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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 18,421,738 | 15,243,494 | 13,030,194 | 0.94 | 9.36 | 5.98 |
| 2016-06-30 | 18,689,426 | 15,215,219 | 13,530,376 | 0.81 | 8.05 | 5.97 |
| 2016-09-30 | 18,592,296 | 15,476,012 | 13,257,399 | 1.28 | 12.56 | 6.05 |
| 2016-12-31 | 18,938,350 | 16,124,833 | 13,683,476 | 1.15 | 11.28 | 6.08 |
| 2017-03-31 | 19,201,244 | 16,495,791 | 13,572,094 | 0.78 | 7.64 | 6.20 |
| 2017-06-30 | 19,518,079 | 16,159,398 | 14,082,092 | 0.89 | 8.71 | 6.27 |
| 2017-09-30 | 19,342,349 | 16,280,105 | 14,144,000 | 0.91 | 8.92 | 6.40 |
| 2017-12-31 | 20,351,074 | 16,874,213 | 14,700,456 | 0.66 | 6.53 | 6.44 |
| 2018-03-31 | 19,863,926 | 16,859,492 | 14,482,008 | 1.19 | 12.20 | 6.58 |
| 2018-06-30 | 20,169,374 | 16,850,385 | 14,837,420 | 1.23 | 12.55 | 6.63 |
| 2018-09-30 | 20,423,016 | 16,993,248 | 15,040,796 | 1.44 | 14.63 | 6.70 |
| 2018-12-31 | 21,582,885 | 17,803,783 | 15,547,798 | 1.40 | 14.14 | 6.70 |
| 2019-03-31 | 21,657,215 | 18,034,804 | 15,293,176 | 1.53 | 15.19 | 6.55 |
| 2019-06-30 | 21,357,028 | 17,919,454 | 15,408,890 | 1.64 | 15.88 | 6.53 |
| 2019-09-30 | 22,102,097 | 18,190,335 | 15,643,822 | 1.60 | 15.31 | 6.56 |
| 2019-12-31 | 22,555,038 | 18,318,667 | 16,157,538 | 1.38 | 13.17 | 6.53 |
| 2020-03-31 | 22,265,188 | 18,288,179 | 15,600,950 | 0.47 | 4.38 | 6.36 |
| 2020-06-30 | 23,887,631 | 20,161,301 | 15,866,178 | 0.63 | 5.95 | 5.95 |
| 2020-09-30 | 24,143,170 | 20,337,191 | 15,997,806 | 1.08 | 10.14 | 5.75 |
| 2020-12-31 | 24,746,119 | 21,211,804 | 16,180,330 | 1.31 | 12.30 | 5.64 |
| 2021-03-31 | 25,477,938 | 21,899,861 | 16,160,103 | 1.90 | 18.09 | 5.02 |
| 2021-06-30 | 25,479,621 | 21,794,084 | 15,856,776 | 2.39 | 22.48 | 4.98 |
| 2021-09-30 | 25,678,162 | 21,924,286 | 15,705,684 | 2.30 | 21.40 | 5.02 |
| 2021-12-31 | 26,812,859 | 23,433,462 | 16,474,987 | 2.02 | 18.95 | 5.01 |
| 2022-03-31 | 27,233,527 | 23,893,487 | 16,946,779 | 1.47 | 14.26 | 4.98 |
| 2022-06-30 | 25,840,035 | 22,478,828 | 17,862,333 | 1.39 | 13.40 | 5.36 |
| 2022-09-30 | 26,641,952 | 22,851,366 | 18,413,422 | 1.33 | 12.94 | 5.79 |
| 2022-12-31 | 28,274,145 | 24,906,792 | 19,514,445 | 1.26 | 12.44 | 6.04 |
| 2023-03-31 | 28,409,566 | 25,306,374 | 19,194,715 | 0.98 | 10.76 | 6.93 |
| 2023-06-30 | 29,437,959 | 25,170,504 | 20,165,945 | 1.03 | 11.54 | 6.83 |
| 2023-09-30 | 29,967,873 | 25,827,586 | 21,053,953 | 1.01 | 11.59 | 6.82 |
| 2023-12-31 | 31,111,148 | 26,335,580 | 21,801,693 | 0.81 | 9.29 | 6.75 |
| 2024-03-31 | 30,788,316 | 26,578,972 | 21,491,940 | 1.67 | 19.05 | 6.50 |
| 2024-06-30 | 31,496,797 | 26,318,099 | 22,164,508 | 1.53 | 17.03 | 6.48 |
| 2024-09-30 | 31,859,993 | 26,517,640 | 22,019,328 | 1.23 | 13.34 | 6.53 |
| 2024-12-31 | 31,985,717 | 26,806,146 | 22,004,964 | 1.32 | 14.12 | 6.56 |
| 2025-03-31 | 31,791,811 | 26,148,420 | 21,693,752 | 1.19 | 11.90 | 6.59 |
| 2025-06-30 | 31,561,847 | 25,521,702 | 21,941,534 | 1.40 | 13.63 | 6.68 |
| 2025-09-30 | 32,340,615 | 26,119,355 | 21,993,028 | 1.57 | 14.93 | 6.76 |
| 2025-12-31 | 34,573,634 | 28,157,587 | 23,875,276 | 1.51 | 14.29 | 6.76 |
| 2026-03-31 | 34,725,218 | 28,560,248 | 23,638,397 | 1.71 | 15.57 | 6.53 |
| 2026-06-30 | 34,201,445 | 27,775,472 | 23,463,633 | 1.79 | 15.91 | 6.63 |
139 current branch locations across 9 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-10-01 | 1 | 625654 | 527954 |
| 2024-05-01 | 1 | 1841563 | 527954 |
| 2022-02-14 | 1 | 3445460 | 527954 |
| 2014-07-28 | 1 | 379359 | 527954 |
| 2014-03-31 | 1 | 10858 | 527954 |
| 2014-03-31 | 1 | 77758 | 527954 |
| 2014-03-31 | 1 | 181459 | 527954 |
| 2014-03-31 | 1 | 264558 | 527954 |
| 2010-09-30 | 1 | 2033123 | 527954 |
| 2010-09-30 | 1 | 552451 | 527954 |
| 2010-09-30 | 1 | 779539 | 527954 |
| 2010-03-30 | 1 | 2689191 | 527954 |
| 2008-02-09 | 1 | 308247 | 527954 |
| 1989-11-22 | 1 | 467854 | 527954 |
| 1988-05-31 | 1 | 342951 | 527954 |
| 1984-09-07 | 50 | 574855 | 527954 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.