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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,616,914 | 2,429,519 | 1,561,324 | 1.12 | 8.06 | 3.41 |
| 2016-06-30 | 3,609,192 | 2,424,638 | 1,594,614 | 1.12 | 8.03 | 3.45 |
| 2016-09-30 | 3,665,760 | 2,503,895 | 1,623,486 | 1.18 | 8.42 | 3.46 |
| 2016-12-31 | 3,609,848 | 2,475,675 | 1,673,084 | 1.15 | 8.21 | 3.48 |
| 2017-03-31 | 3,551,884 | 2,451,610 | 1,701,429 | 1.07 | 7.76 | 3.48 |
| 2017-06-30 | 3,623,517 | 2,471,896 | 1,750,857 | 1.14 | 8.23 | 3.54 |
| 2017-09-30 | 3,732,854 | 2,542,523 | 1,783,455 | 1.18 | 8.56 | 3.54 |
| 2017-12-31 | 3,653,142 | 2,437,817 | 1,813,395 | 1.00 | 7.27 | 3.58 |
| 2018-03-31 | 3,618,766 | 2,407,902 | 1,862,357 | 1.45 | 10.69 | 3.63 |
| 2018-06-30 | 3,647,990 | 2,413,401 | 1,911,799 | 1.41 | 10.47 | 3.66 |
| 2018-09-30 | 3,757,406 | 2,470,058 | 1,901,815 | 1.51 | 11.29 | 3.68 |
| 2018-12-31 | 3,753,466 | 2,420,293 | 1,953,932 | 1.47 | 10.93 | 3.71 |
| 2019-03-31 | 3,706,753 | 2,370,843 | 1,974,109 | 1.45 | 10.56 | 3.64 |
| 2019-06-30 | 3,762,718 | 2,362,101 | 1,990,938 | 1.42 | 10.22 | 3.67 |
| 2019-09-30 | 3,845,102 | 2,439,906 | 2,011,410 | 1.47 | 10.49 | 3.70 |
| 2019-12-31 | 3,808,254 | 2,387,785 | 2,007,570 | 1.47 | 10.48 | 3.74 |
| 2020-03-31 | 3,859,319 | 2,430,983 | 1,999,349 | 1.48 | 10.07 | 3.71 |
| 2020-06-30 | 4,594,205 | 2,912,046 | 2,303,802 | 1.41 | 10.06 | 3.64 |
| 2020-09-30 | 4,718,640 | 3,045,898 | 2,289,929 | 1.39 | 10.27 | 3.52 |
| 2020-12-31 | 4,695,315 | 3,113,169 | 2,205,556 | 1.33 | 9.97 | 3.43 |
| 2021-03-31 | 4,927,784 | 3,486,685 | 2,265,931 | 1.16 | 9.66 | 3.13 |
| 2021-06-30 | 5,338,052 | 3,910,717 | 2,255,795 | 1.11 | 9.57 | 2.96 |
| 2021-09-30 | 5,521,126 | 4,102,624 | 2,232,878 | 1.10 | 9.76 | 2.85 |
| 2021-12-31 | 5,581,340 | 4,216,924 | 2,112,707 | 1.12 | 10.23 | 2.86 |
| 2022-03-31 | 5,393,217 | 4,135,870 | 2,090,001 | 1.01 | 10.76 | 2.59 |
| 2022-06-30 | 5,373,051 | 4,161,642 | 2,162,112 | 1.04 | 11.49 | 2.65 |
| 2022-09-30 | 5,502,968 | 4,383,798 | 2,157,094 | 1.07 | 12.56 | 2.70 |
| 2022-12-31 | 5,337,737 | 4,224,857 | 2,209,975 | 1.07 | 12.83 | 2.77 |
| 2023-03-31 | 5,473,245 | 3,989,843 | 2,269,189 | 1.00 | 12.87 | 2.91 |
| 2023-06-30 | 5,505,931 | 3,874,988 | 2,282,917 | 1.03 | 13.29 | 2.86 |
| 2023-09-30 | 5,559,883 | 3,911,091 | 2,307,714 | 1.06 | 13.76 | 2.88 |
| 2023-12-31 | 5,730,835 | 3,780,018 | 2,261,754 | 1.09 | 13.97 | 2.91 |
| 2024-03-31 | 5,212,976 | 3,665,066 | 2,359,170 | 0.99 | 11.52 | 2.90 |
| 2024-06-30 | 5,116,066 | 3,698,631 | 2,381,544 | 1.09 | 12.30 | 3.04 |
| 2024-09-30 | 5,557,306 | 3,728,181 | 2,433,961 | 1.16 | 12.90 | 3.11 |
| 2024-12-31 | 4,997,767 | 3,679,155 | 2,455,836 | 1.26 | 13.60 | 3.24 |
| 2025-03-31 | 4,890,081 | 3,580,147 | 2,592,267 | 1.43 | 13.49 | 3.68 |
| 2025-06-30 | 4,923,803 | 3,586,204 | 2,577,884 | 1.46 | 13.53 | 3.73 |
| 2025-09-30 | 5,243,993 | 3,808,022 | 2,574,858 | 1.53 | 14.13 | 3.78 |
| 2025-12-31 | 5,099,945 | 3,734,714 | 2,696,661 | 1.54 | 14.16 | 3.88 |
| 2026-03-31 | 5,083,974 | 3,710,395 | 2,793,741 | 1.66 | 14.78 | 3.97 |
| 2026-06-30 | 5,123,849 | 3,685,246 | 2,807,323 | 1.65 | 14.56 | 4.02 |
27 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1990-01-13 | 50 | 445272 | 114260 |
| 1970-01-01 | 1 | 484664 | 114260 |
| 1962-01-13 | 1 | 543860 | 114260 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.