Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,524,858 | 1,248,503 | 1,064,954 | 0.84 | 10.62 | 2.79 |
| 2016-06-30 | 1,699,713 | 1,397,573 | 1,150,109 | 0.83 | 10.49 | 2.62 |
| 2016-09-30 | 1,820,963 | 1,510,883 | 1,224,842 | 0.82 | 10.17 | 2.58 |
| 2016-12-31 | 1,850,010 | 1,492,232 | 1,270,909 | 0.87 | 10.58 | 2.61 |
| 2017-03-31 | 2,047,694 | 1,584,379 | 1,438,098 | 0.72 | 8.78 | 2.58 |
| 2017-06-30 | 2,377,596 | 1,746,030 | 1,716,162 | 0.78 | 9.79 | 2.56 |
| 2017-09-30 | 2,629,846 | 2,031,827 | 1,903,487 | 0.82 | 10.17 | 2.53 |
| 2017-12-31 | 2,764,317 | 2,117,750 | 2,131,230 | 0.77 | 9.52 | 2.52 |
| 2018-03-31 | 2,859,455 | 2,201,094 | 2,214,512 | 0.99 | 12.16 | 2.37 |
| 2018-06-30 | 3,111,693 | 2,463,049 | 2,381,954 | 0.95 | 11.83 | 2.29 |
| 2018-09-30 | 3,198,718 | 2,508,732 | 2,503,711 | 0.94 | 11.66 | 2.26 |
| 2018-12-31 | 3,538,467 | 2,716,633 | 2,719,960 | 0.82 | 10.33 | 2.17 |
| 2019-03-31 | 3,668,158 | 2,847,940 | 2,838,093 | 0.75 | 9.56 | 1.95 |
| 2019-06-30 | 3,956,440 | 3,055,633 | 2,874,822 | 0.75 | 9.53 | 1.89 |
| 2019-09-30 | 4,093,002 | 3,189,179 | 2,903,708 | 0.76 | 9.69 | 1.83 |
| 2019-12-31 | 4,097,505 | 3,192,266 | 3,000,804 | 0.78 | 9.93 | 1.80 |
| 2020-03-31 | 4,165,496 | 3,214,486 | 2,924,630 | 0.74 | 9.16 | 1.65 |
| 2020-06-30 | 4,321,856 | 3,414,354 | 2,991,022 | 0.62 | 7.80 | 1.59 |
| 2020-09-30 | 4,330,679 | 3,403,830 | 3,065,205 | 0.72 | 9.00 | 1.62 |
| 2020-12-31 | 4,243,064 | 3,311,417 | 3,072,331 | 0.84 | 10.30 | 1.71 |
| 2021-03-31 | 4,186,434 | 3,245,672 | 3,061,287 | 1.15 | 12.98 | 2.15 |
| 2021-06-30 | 4,196,957 | 3,233,893 | 2,957,129 | 1.19 | 13.09 | 2.20 |
| 2021-09-30 | 4,248,940 | 3,283,376 | 2,952,119 | 1.24 | 13.48 | 2.22 |
| 2021-12-31 | 4,206,869 | 3,231,816 | 2,907,566 | 1.28 | 13.57 | 2.28 |
| 2022-03-31 | 4,220,912 | 3,262,305 | 2,886,520 | 1.23 | 12.09 | 2.70 |
| 2022-06-30 | 4,091,510 | 3,185,830 | 3,084,554 | 1.17 | 11.34 | 2.72 |
| 2022-09-30 | 4,254,885 | 3,218,386 | 3,249,143 | 1.09 | 10.65 | 2.65 |
| 2022-12-31 | 4,534,480 | 3,463,504 | 3,489,175 | 0.99 | 9.74 | 2.52 |
| 2023-03-31 | 4,711,218 | 3,636,285 | 3,588,507 | -0.11 | -1.21 | 1.90 |
| 2023-06-30 | 4,935,945 | 3,866,604 | 3,642,775 | 0.19 | 2.04 | 1.80 |
| 2023-09-30 | 5,156,176 | 4,094,147 | 3,730,285 | 0.26 | 2.83 | 1.71 |
| 2023-12-31 | 5,153,458 | 4,078,566 | 3,823,498 | 0.31 | 3.42 | 1.72 |
| 2024-03-31 | 5,320,616 | 4,280,753 | 3,891,502 | 0.51 | 6.04 | 1.76 |
| 2024-06-30 | 5,322,250 | 4,282,106 | 3,937,125 | 0.53 | 6.31 | 1.78 |
| 2024-09-30 | 5,802,692 | 4,807,361 | 4,023,155 | 0.56 | 6.76 | 1.76 |
| 2024-12-31 | 5,717,876 | 4,946,204 | 4,180,572 | 0.58 | 7.03 | 1.79 |
| 2025-03-31 | 5,830,147 | 4,958,287 | 4,238,912 | 0.20 | 2.57 | 1.93 |
| 2025-06-30 | 6,048,831 | 5,312,416 | 4,442,578 | 0.14 | 1.74 | 2.00 |
| 2025-09-30 | 5,615,507 | 4,930,753 | 3,685,163 | -0.83 | -10.67 | 2.12 |
| 2025-12-31 | 5,549,405 | 4,854,321 | 3,799,650 | -0.50 | -6.48 | 2.18 |
| 2026-03-31 | 5,683,154 | 4,990,694 | 3,774,614 | 0.32 | 4.25 | 2.48 |
| 2026-06-30 | 5,526,397 | 4,837,281 | 3,802,793 | 0.32 | 4.12 | 2.53 |
2 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-01-02 | 1 | 792770 | 2758613 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.