Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

FIRST FINANCIAL BANK

FDIC #3066 · TX · period 20260630

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Total assets6,503,755-5.82% YoY

Total deposits5,152,896-10.40% YoY

Net loans and leases3,255,136-2.54% YoY

Return on assets1.52%+3.63% YoY

Return on equity13.79%+2.68% YoY

Net interest margin3.74%+3.96% YoY

Peer position

Return on assets82ndstrength · n=112

Return on equity78thstrength · n=108

Net interest margin60thin line · n=112

Equity to assets56thin line · n=108

Noncurrent loans43rdin line · n=106

Liquid assets90thstrength · n=108

Brokered deposits100thstrength · n=107

Loans to deposits93rdstrength · n=107

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	6,503,755	5,152,896	3,255,136	1.52	13.79	3.74
2016-06-30	6,589,735	5,134,017	3,264,328	1.54	13.67	3.72
2016-09-30	6,660,673	5,321,005	3,324,086	1.52	13.36	3.71
2016-12-31	6,782,077	5,573,218	3,338,426	1.51	13.45	3.69
2017-03-31	6,905,715	5,751,044	3,339,949	1.46	13.43	3.60
2017-06-30	6,921,867	5,732,226	3,410,269	1.52	13.79	3.65
2017-09-30	6,983,580	5,792,047	3,443,424	1.55	13.88	3.66
2017-12-31	7,228,760	6,044,704	3,452,543	1.65	14.75	3.66
2018-03-31	7,539,812	6,262,104	3,697,582	1.76	15.09	3.81
2018-06-30	7,656,847	6,271,667	3,805,818	1.82	15.50	3.83
2018-09-30	7,542,936	6,229,745	3,834,665	1.88	15.94	3.88
2018-12-31	7,703,083	6,286,321	3,924,105	1.90	15.98	3.90
2019-03-31	7,915,958	6,445,680	3,952,021	1.85	14.90	3.83
2019-06-30	7,945,957	6,452,022	4,011,437	1.94	15.18	3.86
2019-09-30	8,081,774	6,505,827	4,088,927	1.98	15.32	3.87
2019-12-31	8,228,226	6,733,523	4,170,698	1.98	15.22	3.90
2020-03-31	9,664,682	7,327,763	4,620,982	1.57	11.30	3.94
2020-06-30	10,305,261	8,254,507	5,250,490	1.87	13.30	3.93
2020-09-30	10,531,630	8,414,845	5,318,697	1.91	13.58	3.87
2020-12-31	10,870,448	8,818,768	5,188,468	1.98	14.07	3.81
2021-03-31	12,065,711	9,540,247	5,324,993	1.92	14.45	3.32
2021-06-30	12,291,969	9,894,152	5,304,266	1.86	14.07	3.27
2021-09-30	12,502,806	10,026,918	5,270,845	1.87	14.29	3.29
2021-12-31	13,062,060	10,725,097	5,363,317	1.80	14.00	3.25
2022-03-31	13,270,511	11,139,923	5,526,926	1.61	14.47	3.10
2022-06-30	13,215,142	11,216,779	5,833,096	1.67	16.01	3.16
2022-09-30	13,063,008	11,289,779	6,200,195	1.68	17.37	3.24
2022-12-31	12,922,116	11,129,711	6,377,999	1.69	17.79	3.29
2023-03-31	12,952,033	11,036,792	6,507,394	1.51	16.49	3.21
2023-06-30	12,770,227	10,944,485	6,710,249	1.49	16.08	3.22
2023-09-30	12,720,171	10,857,679	6,917,211	1.47	16.25	3.20
2023-12-31	13,046,223	11,289,576	7,074,309	1.43	15.43	3.21
2024-03-31	13,132,970	11,434,029	7,155,957	1.51	15.00	3.30
2024-06-30	13,091,281	11,531,350	7,444,231	1.50	14.69	3.35
2024-09-30	13,528,330	11,887,831	7,643,369	1.50	14.39	3.38
2024-12-31	13,925,288	12,220,428	7,823,008	1.55	14.83	3.44
2025-03-31	14,259,207	12,576,712	7,858,879	1.64	15.28	3.61
2025-06-30	14,324,488	12,573,020	8,005,385	1.70	15.64	3.67
2025-09-30	14,779,478	12,990,247	8,163,682	1.58	14.46	3.69
2025-12-31	15,381,581	13,499,192	8,082,733	1.64	14.90	3.69
2026-03-31	15,317,679	13,408,107	8,200,187	1.77	15.53	3.75
2026-06-30	15,234,117	13,300,183	8,258,114	1.77	15.35	3.79

Structure and branch footprint

83 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2020-01-02	1	3415454	470050
2018-01-01	1	662659	470050
2015-08-01	1	685658	470050
2013-06-01	1	425975	470050
2012-12-31	1	553766	470050
2012-12-31	1	57956	470050
2012-12-31	1	673963	470050
2012-12-31	1	591852	470050
2012-12-31	1	106658	470050
2012-12-31	1	237150	470050
2012-12-31	1	535463	470050
2012-12-31	1	860156	470050
2012-12-31	1	996457	470050
2012-12-31	1	2562838	470050
2005-02-01	1	795650	470050
1989-01-01	1	426851	470050
1987-08-01	1	307156	470050

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.