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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-12-31 | 1,014,122 | 938,112 | 548,075 | 0.55 | 7.64 | 2.85 |
| 2022-03-31 | 1,013,346 | 941,367 | 566,189 | 0.60 | 8.93 | 2.55 |
| 2023-06-30 | 1,001,064 | 926,661 | 617,731 | 1.02 | 14.80 | 3.60 |
| 2023-12-31 | 1,014,461 | 932,485 | 636,288 | 1.05 | 14.80 | 3.58 |
| 2024-09-30 | 1,013,791 | 921,392 | 673,331 | 0.91 | 11.40 | 3.74 |
| 2024-12-31 | 1,041,730 | 950,943 | 706,024 | 0.97 | 12.09 | 3.76 |
| 2025-03-31 | 1,035,854 | 940,721 | 714,489 | 0.92 | 10.94 | 3.89 |
| 2025-06-30 | 1,038,226 | 939,815 | 720,494 | 1.01 | 11.80 | 4.02 |
| 2025-09-30 | 1,028,918 | 938,064 | 724,175 | 1.08 | 12.68 | 4.09 |
| 2025-12-31 | 1,062,836 | 971,327 | 734,128 | 1.08 | 12.80 | 4.11 |
| 2026-03-31 | 1,087,944 | 998,523 | 735,614 | 1.15 | 14.36 | 4.11 |
| 2026-06-30 | 1,139,443 | 1,041,696 | 742,626 | 1.76 | 21.85 | 4.17 |
20 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-10-31 | 1 | 723822 | 979629 |
| 1992-03-07 | 50 | 14575 | 979629 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.