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Regulatory profile
FDIC certificate #3285 · RSSD 613950
FIRST NATIONAL BANK TEXAS is an FDIC-insured institution (FDIC certificate #3285). In its Q2 2026 Call Report it reported total assets of $4.6B, total deposits of $4.1B and net loans of $2.3B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for FIRST NATIONAL BANK TEXAS from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 19.71% |
|---|---|
| Equity to assets | 6.71% |
| Noncurrent loans ratio | 1.23% |
| Nonaccrual loans ratio | 0.48% |
| Loan to deposit ratio | 55.85% |
| Liquid assets ratio | 46.00% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $4.1B |
| Net loans and leases | $2.3B |