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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,848,179 | 2,367,423 | 1,677,935 | 1.00 | 7.59 | 3.62 |
| 2016-06-30 | 2,865,178 | 2,345,323 | 1,716,738 | 1.02 | 7.70 | 3.60 |
| 2016-09-30 | 2,925,852 | 2,429,244 | 1,735,032 | 1.02 | 7.65 | 3.59 |
| 2016-12-31 | 2,907,949 | 2,379,537 | 1,754,121 | 1.02 | 7.68 | 3.59 |
| 2017-03-31 | 2,877,229 | 2,384,535 | 1,751,397 | 1.22 | 9.00 | 3.64 |
| 2017-06-30 | 2,894,842 | 2,375,390 | 1,773,658 | 1.14 | 8.31 | 3.63 |
| 2017-09-30 | 2,901,153 | 2,402,712 | 1,783,219 | 1.12 | 8.12 | 3.65 |
| 2017-12-31 | 2,918,982 | 2,409,626 | 1,823,450 | 0.92 | 6.71 | 3.68 |
| 2018-03-31 | 2,875,586 | 2,408,447 | 1,822,949 | 1.15 | 8.60 | 3.75 |
| 2018-06-30 | 2,876,688 | 2,394,289 | 1,843,551 | 1.60 | 11.91 | 4.00 |
| 2018-09-30 | 2,904,102 | 2,360,534 | 1,856,339 | 1.54 | 11.46 | 3.98 |
| 2018-12-31 | 2,923,813 | 2,390,773 | 1,866,865 | 1.51 | 11.08 | 4.00 |
| 2019-03-31 | 2,937,711 | 2,367,747 | 1,891,743 | 1.27 | 8.81 | 4.01 |
| 2019-06-30 | 2,969,040 | 2,406,512 | 1,913,621 | 1.43 | 9.79 | 4.00 |
| 2019-09-30 | 3,888,425 | 3,160,828 | 2,565,968 | 1.40 | 9.75 | 3.91 |
| 2019-12-31 | 3,918,468 | 3,211,918 | 2,550,521 | 1.42 | 10.04 | 3.99 |
| 2020-03-31 | 3,946,756 | 3,220,451 | 2,506,303 | 1.19 | 8.54 | 3.75 |
| 2020-06-30 | 4,243,926 | 3,491,938 | 2,651,086 | 1.15 | 8.36 | 3.61 |
| 2020-09-30 | 4,262,778 | 3,516,899 | 2,618,397 | 1.17 | 8.61 | 3.56 |
| 2020-12-31 | 4,428,881 | 3,668,639 | 2,453,333 | 1.20 | 8.94 | 3.51 |
| 2021-03-31 | 4,553,939 | 3,822,806 | 2,488,004 | 1.01 | 8.11 | 3.03 |
| 2021-06-30 | 4,621,167 | 3,900,581 | 2,411,934 | 1.15 | 9.37 | 3.04 |
| 2021-09-30 | 4,671,472 | 3,965,644 | 2,320,769 | 1.17 | 9.72 | 3.03 |
| 2021-12-31 | 5,045,573 | 4,338,241 | 2,651,770 | 0.98 | 8.33 | 2.99 |
| 2022-03-31 | 5,086,607 | 4,412,710 | 2,764,137 | 1.63 | 15.66 | 3.18 |
| 2022-06-30 | 4,994,788 | 4,442,924 | 2,851,021 | 1.44 | 15.13 | 3.33 |
| 2022-09-30 | 4,995,103 | 4,466,982 | 2,930,981 | 1.44 | 15.99 | 3.47 |
| 2022-12-31 | 4,973,142 | 4,429,553 | 3,027,660 | 1.40 | 15.85 | 3.56 |
| 2023-03-31 | 4,854,973 | 4,217,232 | 3,040,423 | 1.30 | 14.97 | 3.92 |
| 2023-06-30 | 4,862,751 | 4,105,765 | 3,094,730 | 1.30 | 14.78 | 3.83 |
| 2023-09-30 | 4,771,865 | 4,075,345 | 3,078,596 | 1.32 | 14.93 | 3.80 |
| 2023-12-31 | 4,840,056 | 4,127,228 | 3,128,055 | 1.25 | 13.80 | 3.73 |
| 2024-03-31 | 4,843,747 | 4,135,733 | 3,151,937 | 0.94 | 9.39 | 3.48 |
| 2024-06-30 | 4,879,057 | 4,212,339 | 3,165,675 | 0.95 | 9.61 | 3.49 |
| 2024-09-30 | 5,476,855 | 4,727,172 | 3,669,066 | 0.88 | 8.80 | 3.63 |
| 2024-12-31 | 5,551,345 | 4,722,415 | 3,790,407 | 0.98 | 9.78 | 3.74 |
| 2025-03-31 | 5,542,321 | 4,651,018 | 3,807,185 | 1.38 | 13.48 | 4.12 |
| 2025-06-30 | 5,594,738 | 4,685,849 | 3,849,476 | 1.38 | 13.43 | 4.13 |
| 2025-09-30 | 5,662,068 | 4,635,940 | 3,919,990 | 1.42 | 13.68 | 4.17 |
| 2025-12-31 | 5,749,906 | 4,571,531 | 4,007,308 | 1.46 | 13.81 | 4.29 |
| 2026-03-31 | 6,121,994 | 4,862,591 | 4,371,583 | 1.37 | 12.68 | 4.17 |
| 2026-06-30 | 6,171,777 | 4,850,806 | 4,416,959 | 1.45 | 13.45 | 4.27 |
83 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-03-01 | 1 | 3262788 | 693345 |
| 2024-07-01 | 1 | 724230 | 693345 |
| 2022-02-21 | 1 | 1826382 | 693345 |
| 2021-11-06 | 1 | 545846 | 693345 |
| 2019-07-27 | 1 | 986672 | 693345 |
| 2011-12-31 | 1 | 36344 | 693345 |
| 2009-07-03 | 50 | 700337 | 693345 |
| 2005-09-10 | 1 | 38478 | 693345 |
| 2005-02-13 | 1 | 359548 | 693345 |
| 2004-09-19 | 1 | 760041 | 693345 |
| 2004-07-25 | 1 | 1013043 | 693345 |
| 2004-05-16 | 1 | 1017649 | 693345 |
| 2004-02-21 | 1 | 76742 | 693345 |
| 2003-11-30 | 1 | 107141 | 693345 |
| 2003-10-18 | 1 | 38441 | 693345 |
| 1960-07-01 | 1 | 753445 | 693345 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.