Regulatory profile
Ely, NV · FDIC certificate #2273
FIRST NATIONAL BANK OF ELY is an FDIC-insured institution based in Ely, NV (FDIC certificate #2273). In its Q3 2026 Call Report it reported total assets of $124M, total deposits of $119M and net loans of $22M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for FIRST NATIONAL BANK OF ELY from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $119M |
|---|---|
| Net loans and leases | $22M |
Plain-language readout
FIRST NATIONAL BANK OF ELY in Ely, NV funds its loans with $119M of deposits and holds $22M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST NATIONAL BANK OF ELY in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 18.27% in Q3 2026, against 13.50% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $22M | $119M | 18.27% |
| Q2 2026 | $22M | $119M | 18.13% |
| Q1 2026 | $17M | $124M | 13.50% |