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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-09-30 | 1,022,422 | 837,301 | 620,225 | 0.49 | 4.06 | 2.83 |
| 2020-12-31 | 1,165,864 | 982,329 | 609,525 | 0.39 | 3.30 | 2.70 |
| 2021-03-31 | 1,240,003 | 1,058,299 | 594,442 | 0.30 | 3.05 | 2.15 |
| 2021-06-30 | 1,277,099 | 1,094,802 | 581,957 | 0.27 | 2.81 | 2.07 |
| 2021-09-30 | 1,270,079 | 1,096,275 | 567,313 | 0.30 | 3.13 | 2.05 |
| 2021-12-31 | 1,293,538 | 1,122,047 | 548,846 | 0.28 | 2.95 | 2.02 |
| 2022-03-31 | 1,306,500 | 1,149,684 | 548,582 | 0.22 | 2.56 | 1.95 |
| 2022-06-30 | 1,261,908 | 1,116,475 | 565,581 | 0.27 | 3.29 | 2.07 |
| 2022-09-30 | 1,237,064 | 1,108,376 | 575,582 | 0.50 | 6.15 | 2.27 |
| 2022-12-31 | 1,196,746 | 1,064,870 | 591,533 | 0.55 | 6.75 | 2.44 |
| 2023-03-31 | 1,167,532 | 1,031,371 | 608,477 | 0.60 | 6.88 | 2.94 |
| 2023-06-30 | 1,128,859 | 995,534 | 619,913 | 0.50 | 5.68 | 2.87 |
| 2023-09-30 | 1,112,730 | 989,489 | 621,799 | 0.51 | 5.67 | 2.85 |
| 2023-12-31 | 1,114,253 | 984,449 | 637,475 | 0.48 | 5.25 | 2.79 |
| 2024-03-31 | 1,130,717 | 1,000,891 | 648,379 | 0.27 | 2.76 | 2.58 |
| 2024-06-30 | 1,102,380 | 967,447 | 652,545 | 0.31 | 3.11 | 2.59 |
| 2024-09-30 | 1,117,018 | 976,345 | 665,567 | 0.35 | 3.49 | 2.58 |
| 2024-12-31 | 1,137,602 | 1,001,427 | 660,616 | 0.33 | 3.27 | 2.58 |
| 2025-03-31 | 1,160,340 | 1,020,562 | 662,295 | 0.35 | 3.44 | 2.56 |
| 2025-06-30 | 1,125,201 | 985,066 | 668,727 | 0.18 | 1.79 | 2.65 |
| 2025-09-30 | 1,148,458 | 987,999 | 664,906 | 0.28 | 2.66 | 2.68 |
| 2025-12-31 | 1,136,884 | 975,712 | 653,324 | 0.30 | 2.84 | 2.71 |
| 2026-03-31 | 1,175,492 | 1,019,371 | 632,796 | 0.38 | 3.54 | 2.79 |
| 2026-06-30 | 1,148,244 | 991,556 | 634,245 | 0.32 | 2.97 | 2.88 |
16 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2004-10-30 | 1 | 340377 | 517674 |
| 1987-10-31 | 1 | 217974 | 517674 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.