Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,120,692 | 920,354 | 753,993 | 0.80 | 6.05 | 3.62 |
| 2016-06-30 | 1,146,416 | 926,696 | 774,421 | 0.79 | 5.95 | 3.51 |
| 2016-09-30 | 1,105,350 | 903,982 | 773,326 | 0.79 | 5.92 | 3.44 |
| 2016-12-31 | 1,157,709 | 958,933 | 770,203 | 0.80 | 6.04 | 3.41 |
| 2017-03-31 | 1,136,941 | 956,304 | 781,736 | 0.70 | 5.51 | 3.30 |
| 2017-06-30 | 1,163,159 | 958,170 | 806,476 | 0.77 | 6.02 | 3.34 |
| 2017-09-30 | 1,140,884 | 926,587 | 812,382 | 0.77 | 5.94 | 3.37 |
| 2017-12-31 | 1,127,705 | 942,450 | 814,918 | 0.60 | 4.60 | 3.41 |
| 2018-03-31 | 1,143,571 | 933,105 | 833,556 | 0.90 | 6.92 | 3.49 |
| 2018-06-30 | 1,199,504 | 972,283 | 871,770 | 0.96 | 7.52 | 3.51 |
| 2018-09-30 | 1,195,638 | 949,420 | 880,692 | 1.02 | 8.02 | 3.63 |
| 2018-12-31 | 1,245,686 | 1,070,072 | 872,719 | 1.05 | 8.33 | 3.65 |
| 2019-03-31 | 1,202,251 | 1,027,284 | 896,035 | 0.83 | 6.55 | 3.47 |
| 2019-06-30 | 1,222,576 | 1,028,026 | 916,469 | 0.98 | 7.59 | 3.61 |
| 2019-09-30 | 1,221,157 | 998,760 | 902,908 | 1.20 | 9.15 | 3.76 |
| 2019-12-31 | 1,339,634 | 1,148,907 | 894,610 | 1.20 | 9.26 | 3.70 |
| 2020-03-31 | 1,270,755 | 1,027,834 | 899,708 | 0.89 | 6.78 | 3.53 |
| 2020-06-30 | 1,428,456 | 1,194,882 | 1,031,539 | 1.00 | 7.71 | 3.40 |
| 2020-09-30 | 1,424,856 | 1,178,301 | 1,042,601 | 1.15 | 8.88 | 3.47 |
| 2020-12-31 | 1,504,675 | 1,289,080 | 1,004,886 | 1.14 | 8.88 | 3.51 |
| 2021-03-31 | 1,481,423 | 1,279,101 | 1,025,691 | 1.07 | 8.56 | 3.30 |
| 2021-06-30 | 1,573,034 | 1,366,215 | 1,062,495 | 1.02 | 8.23 | 3.19 |
| 2021-09-30 | 1,650,171 | 1,437,508 | 1,055,084 | 1.10 | 9.01 | 3.31 |
| 2021-12-31 | 1,760,455 | 1,546,388 | 1,083,556 | 1.08 | 9.06 | 3.26 |
| 2022-03-31 | 1,720,659 | 1,536,904 | 1,125,101 | 1.02 | 9.85 | 2.93 |
| 2022-06-30 | 1,972,490 | 1,548,600 | 1,175,596 | 0.99 | 10.44 | 2.87 |
| 2022-09-30 | 1,726,691 | 1,558,688 | 1,182,688 | 1.05 | 11.42 | 3.00 |
| 2022-12-31 | 1,789,159 | 1,544,772 | 1,208,796 | 0.96 | 10.60 | 3.04 |
| 2023-03-31 | 1,677,561 | 1,485,995 | 1,215,994 | 0.77 | 8.73 | 3.06 |
| 2023-06-30 | 1,745,117 | 1,501,584 | 1,287,350 | 0.69 | 7.74 | 2.88 |
| 2023-09-30 | 1,819,324 | 1,546,921 | 1,305,010 | 0.64 | 7.37 | 2.78 |
| 2023-12-31 | 1,928,151 | 1,636,319 | 1,304,440 | 0.73 | 8.46 | 2.90 |
| 2024-03-31 | 2,007,660 | 1,593,705 | 1,324,417 | 0.75 | 8.94 | 2.55 |
| 2024-06-30 | 1,899,696 | 1,535,857 | 1,339,009 | 0.66 | 7.79 | 2.65 |
| 2024-09-30 | 1,939,647 | 1,545,559 | 1,332,758 | 0.65 | 7.52 | 2.67 |
| 2024-12-31 | 1,956,623 | 1,638,292 | 1,396,348 | 0.66 | 7.66 | 2.75 |
| 2025-03-31 | 1,965,203 | 1,593,032 | 1,420,433 | 0.79 | 8.92 | 3.14 |
| 2025-06-30 | 1,975,246 | 1,601,067 | 1,427,751 | 0.87 | 9.71 | 3.19 |
| 2025-09-30 | 1,988,696 | 1,578,941 | 1,451,589 | 0.95 | 10.47 | 3.25 |
| 2025-12-31 | 2,088,099 | 1,702,657 | 1,509,623 | 1.03 | 11.29 | 3.31 |
| 2026-03-31 | 2,105,071 | 1,758,940 | 1,532,632 | 1.08 | 11.77 | 3.52 |
| 2026-06-30 | 2,119,293 | 1,766,553 | 1,564,965 | 1.15 | 12.49 | 3.56 |
19 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-04-01 | 1 | 406255 | 326858 |
| 1979-11-01 | 1 | 66051 | 326858 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.