Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

FIRST KEYSTONE CMTY BANK

FDIC #7404 · PA · period 20260630

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Total assets1,000,992-1.12% YoY

Total deposits740,903+4.24% YoY

Net loans and leases517,528-12.41% YoY

Return on assets0.93%+1.39% YoY

Return on equity9.03%+1.92% YoY

Net interest margin2.86%-2.38% YoY

Peer position

Return on assets20thopportunity · n=902

Return on equity29thopportunity · n=894

Net interest margin10thopportunity · n=902

Equity to assets16thopportunity · n=894

Noncurrent loans8thopportunity · n=887

Liquid assets85thstrength · n=895

Brokered deposits31stin line · n=890

Loans to deposits70thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2017-03-31	1,000,992	740,903	517,528	0.93	9.03	2.86
2017-06-30	1,004,034	699,701	520,450	0.85	8.22	2.83
2018-03-31	1,000,038	758,521	565,865	0.73	6.96	2.86
2018-06-30	1,009,036	735,152	577,878	0.86	8.24	2.90
2018-09-30	1,012,289	710,757	590,849	0.91	8.86	2.93
2018-12-31	1,010,444	681,986	599,647	0.93	8.99	2.94
2019-06-30	1,002,064	717,791	605,309	0.94	8.58	3.01
2019-09-30	1,018,262	752,026	624,265	1.02	9.17	3.05
2019-12-31	1,005,156	773,138	640,727	0.99	8.85	3.10
2020-03-31	1,025,768	746,608	654,437	0.98	8.49	3.17
2020-06-30	1,067,207	856,879	669,580	1.13	9.75	3.27
2020-09-30	1,133,176	931,422	696,461	1.14	9.89	3.30
2020-12-31	1,176,623	952,073	712,677	1.13	9.50	3.33
2021-03-31	1,213,217	992,707	714,942	1.35	10.51	3.32
2021-06-30	1,307,698	1,077,921	733,781	1.27	10.19	3.21
2021-09-30	1,387,273	1,160,044	748,497	1.27	10.39	3.16
2021-12-31	1,317,494	1,092,340	744,161	1.20	9.88	3.17
2022-03-31	1,295,027	1,060,083	770,091	1.17	10.18	3.19
2022-06-30	1,302,620	1,008,252	795,660	1.22	10.97	3.25
2022-09-30	1,322,274	1,072,917	836,464	1.19	11.18	3.23
2022-12-31	1,326,957	1,007,973	850,195	1.14	10.91	3.16
2023-03-31	1,308,680	962,643	855,041	0.52	5.24	2.66
2023-06-30	1,306,086	948,910	864,082	0.48	4.81	2.56
2023-09-30	1,317,912	1,003,776	874,221	0.48	4.84	2.49
2023-12-31	1,414,064	990,818	904,153	0.50	5.08	2.46
2024-03-31	1,408,159	990,228	902,275	-5.10	-56.58	2.36
2024-06-30	1,416,751	991,552	914,807	-2.31	-26.29	2.44
2024-09-30	1,436,799	1,026,334	926,942	-1.38	-15.72	2.47
2024-12-31	1,426,737	1,050,627	940,779	-0.86	-9.85	2.52
2025-03-31	1,433,769	1,050,135	956,113	0.39	4.42	2.70
2025-06-30	1,435,959	1,061,642	952,008	0.63	7.13	2.80
2025-09-30	1,580,493	1,196,525	949,733	0.67	7.80	2.77
2025-12-31	1,529,069	1,142,016	939,013	0.47	5.42	2.78
2026-03-31	1,521,898	1,135,838	923,577	0.59	6.82	2.67
2026-06-30	1,572,543	1,185,570	941,552	0.81	9.40	2.80

Structure and branch footprint

19 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2007-11-01	1	2515441	790918

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.