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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-12-31 | 1,014,057 | 877,467 | 511,604 | 2.07 | 20.93 | 3.71 |
| 2023-03-31 | 1,006,248 | 879,694 | 493,629 | 1.90 | 20.52 | 3.45 |
| 2024-03-31 | 1,026,465 | 894,868 | 490,828 | 1.61 | 15.25 | 3.19 |
| 2024-06-30 | 1,039,908 | 879,501 | 499,611 | 1.77 | 16.94 | 3.26 |
| 2024-09-30 | 1,029,742 | 864,523 | 489,424 | 1.77 | 16.50 | 3.27 |
| 2024-12-31 | 1,017,488 | 854,194 | 497,468 | 1.80 | 16.63 | 3.32 |
| 2025-03-31 | 1,034,227 | 888,351 | 507,868 | 1.66 | 14.98 | 3.43 |
| 2025-06-30 | 1,041,143 | 876,963 | 510,880 | 1.82 | 16.41 | 3.52 |
| 2025-09-30 | 1,040,568 | 866,895 | 506,846 | 2.04 | 17.83 | 3.62 |
| 2025-12-31 | 1,055,323 | 873,398 | 521,768 | 2.10 | 17.91 | 3.65 |
| 2026-03-31 | 1,068,072 | 895,738 | 524,104 | 2.04 | 15.88 | 3.76 |
| 2026-06-30 | 1,070,151 | 897,054 | 516,408 | 2.10 | 16.37 | 3.79 |
9 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-03-01 | 1 | 272254 | 154154 |
| 2003-01-01 | 1 | 469157 | 154154 |
| 2001-07-01 | 1 | 302852 | 154154 |
| 1994-09-30 | 1 | 38151 | 154154 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.