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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,170,427 | 1,946,378 | 1,645,887 | 0.93 | 9.98 | 4.55 |
| 2016-06-30 | 2,209,995 | 1,909,378 | 1,686,766 | 1.36 | 14.49 | 4.56 |
| 2016-09-30 | 2,228,178 | 1,891,303 | 1,672,086 | 1.55 | 16.36 | 4.56 |
| 2016-12-31 | 2,262,003 | 1,985,435 | 1,703,912 | 1.17 | 12.53 | 4.53 |
| 2017-03-31 | 2,313,883 | 2,047,149 | 1,716,879 | 1.45 | 16.34 | 4.39 |
| 2017-06-30 | 2,373,603 | 2,113,579 | 1,783,877 | 1.34 | 15.02 | 4.40 |
| 2017-09-30 | 2,463,880 | 2,196,347 | 1,796,401 | 1.51 | 16.89 | 4.41 |
| 2017-12-31 | 2,463,284 | 2,195,412 | 1,790,530 | 1.44 | 16.14 | 4.39 |
| 2018-03-31 | 2,576,436 | 2,311,025 | 1,782,279 | 1.39 | 15.95 | 4.15 |
| 2018-06-30 | 2,668,611 | 2,402,685 | 1,909,595 | 1.52 | 17.60 | 4.27 |
| 2018-09-30 | 2,828,190 | 2,557,715 | 2,012,524 | 1.52 | 17.87 | 4.37 |
| 2018-12-31 | 2,939,331 | 2,660,030 | 2,143,742 | 1.45 | 17.29 | 4.43 |
| 2019-03-31 | 2,958,853 | 2,656,336 | 2,229,298 | 1.26 | 14.90 | 4.56 |
| 2019-06-30 | 3,109,994 | 2,691,551 | 2,341,275 | 1.38 | 15.58 | 4.54 |
| 2019-09-30 | 3,184,771 | 2,797,419 | 2,428,149 | 1.50 | 16.52 | 4.55 |
| 2019-12-31 | 3,466,051 | 3,058,706 | 2,496,711 | 1.51 | 16.57 | 4.45 |
| 2020-03-31 | 3,594,586 | 3,100,835 | 2,506,653 | 1.29 | 14.08 | 4.02 |
| 2020-06-30 | 3,958,356 | 3,440,413 | 2,842,412 | 1.66 | 18.30 | 4.32 |
| 2020-09-30 | 4,105,872 | 3,558,844 | 2,851,297 | 1.59 | 17.73 | 4.06 |
| 2020-12-31 | 4,165,761 | 3,623,938 | 2,842,970 | 1.64 | 18.30 | 3.97 |
| 2021-03-31 | 4,321,295 | 3,780,675 | 2,988,645 | 1.82 | 20.97 | 4.06 |
| 2021-06-30 | 4,361,947 | 3,834,609 | 3,033,260 | 1.73 | 20.14 | 4.01 |
| 2021-09-30 | 4,711,851 | 4,182,854 | 3,128,523 | 1.59 | 18.99 | 3.88 |
| 2021-12-31 | 4,710,410 | 4,172,024 | 3,333,496 | 1.51 | 18.22 | 3.85 |
| 2022-03-31 | 5,029,322 | 4,622,719 | 3,494,471 | 1.34 | 18.05 | 3.71 |
| 2022-06-30 | 5,062,928 | 4,660,744 | 3,697,188 | 1.50 | 21.02 | 3.83 |
| 2022-09-30 | 4,750,647 | 4,164,800 | 3,853,807 | 1.74 | 24.79 | 4.02 |
| 2022-12-31 | 4,910,204 | 4,145,505 | 3,987,776 | 1.72 | 24.41 | 4.07 |
| 2023-03-31 | 4,876,751 | 4,308,584 | 3,995,996 | 1.58 | 21.81 | 4.00 |
| 2023-06-30 | 4,998,298 | 4,291,693 | 4,078,665 | 1.52 | 21.17 | 3.91 |
| 2023-09-30 | 5,028,858 | 4,323,272 | 4,168,801 | 1.51 | 21.30 | 3.90 |
| 2023-12-31 | 5,171,412 | 4,520,077 | 4,248,001 | 1.56 | 21.74 | 3.88 |
| 2024-03-31 | 5,188,891 | 4,633,996 | 4,263,270 | 1.48 | 19.71 | 3.77 |
| 2024-06-30 | 5,399,613 | 4,835,905 | 4,397,674 | 1.54 | 20.69 | 3.80 |
| 2024-09-30 | 5,381,242 | 4,783,075 | 4,395,452 | 1.59 | 21.02 | 3.87 |
| 2024-12-31 | 5,453,117 | 4,857,071 | 4,341,199 | 1.91 | 24.81 | 3.95 |
| 2025-03-31 | 5,474,581 | 4,863,199 | 4,315,098 | 2.27 | 26.94 | 4.02 |
| 2025-06-30 | 5,495,895 | 4,804,672 | 4,513,887 | 1.91 | 22.62 | 4.07 |
| 2025-09-30 | 5,680,943 | 4,998,240 | 4,602,953 | 1.74 | 20.54 | 4.12 |
| 2025-12-31 | 6,161,111 | 5,455,407 | 4,677,738 | 1.69 | 20.10 | 4.10 |
| 2026-03-31 | 6,047,838 | 5,337,098 | 4,738,578 | 1.27 | 15.10 | 3.91 |
| 2026-06-30 | 6,175,429 | 5,461,696 | 4,936,382 | 1.22 | 14.47 | 4.06 |
28 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-04-03 | 1 | 5214530 | 236153 |
| 2008-05-31 | 50 | 203753 | 236153 |
| 2006-03-11 | 1 | 988957 | 236153 |
| 2000-11-10 | 1 | 2343493 | 236153 |
| 1993-12-02 | 1 | 844156 | 236153 |
| 1990-09-22 | 50 | 618478 | 236153 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.