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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,465,879 | 1,316,373 | 845,361 | 0.98 | 10.00 | 3.46 |
| 2016-06-30 | 1,456,543 | 1,295,643 | 886,650 | 1.15 | 11.69 | 3.51 |
| 2016-09-30 | 1,437,290 | 1,273,700 | 900,494 | 1.11 | 11.20 | 3.53 |
| 2016-12-31 | 1,497,639 | 1,342,269 | 937,807 | 1.07 | 10.89 | 3.52 |
| 2017-03-31 | 1,568,875 | 1,419,090 | 982,792 | 1.02 | 10.98 | 3.52 |
| 2017-06-30 | 1,719,759 | 1,546,153 | 1,104,861 | 0.92 | 9.68 | 3.41 |
| 2017-09-30 | 1,687,402 | 1,503,153 | 1,104,092 | 0.88 | 9.17 | 3.46 |
| 2017-12-31 | 1,744,607 | 1,554,500 | 1,141,097 | 0.84 | 8.72 | 3.46 |
| 2018-03-31 | 1,726,371 | 1,556,179 | 1,129,220 | 0.95 | 9.84 | 3.41 |
| 2018-06-30 | 1,717,951 | 1,537,148 | 1,164,010 | 1.07 | 11.03 | 3.48 |
| 2018-09-30 | 1,747,083 | 1,551,501 | 1,179,379 | 1.01 | 10.48 | 3.51 |
| 2018-12-31 | 1,812,878 | 1,637,692 | 1,214,836 | 0.92 | 9.62 | 3.50 |
| 2019-03-31 | 1,902,323 | 1,718,352 | 1,287,692 | 0.76 | 8.20 | 3.37 |
| 2019-06-30 | 1,868,545 | 1,680,633 | 1,289,645 | 0.78 | 8.27 | 3.48 |
| 2019-09-30 | 1,800,856 | 1,609,641 | 1,280,681 | 0.84 | 8.77 | 3.48 |
| 2019-12-31 | 2,113,006 | 1,853,655 | 1,514,561 | 0.85 | 8.63 | 3.49 |
| 2020-03-31 | 2,247,931 | 1,949,900 | 1,532,647 | 0.82 | 7.89 | 3.60 |
| 2020-06-30 | 2,435,762 | 2,122,989 | 1,626,986 | 0.91 | 8.99 | 3.54 |
| 2020-09-30 | 2,509,114 | 2,195,902 | 1,774,363 | 0.92 | 9.24 | 3.48 |
| 2020-12-31 | 2,468,461 | 2,168,114 | 1,819,617 | 0.97 | 9.90 | 3.44 |
| 2021-03-31 | 2,565,655 | 2,320,231 | 1,941,640 | 0.88 | 9.77 | 3.35 |
| 2021-06-30 | 2,746,611 | 2,426,976 | 2,040,893 | 0.97 | 10.72 | 3.40 |
| 2021-09-30 | 2,822,373 | 2,548,432 | 2,048,123 | 1.05 | 11.60 | 3.50 |
| 2021-12-31 | 2,874,343 | 2,601,635 | 2,135,330 | 1.09 | 12.13 | 3.55 |
| 2022-03-31 | 2,908,057 | 2,633,132 | 2,206,975 | 1.12 | 12.56 | 3.66 |
| 2022-06-30 | 2,956,930 | 2,666,200 | 2,272,155 | 1.18 | 13.01 | 3.75 |
| 2022-09-30 | 3,094,006 | 2,712,012 | 2,393,859 | 1.17 | 12.88 | 3.70 |
| 2022-12-31 | 3,149,346 | 2,727,116 | 2,495,559 | 1.07 | 11.82 | 3.58 |
| 2023-03-31 | 3,235,829 | 2,864,128 | 2,542,774 | 0.64 | 7.18 | 3.05 |
| 2023-06-30 | 3,233,615 | 2,769,785 | 2,558,805 | 0.57 | 6.38 | 2.95 |
| 2023-09-30 | 3,415,752 | 2,817,529 | 2,667,457 | 0.50 | 5.62 | 2.86 |
| 2023-12-31 | 3,549,811 | 3,018,049 | 2,717,782 | 0.44 | 5.00 | 2.81 |
| 2024-03-31 | 3,552,496 | 3,070,242 | 2,720,780 | 0.38 | 4.51 | 2.74 |
| 2024-06-30 | 3,612,458 | 3,050,279 | 2,803,063 | 0.67 | 7.85 | 2.69 |
| 2024-09-30 | 3,921,703 | 3,435,417 | 2,736,370 | 0.55 | 6.57 | 2.67 |
| 2024-12-31 | 3,970,383 | 3,478,801 | 2,658,969 | 0.47 | 5.70 | 2.64 |
| 2025-03-31 | 3,826,778 | 3,341,343 | 2,469,766 | -0.53 | -6.68 | 2.51 |
| 2025-06-30 | 3,967,352 | 3,484,753 | 2,351,634 | -0.58 | -7.36 | 2.51 |
| 2025-09-30 | 3,794,968 | 3,358,208 | 2,194,028 | -1.90 | -25.10 | 2.51 |
| 2025-12-31 | 4,075,579 | 3,636,734 | 2,029,047 | -1.33 | -18.10 | 2.44 |
| 2026-03-31 | 3,956,090 | 3,512,238 | 1,886,089 | 0.34 | 5.14 | 2.25 |
| 2026-06-30 | 3,892,365 | 3,464,699 | 1,730,911 | 0.39 | 5.85 | 2.36 |
30 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-11-08 | 1 | 144436 | 422433 |
| 2017-06-17 | 1 | 2678449 | 422433 |
| 2011-07-01 | 1 | 487236 | 422433 |
| 2007-07-31 | 1 | 385574 | 422433 |
| 2001-01-13 | 1 | 2746759 | 422433 |
| 1999-12-22 | 1 | 2634119 | 422433 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.