Regulatory profile
Walker, MN · FDIC certificate #5269
FIRST NATIONAL BANK NORTH is an FDIC-insured institution based in Walker, MN (FDIC certificate #5269). In its Q3 2026 Call Report it reported total assets of $890M, total deposits of $778M and net loans of $651M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for FIRST NATIONAL BANK NORTH from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $778M |
|---|---|
| Net loans and leases | $651M |
Plain-language readout
FIRST NATIONAL BANK NORTH in Walker, MN funds its loans with $778M of deposits and holds $651M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST NATIONAL BANK NORTH in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 83.60% in Q3 2026, against 83.48% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $651M | $778M | 83.60% |
| Q2 2026 | $636M | $756M | 84.08% |
| Q1 2026 | $614M | $735M | 83.48% |