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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Muscle Shoals, AL · FDIC certificate #27381 · RSSD 1222519
FIRST METRO BANK is an FDIC-insured institution based in Muscle Shoals, AL (FDIC certificate #27381). In its Q2 2026 Call Report it reported total assets of $1.0B, total deposits of $0.9B and net loans of $0.6B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST METRO BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Equity to assets | 11.22% |
|---|---|
| Noncurrent loans ratio | 0.13% |
| Nonaccrual loans ratio | 0.12% |
| Loan to deposit ratio | 67.10% |
| Liquid assets ratio | 33.69% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $0.9B |
| Net loans and leases | $0.6B |