | 0.91 | 11.28 | 3.16 |
| 2024-09-30 | 3,946,707 | 3,237,626 | 1,276,847 | 0.98 | 11.74 | 3.21 |
| 2024-12-31 | 3,820,541 | 3,334,716 | 1,247,207 | 0.97 | 11.25 | 3.21 |
| 2025-03-31 | 3,974,533 | 3,153,301 | 1,243,721 | 1.07 | 11.12 | 3.16 |
| 2025-06-30 | 4,194,869 | 3,210,374 | 1,360,734 | 1.02 | 10.68 | 3.22 |
| 2025-09-30 | 4,140,702 | 3,187,135 | 1,308,929 | 1.07 | 10.89 | 3.22 |
| 2025-12-31 | 4,310,472 | 3,204,540 | 1,371,058 | 0.58 | 5.86 | 3.14 |
| 2026-03-31 | 4,382,686 | 3,457,456 | 1,356,368 | 1.22 | 11.93 | 3.21 |
| 2026-06-30 | 4,485,958 | 3,438,371 | 1,421,795 | 1.19 | 11.61 | 3.32 |
29 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-04-03 | 1 | 2855914 | 384278 |
| 2013-10-31 | 50 | 713038 | 384278 |
| 2013-04-20 | 50 | 3389582 | 384278 |
| 2010-05-08 | 50 | 337733 | 384278 |
| 2009-10-24 | 50 | 2809935 | 384278 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.