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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,047,182 | 794,512 | 934,688 | 1.87 | 12.87 | 3.67 |
| 2020-09-30 | 1,066,779 | 817,996 | 959,207 | 1.81 | 12.43 | 3.63 |
| 2020-12-31 | 1,098,678 | 848,366 | 993,144 | 1.79 | 12.35 | 3.71 |
| 2021-03-31 | 1,124,350 | 882,613 | 1,026,288 | 2.08 | 14.48 | 3.86 |
| 2021-06-30 | 1,178,290 | 944,836 | 1,045,220 | 2.20 | 15.26 | 3.85 |
| 2021-09-30 | 1,202,225 | 959,874 | 1,023,302 | 2.27 | 15.74 | 3.91 |
| 2021-12-31 | 1,246,519 | 995,878 | 1,079,095 | 2.33 | 16.13 | 4.00 |
| 2022-03-31 | 1,255,393 | 1,012,072 | 1,035,822 | 2.11 | 14.36 | 3.85 |
| 2022-06-30 | 1,252,944 | 1,003,514 | 1,006,137 | 2.29 | 15.29 | 4.05 |
| 2022-09-30 | 1,222,636 | 962,768 | 991,448 | 2.60 | 16.82 | 4.62 |
| 2022-12-31 | 1,175,415 | 902,040 | 923,874 | 2.82 | 17.73 | 5.19 |
| 2023-03-31 | 1,212,874 | 880,961 | 993,412 | 3.94 | 21.70 | 6.95 |
| 2023-06-30 | 1,170,122 | 887,356 | 961,907 | 4.11 | 21.86 | 7.12 |
| 2023-09-30 | 1,162,607 | 853,322 | 915,561 | 4.08 | 21.05 | 7.19 |
| 2023-12-31 | 1,149,802 | 834,083 | 881,728 | 3.84 | 19.42 | 7.13 |
| 2024-03-31 | 1,107,423 | 828,805 | 852,866 | 3.40 | 15.28 | 6.32 |
| 2024-06-30 | 1,121,749 | 832,905 | 830,113 | 3.30 | 14.60 | 6.25 |
| 2024-09-30 | 1,145,959 | 851,871 | 833,233 | 3.32 | 14.54 | 6.14 |
| 2024-12-31 | 1,152,613 | 847,444 | 836,895 | 3.13 | 13.60 | 6.00 |
| 2025-03-31 | 1,142,968 | 836,150 | 880,504 | 2.51 | 10.41 | 5.29 |
| 2025-06-30 | 1,136,957 | 824,031 | 917,345 | 2.65 | 10.84 | 5.45 |
| 2025-09-30 | 1,141,215 | 822,855 | 899,756 | 2.69 | 10.85 | 5.52 |
| 2025-12-31 | 1,135,513 | 806,057 | 908,056 | 2.56 | 10.23 | 5.46 |
| 2026-03-31 | 1,141,218 | 811,904 | 917,147 | 2.26 | 8.64 | 4.96 |
| 2026-06-30 | 1,174,806 | 837,772 | 931,120 | 2.31 | 8.88 | 4.99 |
5 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2011-08-24 | 1 | 613464 | 3386264 |
| 2011-02-01 | 1 | 3175619 | 3386264 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.