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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,491,505 | 1,183,249 | 815,815 | 1.18 | 11.27 | 3.43 |
| 2016-06-30 | 1,435,602 | 1,173,414 | 827,628 | 1.30 | 12.22 | 3.51 |
| 2016-09-30 | 1,502,665 | 1,189,127 | 865,021 | 1.29 | 12.16 | 3.45 |
| 2016-12-31 | 1,492,047 | 1,185,356 | 880,515 | 1.28 | 12.29 | 3.50 |
| 2017-03-31 | 1,557,354 | 1,251,173 | 894,434 | 1.20 | 12.25 | 3.30 |
| 2017-06-30 | 1,553,040 | 1,242,030 | 912,908 | 1.37 | 13.94 | 3.43 |
| 2017-09-30 | 1,552,045 | 1,239,203 | 933,473 | 1.43 | 14.49 | 3.40 |
| 2017-12-31 | 1,558,657 | 1,227,136 | 973,618 | 1.38 | 13.98 | 3.42 |
| 2018-03-31 | 1,589,731 | 1,283,621 | 980,087 | 1.36 | 14.17 | 3.51 |
| 2018-06-30 | 1,600,761 | 1,291,629 | 1,023,253 | 1.35 | 14.22 | 3.49 |
| 2018-09-30 | 1,641,541 | 1,316,963 | 1,085,704 | 1.34 | 14.23 | 3.47 |
| 2018-12-31 | 1,658,160 | 1,343,193 | 1,098,787 | 1.29 | 13.76 | 3.46 |
| 2019-03-31 | 1,661,099 | 1,409,228 | 1,100,480 | 1.05 | 11.09 | 3.44 |
| 2019-06-30 | 1,683,654 | 1,443,901 | 1,105,324 | 1.15 | 11.92 | 3.34 |
| 2019-09-30 | 1,770,636 | 1,474,013 | 1,124,742 | 1.18 | 12.28 | 3.35 |
| 2019-12-31 | 1,797,163 | 1,489,806 | 1,175,168 | 1.23 | 12.64 | 3.37 |
| 2020-03-31 | 1,868,047 | 1,558,054 | 1,227,792 | 1.24 | 12.78 | 3.41 |
| 2020-06-30 | 2,082,534 | 1,752,920 | 1,411,839 | 1.08 | 11.39 | 3.43 |
| 2020-09-30 | 2,114,364 | 1,782,139 | 1,499,981 | 1.12 | 11.94 | 3.43 |
| 2020-12-31 | 2,174,836 | 1,868,089 | 1,491,286 | 1.16 | 12.48 | 3.49 |
| 2021-03-31 | 2,406,232 | 2,079,612 | 1,514,666 | 1.59 | 18.34 | 3.48 |
| 2021-06-30 | 2,510,904 | 2,181,516 | 1,502,676 | 1.50 | 17.60 | 3.56 |
| 2021-09-30 | 2,581,796 | 2,248,356 | 1,483,491 | 1.31 | 15.41 | 3.48 |
| 2021-12-31 | 2,687,759 | 2,344,292 | 1,480,542 | 1.45 | 17.29 | 3.44 |
| 2022-03-31 | 2,751,428 | 2,443,998 | 1,499,304 | 1.14 | 15.51 | 2.96 |
| 2022-06-30 | 2,647,457 | 2,346,212 | 1,581,052 | 1.13 | 16.31 | 3.09 |
| 2022-09-30 | 2,688,013 | 2,419,866 | 1,669,507 | 1.13 | 17.10 | 3.18 |
| 2022-12-31 | 2,733,258 | 2,296,136 | 1,713,777 | 1.16 | 18.03 | 3.23 |
| 2023-03-31 | 2,720,298 | 2,304,421 | 1,722,702 | 0.78 | 12.72 | 3.02 |
| 2023-06-30 | 2,715,921 | 2,312,510 | 1,755,122 | 0.81 | 13.12 | 2.91 |
| 2023-09-30 | 2,707,956 | 2,337,086 | 1,776,246 | 0.83 | 13.79 | 2.89 |
| 2023-12-31 | 2,737,647 | 2,287,119 | 1,815,625 | 0.91 | 14.75 | 2.88 |
| 2024-03-31 | 2,732,382 | 2,321,829 | 1,823,969 | 0.60 | 8.91 | 2.79 |
| 2024-06-30 | 2,760,387 | 2,340,205 | 1,855,920 | 0.69 | 10.21 | 2.82 |
| 2024-09-30 | 2,815,580 | 2,417,183 | 1,894,844 | 0.71 | 10.18 | 2.84 |
| 2024-12-31 | 2,809,175 | 2,358,625 | 1,934,528 | 0.76 | 10.81 | 2.92 |
| 2025-03-31 | 2,903,190 | 2,504,392 | 1,967,320 | 0.73 | 9.98 | 3.11 |
| 2025-06-30 | 2,939,527 | 2,530,103 | 1,958,717 | 0.92 | 12.44 | 3.21 |
| 2025-09-30 | 2,894,984 | 2,471,563 | 2,017,399 | 0.93 | 12.18 | 3.24 |
| 2025-12-31 | 2,929,264 | 2,432,335 | 2,074,255 | 0.94 | 12.11 | 3.31 |
| 2026-03-31 | 2,933,852 | 2,488,727 | 2,070,227 | 0.94 | 11.09 | 3.56 |
| 2026-06-30 | 2,978,571 | 2,488,731 | 2,113,837 | 1.15 | 13.65 | 3.69 |
27 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2013-08-24 | 50 | 2716622 | 106359 |
| 2007-06-23 | 1 | 3394054 | 106359 |
| 2007-06-23 | 1 | 999663 | 106359 |
| 2006-11-18 | 1 | 2700322 | 106359 |
| 1996-09-20 | 1 | 290155 | 106359 |
| 1992-09-08 | 1 | 308050 | 106359 |
| 1990-08-17 | 50 | 860950 | 106359 |
| 1989-09-09 | 1 | 904854 | 106359 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.