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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-03-31 | 1,014,771 | 727,583 | 750,300 | 2.70 | 10.69 | 9.15 |
| 2019-06-30 | 1,014,850 | 718,631 | 770,833 | 2.72 | 10.62 | 9.14 |
| 2019-09-30 | 1,326,096 | 1,015,568 | 1,008,951 | 2.64 | 10.97 | 9.00 |
| 2019-12-31 | 1,330,030 | 1,023,377 | 997,632 | 2.51 | 10.76 | 8.96 |
| 2020-03-31 | 1,359,584 | 1,043,749 | 994,413 | 1.93 | 9.25 | 8.36 |
| 2020-06-30 | 1,440,456 | 1,112,161 | 1,082,335 | 1.85 | 8.94 | 8.02 |
| 2020-09-30 | 1,459,697 | 1,124,456 | 1,062,339 | 2.08 | 10.08 | 7.94 |
| 2020-12-31 | 1,478,932 | 1,175,188 | 1,012,572 | 2.26 | 11.20 | 7.78 |
| 2021-03-31 | 1,542,555 | 1,196,805 | 1,010,180 | 2.88 | 15.13 | 7.21 |
| 2021-06-30 | 1,593,821 | 1,233,070 | 1,020,124 | 3.14 | 16.23 | 7.18 |
| 2021-09-30 | 1,611,122 | 1,236,445 | 1,027,365 | 3.34 | 16.99 | 7.29 |
| 2021-12-31 | 1,668,615 | 1,289,024 | 1,107,935 | 3.33 | 16.80 | 7.38 |
| 2022-03-31 | 1,670,310 | 1,288,745 | 1,142,987 | 2.93 | 14.29 | 7.55 |
| 2022-06-30 | 1,655,530 | 1,275,623 | 1,211,431 | 2.86 | 13.93 | 7.85 |
| 2022-09-30 | 1,653,278 | 1,264,865 | 1,256,756 | 2.66 | 12.87 | 8.10 |
| 2022-12-31 | 1,670,754 | 1,236,008 | 1,274,676 | 2.44 | 11.72 | 8.37 |
| 2023-03-31 | 1,682,379 | 1,261,832 | 1,272,026 | 1.79 | 8.34 | 8.43 |
| 2023-06-30 | 1,680,530 | 1,254,541 | 1,277,372 | 1.74 | 8.02 | 8.40 |
| 2023-09-30 | 1,669,613 | 1,258,058 | 1,271,513 | 1.78 | 8.18 | 8.44 |
| 2023-12-31 | 1,658,936 | 1,239,399 | 1,269,318 | 1.75 | 7.95 | 8.43 |
| 2024-03-31 | 1,662,089 | 1,235,681 | 1,248,236 | 2.16 | 9.38 | 8.19 |
| 2024-06-30 | 1,656,000 | 1,221,870 | 1,237,355 | 1.59 | 6.82 | 8.30 |
| 2024-09-30 | 1,655,472 | 1,207,280 | 1,245,482 | 1.82 | 7.70 | 8.37 |
| 2024-12-31 | 1,687,096 | 1,234,786 | 1,264,315 | 1.93 | 8.13 | 8.34 |
| 2025-03-31 | 1,704,438 | 1,242,673 | 1,277,303 | 2.34 | 9.56 | 8.08 |
| 2025-06-30 | 1,711,337 | 1,239,106 | 1,306,569 | 2.29 | 9.27 | 8.12 |
| 2025-09-30 | 2,037,031 | 1,542,367 | 1,440,310 | 2.23 | 9.35 | 7.95 |
| 2025-12-31 | 2,073,342 | 1,571,391 | 1,443,579 | 2.24 | 9.57 | 7.93 |
| 2026-03-31 | 2,046,492 | 1,534,904 | 1,458,678 | 2.51 | 11.25 | 7.44 |
| 2026-06-30 | 2,032,246 | 1,510,979 | 1,494,918 | 2.50 | 11.01 | 7.53 |
20 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-08-01 | 1 | 64150 | 355858 |
| 2019-08-01 | 1 | 2927615 | 355858 |
| 2003-09-01 | 1 | 749756 | 355858 |
| 2001-10-31 | 1 | 2966566 | 355858 |
| 1992-12-07 | 1 | 528559 | 355858 |
| 1989-10-01 | 1 | 412256 | 355858 |
| 1985-01-01 | 1 | 598851 | 355858 |
| 1983-11-11 | 1 | 114952 | 355858 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.