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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 8,659,945 | 7,107,593 | 5,161,143 | 1.08 | 9.60 | 3.53 |
| 2016-06-30 | 8,572,280 | 6,981,796 | 5,329,843 | 1.20 | 10.62 | 3.54 |
| 2016-09-30 | 8,944,669 | 7,328,830 | 5,446,572 | 1.22 | 10.81 | 3.56 |
| 2016-12-31 | 9,038,469 | 7,376,090 | 5,399,448 | 1.23 | 11.09 | 3.59 |
| 2017-03-31 | 9,005,586 | 7,300,331 | 5,321,135 | 1.09 | 10.37 | 3.45 |
| 2017-06-30 | 8,857,434 | 7,268,366 | 5,411,343 | 1.15 | 11.00 | 3.50 |
| 2017-09-30 | 12,145,597 | 9,932,284 | 7,475,408 | 1.00 | 8.80 | 2.87 |
| 2017-12-31 | 12,151,833 | 9,934,986 | 7,539,541 | 1.12 | 9.75 | 3.10 |
| 2018-03-31 | 12,224,845 | 10,025,518 | 7,570,583 | 1.40 | 11.92 | 3.74 |
| 2018-06-30 | 12,176,631 | 9,945,129 | 7,681,534 | 1.47 | 12.54 | 3.82 |
| 2018-09-30 | 12,375,137 | 10,123,817 | 7,737,889 | 1.49 | 12.68 | 3.84 |
| 2018-12-31 | 13,239,925 | 10,680,879 | 8,426,296 | 1.42 | 11.83 | 3.68 |
| 2019-03-31 | 13,437,634 | 10,814,505 | 8,416,188 | 1.45 | 11.65 | 4.00 |
| 2019-06-30 | 14,364,580 | 11,491,382 | 8,985,062 | 1.46 | 11.52 | 4.07 |
| 2019-09-30 | 14,640,281 | 11,797,726 | 9,026,593 | 1.50 | 11.76 | 4.05 |
| 2019-12-31 | 14,582,546 | 11,663,777 | 8,958,529 | 1.52 | 11.88 | 4.05 |
| 2020-03-31 | 14,351,898 | 11,565,167 | 8,883,284 | 0.86 | 6.55 | 3.91 |
| 2020-06-30 | 16,411,169 | 13,340,746 | 10,056,274 | 0.97 | 7.67 | 3.73 |
| 2020-09-30 | 17,009,432 | 13,881,316 | 10,108,627 | 1.09 | 8.85 | 3.61 |
| 2020-12-31 | 17,587,973 | 14,217,408 | 9,737,235 | 1.13 | 9.30 | 3.55 |
| 2021-03-31 | 18,391,753 | 15,094,094 | 9,783,597 | 1.23 | 11.33 | 3.03 |
| 2021-06-30 | 18,879,309 | 15,565,817 | 9,747,842 | 1.12 | 10.52 | 2.96 |
| 2021-09-30 | 19,309,933 | 16,007,352 | 9,529,955 | 1.15 | 10.87 | 2.97 |
| 2021-12-31 | 19,608,230 | 16,270,279 | 9,239,479 | 1.16 | 11.10 | 2.92 |
| 2022-03-31 | 33,071,309 | 28,088,382 | 16,875,818 | 0.32 | 3.05 | 3.02 |
| 2022-06-30 | 31,970,444 | 26,863,925 | 17,069,481 | 0.63 | 6.04 | 3.31 |
| 2022-09-30 | 31,274,013 | 25,884,751 | 17,484,281 | 0.83 | 8.05 | 3.53 |
| 2022-12-31 | 32,216,733 | 25,073,772 | 17,959,114 | 0.92 | 9.01 | 3.58 |
| 2023-03-31 | 31,565,171 | 24,253,099 | 18,100,400 | 0.78 | 7.82 | 3.40 |
| 2023-06-30 | 30,920,570 | 23,750,011 | 18,115,272 | 0.85 | 8.44 | 3.30 |
| 2023-09-30 | 30,468,800 | 23,787,754 | 18,045,757 | 0.91 | 8.96 | 3.26 |
| 2023-12-31 | 30,603,575 | 23,598,797 | 18,099,231 | 0.89 | 8.71 | 3.22 |
| 2024-03-31 | 30,078,996 | 23,080,700 | 17,997,852 | 0.87 | 8.37 | 3.02 |
| 2024-06-30 | 30,217,940 | 23,144,335 | 18,024,525 | 0.87 | 8.34 | 3.03 |
| 2024-09-30 | 29,531,845 | 23,140,174 | 17,822,592 | 0.87 | 8.14 | 3.08 |
| 2024-12-31 | 29,065,552 | 23,289,006 | 17,641,684 | 0.85 | 7.89 | 3.14 |
| 2025-03-31 | 28,203,871 | 22,991,983 | 17,162,412 | 0.81 | 7.04 | 3.28 |
| 2025-06-30 | 27,490,940 | 23,024,844 | 16,478,914 | 0.97 | 8.22 | 3.35 |
| 2025-09-30 | 27,254,238 | 22,914,426 | 15,934,215 | 1.03 | 8.66 | 3.39 |
| 2025-12-31 | 26,568,494 | 22,396,621 | 15,083,831 | 1.20 | 9.95 | 3.43 |
| 2026-03-31 | 26,361,352 | 22,202,732 | 14,603,417 | 1.02 | 8.11 | 3.50 |
| 2026-06-30 | 25,794,971 | 21,734,129 | 14,101,336 | 1.21 | 9.61 | 3.55 |
274 current branch locations across 10 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-02-01 | 1 | 131650 | 659855 |
| 2019-04-08 | 1 | 3603970 | 659855 |
| 2019-04-08 | 1 | 2110640 | 659855 |
| 2018-11-10 | 1 | 1411032 | 659855 |
| 2017-08-12 | 1 | 17464 | 659855 |
| 2016-08-13 | 1 | 811756 | 659855 |
| 2015-07-25 | 1 | 226752 | 659855 |
| 2014-10-18 | 1 | 1861927 | 659855 |
| 2009-09-26 | 1 | 495352 | 659855 |
| 2009-09-26 | 1 | 353751 | 659855 |
| 2003-01-27 | 1 | 654458 | 659855 |
| 2001-11-10 | 1 | 92658 | 659855 |
| 1999-09-01 | 1 | 654056 | 659855 |
| 1997-12-23 | 1 | 2475947 | 659855 |
| 1997-06-21 | 1 | 476258 | 659855 |
| 1997-06-21 | 1 | 609953 | 659855 |
| 1995-09-23 | 1 | 613857 | 659855 |
| 1995-05-05 | 1 | 662154 | 659855 |
| 1992-12-01 | 1 | 660057 | 659855 |
| 1992-12-01 | 1 | 637358 | 659855 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.