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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 26,771,369 | 20,453,547 | 17,485,999 | 0.91 | 8.19 | 2.93 |
| 2016-06-30 | 27,353,473 | 20,848,250 | 18,505,985 | 0.96 | 8.75 | 2.93 |
| 2016-09-30 | 28,254,043 | 21,812,124 | 19,508,348 | 1.01 | 9.26 | 2.95 |
| 2016-12-31 | 28,351,811 | 22,911,760 | 19,497,334 | 0.99 | 9.24 | 2.99 |
| 2017-03-31 | 29,417,149 | 23,733,779 | 18,992,109 | 0.91 | 9.08 | 2.93 |
| 2017-06-30 | 29,176,534 | 22,621,047 | 20,225,388 | 1.15 | 11.41 | 3.01 |
| 2017-09-30 | 29,438,082 | 22,454,816 | 20,310,589 | 1.13 | 11.18 | 3.07 |
| 2017-12-31 | 41,201,025 | 30,888,030 | 28,168,945 | 0.75 | 7.12 | 3.01 |
| 2018-03-31 | 40,245,547 | 31,048,801 | 27,833,653 | 1.08 | 8.91 | 3.45 |
| 2018-06-30 | 40,867,187 | 31,223,872 | 28,209,732 | 0.95 | 7.85 | 3.50 |
| 2018-09-30 | 40,423,006 | 31,321,355 | 27,889,998 | 1.59 | 13.05 | 3.51 |
| 2018-12-31 | 40,636,055 | 33,026,812 | 28,034,702 | 1.48 | 12.10 | 3.50 |
| 2019-03-31 | 40,919,066 | 32,840,741 | 28,399,978 | 1.16 | 9.35 | 3.37 |
| 2019-06-30 | 41,988,700 | 32,691,442 | 29,967,322 | 1.20 | 9.71 | 3.38 |
| 2019-09-30 | 43,532,696 | 32,305,295 | 31,622,420 | 1.21 | 9.81 | 3.34 |
| 2019-12-31 | 43,126,164 | 32,810,374 | 31,455,285 | 1.23 | 9.97 | 3.34 |
| 2020-03-31 | 47,026,241 | 34,812,821 | 33,529,446 | 0.28 | 2.36 | 3.11 |
| 2020-06-30 | 48,465,237 | 39,025,284 | 32,916,850 | 0.45 | 3.86 | 3.05 |
| 2020-09-30 | 82,688,692 | 69,855,940 | 59,772,452 | 1.60 | 14.62 | 3.16 |
| 2020-12-31 | 83,885,052 | 70,844,676 | 58,294,626 | 1.52 | 14.19 | 3.12 |
| 2021-03-31 | 87,114,450 | 74,045,809 | 58,501,997 | 1.20 | 12.17 | 2.66 |
| 2021-06-30 | 87,574,096 | 74,325,850 | 56,854,662 | 1.36 | 13.78 | 2.61 |
| 2021-09-30 | 88,196,066 | 75,051,597 | 55,759,731 | 1.32 | 13.36 | 2.57 |
| 2021-12-31 | 88,758,641 | 75,654,122 | 55,368,320 | 1.28 | 12.96 | 2.55 |
| 2022-03-31 | 88,323,670 | 75,460,607 | 55,413,493 | 0.98 | 10.26 | 2.39 |
| 2022-06-30 | 84,803,751 | 71,877,384 | 56,782,351 | 0.96 | 10.05 | 2.59 |
| 2022-09-30 | 79,997,637 | 67,355,589 | 57,377,492 | 1.10 | 11.35 | 2.91 |
| 2022-12-31 | 78,672,073 | 64,839,262 | 58,014,356 | 1.20 | 12.25 | 3.16 |
| 2023-03-31 | 80,465,472 | 62,813,312 | 58,988,832 | 1.43 | 13.69 | 3.88 |
| 2023-06-30 | 84,851,155 | 66,592,014 | 61,354,946 | 1.16 | 11.34 | 3.64 |
| 2023-09-30 | 82,238,275 | 67,983,353 | 61,639,658 | 1.04 | 10.18 | 3.54 |
| 2023-12-31 | 81,367,479 | 66,650,287 | 61,027,850 | 1.04 | 10.05 | 3.51 |
| 2024-03-31 | 81,504,034 | 66,653,093 | 61,370,302 | 1.11 | 10.15 | 3.42 |
| 2024-06-30 | 81,935,084 | 65,403,394 | 62,437,419 | 1.11 | 10.18 | 3.42 |
| 2024-09-30 | 82,362,542 | 67,395,008 | 62,123,442 | 1.14 | 10.44 | 3.41 |
| 2024-12-31 | 81,865,694 | 66,433,430 | 62,312,844 | 1.09 | 10.03 | 3.41 |
| 2025-03-31 | 81,201,651 | 65,207,996 | 61,912,114 | 1.23 | 11.21 | 3.44 |
| 2025-06-30 | 81,784,169 | 66,325,396 | 62,855,555 | 1.28 | 11.57 | 3.47 |
| 2025-09-30 | 82,886,598 | 66,111,897 | 62,787,391 | 1.32 | 11.95 | 3.52 |
| 2025-12-31 | 83,572,753 | 68,096,612 | 63,831,091 | 1.35 | 12.18 | 3.54 |
| 2026-03-31 | 83,823,830 | 67,203,642 | 64,216,079 | 1.40 | 12.59 | 3.53 |
| 2026-06-30 | 84,116,168 | 68,788,699 | 65,131,053 | 1.40 | 12.53 | 3.55 |
416 current branch locations across 12 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-07-02 | 1 | 808176 | 485559 |
| 2017-12-01 | 1 | 4160667 | 485559 |
| 2015-10-17 | 1 | 2913551 | 485559 |
| 2013-06-08 | 50 | 2747420 | 485559 |
| 2007-12-31 | 1 | 2572453 | 485559 |
| 2007-06-01 | 1 | 2349093 | 485559 |
| 2007-06-01 | 1 | 2349084 | 485559 |
| 2007-06-01 | 1 | 3403460 | 485559 |
| 2005-08-27 | 1 | 3072129 | 485559 |
| 2001-11-17 | 1 | 738545 | 485559 |
| 2001-03-24 | 1 | 696131 | 485559 |
| 1998-12-19 | 1 | 1901458 | 485559 |
| 1995-02-24 | 1 | 78456 | 485559 |
| 1993-06-25 | 1 | 568171 | 485559 |
| 1991-09-01 | 1 | 366836 | 485559 |
| 1991-01-01 | 1 | 194637 | 485559 |
| 1990-10-26 | 50 | 448451 | 485559 |
| 1986-07-19 | 50 | 439150 | 485559 |
| 1984-09-01 | 1 | 632933 | 485559 |
| 1984-09-01 | 1 | 91138 | 485559 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.