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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 19,077,095 | 16,054,451 | 10,825,484 | 1.43 | 10.59 | 2.78 |
| 2016-06-30 | 19,010,551 | 16,136,742 | 11,051,335 | 1.30 | 9.72 | 2.83 |
| 2016-09-30 | 19,842,226 | 16,969,202 | 11,261,530 | 1.24 | 9.46 | 2.84 |
| 2016-12-31 | 19,610,998 | 16,800,526 | 11,384,884 | 1.24 | 9.52 | 2.89 |
| 2017-03-31 | 19,740,940 | 16,948,679 | 11,645,649 | 1.18 | 9.51 | 2.98 |
| 2017-06-30 | 20,356,975 | 17,465,165 | 11,925,509 | 1.18 | 9.43 | 2.97 |
| 2017-09-30 | 20,546,455 | 17,605,218 | 12,012,384 | 1.18 | 9.43 | 2.97 |
| 2017-12-31 | 20,552,225 | 17,626,460 | 12,140,672 | 0.95 | 7.60 | 2.98 |
| 2018-03-31 | 20,244,814 | 17,367,588 | 12,325,988 | 1.37 | 11.09 | 3.12 |
| 2018-06-30 | 20,479,716 | 17,401,502 | 12,499,122 | 1.38 | 11.28 | 3.13 |
| 2018-09-30 | 19,984,936 | 16,696,575 | 12,459,214 | 1.38 | 11.31 | 3.16 |
| 2018-12-31 | 20,695,959 | 17,155,715 | 12,934,905 | 1.33 | 10.94 | 3.17 |
| 2019-03-31 | 20,440,955 | 16,797,506 | 13,055,908 | 1.40 | 11.25 | 3.24 |
| 2019-06-30 | 20,527,326 | 16,804,518 | 13,126,289 | 1.43 | 11.32 | 3.25 |
| 2019-09-30 | 20,601,349 | 16,876,982 | 12,712,026 | 1.44 | 11.38 | 3.24 |
| 2019-12-31 | 20,167,600 | 16,469,448 | 13,082,024 | 1.41 | 11.11 | 3.22 |
| 2020-03-31 | 20,756,219 | 17,041,601 | 13,222,437 | 0.79 | 6.14 | 3.13 |
| 2020-06-30 | 22,993,401 | 19,382,031 | 13,578,608 | 0.58 | 4.68 | 2.87 |
| 2020-09-30 | 22,310,750 | 18,917,532 | 13,338,762 | 0.79 | 6.43 | 2.84 |
| 2020-12-31 | 22,662,246 | 19,245,788 | 13,082,222 | 0.88 | 7.16 | 2.82 |
| 2021-03-31 | 23,496,497 | 20,148,194 | 13,109,313 | 1.03 | 8.77 | 2.54 |
| 2021-06-30 | 24,246,092 | 20,850,659 | 12,935,878 | 1.26 | 10.90 | 2.51 |
| 2021-09-30 | 25,548,403 | 22,134,503 | 12,675,145 | 1.18 | 10.52 | 2.47 |
| 2021-12-31 | 24,992,103 | 21,830,938 | 12,805,275 | 1.12 | 10.10 | 2.47 |
| 2022-03-31 | 25,041,974 | 22,282,478 | 12,741,463 | 0.96 | 9.78 | 2.41 |
| 2022-06-30 | 25,376,921 | 22,612,738 | 13,114,019 | 0.98 | 10.31 | 2.50 |
| 2022-09-30 | 24,870,651 | 22,110,579 | 13,552,572 | 1.03 | 11.07 | 2.65 |
| 2022-12-31 | 24,576,937 | 21,707,053 | 13,948,112 | 1.10 | 11.85 | 2.78 |
| 2023-03-31 | 24,883,294 | 21,295,231 | 14,074,150 | 1.11 | 12.03 | 3.06 |
| 2023-06-30 | 24,511,812 | 21,093,979 | 14,214,251 | 1.08 | 11.55 | 3.01 |
| 2023-09-30 | 24,913,054 | 21,527,400 | 14,177,540 | 1.04 | 11.13 | 2.96 |
| 2023-12-31 | 24,926,221 | 21,348,132 | 14,197,154 | 0.98 | 10.33 | 2.91 |
| 2024-03-31 | 24,278,265 | 20,681,911 | 14,160,372 | 0.91 | 9.02 | 2.84 |
| 2024-06-30 | 23,992,610 | 20,333,384 | 14,202,202 | 0.98 | 9.59 | 2.86 |
| 2024-09-30 | 23,780,584 | 20,243,002 | 14,077,670 | 1.01 | 9.64 | 2.90 |
| 2024-12-31 | 23,831,114 | 20,340,346 | 14,247,865 | 0.98 | 9.32 | 2.93 |
| 2025-03-31 | 23,747,623 | 20,230,264 | 14,127,971 | 1.04 | 9.40 | 3.08 |
| 2025-06-30 | 23,840,127 | 20,246,484 | 14,184,044 | 1.15 | 10.34 | 3.11 |
| 2025-09-30 | 24,101,748 | 20,746,814 | 13,964,582 | 1.19 | 10.63 | 3.15 |
| 2025-12-31 | 23,958,223 | 20,533,140 | 14,145,431 | 1.19 | 10.60 | 3.17 |
| 2026-03-31 | 24,266,808 | 20,790,881 | 14,271,517 | 1.16 | 10.11 | 3.17 |
| 2026-06-30 | 23,648,513 | 20,165,198 | 14,409,243 | 1.25 | 10.74 | 3.22 |
49 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2005-07-01 | 1 | 2622291 | 980661 |
| 2004-05-01 | 1 | 2264534 | 980661 |
| 2004-03-08 | 1 | 1025617 | 980661 |
| 2000-04-14 | 7 | 529163 | 980661 |
| 1998-06-20 | 1 | 728265 | 980661 |
| 1997-04-19 | 1 | 671277 | 980661 |
| 1992-10-03 | 50 | 541165 | 980661 |
| 1992-02-15 | 1 | 880864 | 980661 |
| 1966-07-26 | 1 | 825463 | 980661 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.