Regulatory profile
Missoula, MT · FDIC certificate #363
FIRST MONTANA BANK INC is an FDIC-insured institution based in Missoula, MT (FDIC certificate #363). In its Q3 2026 Call Report it reported total assets of $560M, total deposits of $501M and net loans of $324M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for FIRST MONTANA BANK INC from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $501M |
|---|---|
| Net loans and leases | $324M |
Plain-language readout
FIRST MONTANA BANK INC in Missoula, MT funds its loans with $501M of deposits and holds $324M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST MONTANA BANK INC in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 64.57% in Q3 2026, against 75.22% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $324M | $501M | 64.57% |
| Q2 2026 | $318M | $438M | 72.72% |
| Q1 2026 | $320M | $426M | 75.22% |