Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

FIRST NB OF PENNSYLVANIA

FDIC #7888 · PA · period 20260630

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Total assets20,132,558-32.91% YoY

Total deposits15,542,941-27.71% YoY

Net loans and leases13,883,333-30.40% YoY

Return on assets0.49%+53.76% YoY

Return on equity4.08%+73.62% YoY

Net interest margin3.22%+8.29% YoY

Peer position

Return on assets43rdin line · n=35

Return on equity21stopportunity · n=33

Net interest margin54thin line · n=35

Equity to assets94thstrength · n=33

Noncurrent loans85thstrength · n=33

Liquid assets27thopportunity · n=33

Brokered deposits70thin line · n=33

Loans to deposits18thopportunity · n=33

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	20,132,558	15,542,941	13,883,333	0.49	4.08	3.22
2016-06-30	21,027,759	15,694,220	14,280,541	0.65	5.47	3.26
2016-09-30	21,395,881	16,147,514	14,489,644	0.76	6.40	3.26
2016-12-31	21,652,010	16,246,212	14,606,570	0.81	6.83	3.25
2017-03-31	30,010,076	21,502,139	19,946,346	0.32	2.35	2.97
2017-06-30	30,561,411	21,229,104	20,388,374	0.70	5.03	3.21
2017-09-30	30,955,605	22,127,113	20,615,140	0.82	5.82	3.28
2017-12-31	31,211,939	22,581,552	20,762,724	0.71	5.01	3.32
2018-03-31	31,452,008	22,671,213	20,967,127	1.13	7.87	3.34
2018-06-30	32,066,932	22,710,756	21,378,849	1.12	7.84	3.40
2018-09-30	32,556,891	23,784,166	21,681,168	1.16	8.18	3.40
2018-12-31	33,026,384	23,725,494	21,974,970	1.19	8.37	3.40
2019-03-31	33,640,587	24,200,119	22,451,636	1.17	8.25	3.30
2019-06-30	33,822,097	24,005,395	22,668,207	1.19	8.35	3.30
2019-09-30	34,262,582	24,870,808	22,914,733	1.22	8.53	3.29
2019-12-31	34,531,413	25,065,953	23,126,927	1.21	8.43	3.26
2020-03-31	35,014,804	25,307,441	23,592,571	0.60	4.22	3.24
2020-06-30	37,672,877	28,751,082	25,888,139	0.81	5.81	3.10
2020-09-30	37,445,794	29,187,729	25,983,746	0.85	6.16	3.03
2020-12-31	37,335,270	29,540,721	25,234,484	0.85	6.16	3.02
2021-03-31	38,551,787	30,691,956	25,341,494	1.01	7.59	2.75
2021-06-30	38,437,671	30,814,023	24,915,713	1.05	7.93	2.76
2021-09-30	39,353,133	31,769,734	24,600,433	1.09	8.23	2.76
2021-12-31	39,468,318	32,055,224	24,896,127	1.08	8.14	2.73
2022-03-31	41,966,349	34,213,167	26,697,460	0.51	3.89	2.61
2022-06-30	41,653,367	33,770,686	27,799,899	0.79	5.98	2.72
2022-09-30	42,596,803	34,564,866	28,513,538	0.97	7.43	2.91
2022-12-31	43,726,588	35,472,158	29,941,345	1.07	8.19	3.09
2023-03-31	44,131,723	34,590,559	30,341,598	1.35	10.37	3.60
2023-06-30	44,861,411	34,219,281	31,001,390	1.33	10.21	3.54
2023-09-30	45,596,834	35,008,941	31,822,319	1.33	10.26	3.49
2023-12-31	46,035,934	35,143,842	32,368,446	1.13	8.67	3.45
2024-03-31	45,781,509	35,079,451	32,248,098	1.10	8.49	3.26
2024-06-30	47,577,714	35,375,939	33,433,805	1.10	8.58	3.21
2024-09-30	47,767,124	37,129,326	33,450,383	1.07	8.28	3.21
2024-12-31	48,447,307	38,088,297	33,696,045	1.05	8.15	3.19
2025-03-31	48,800,205	38,155,227	33,957,648	1.08	8.38	3.17
2025-06-30	49,501,367	38,597,852	34,503,445	1.13	8.78	3.26
2025-09-30	49,665,430	38,921,138	34,758,152	1.19	9.19	3.31
2025-12-31	50,018,001	39,124,307	34,819,377	1.29	9.84	3.33
2026-03-31	50,421,258	39,273,470	34,945,632	1.15	8.61	3.31
2026-06-30	50,801,922	39,069,851	35,566,221	1.19	8.90	3.32

Structure and branch footprint

364 current branch locations across 8 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2022-12-10	1	2744782	379920
2022-02-05	1	3282852	379920
2017-03-11	1	282329	379920
2016-02-13	1	775214	379920
2015-06-01	1	4371445	379920
2015-06-01	1	3248483	379920
2014-09-20	1	648671	379920
2014-02-15	1	430278	379920
2013-10-12	1	692973	379920
2013-04-06	1	1434826	379920
2012-01-01	1	249872	379920
2011-01-01	1	151818	379920
2009-09-26	1	1070309	379920
2008-08-16	1	38526	379920
2008-04-01	1	868817	379920
2006-05-27	1	2846574	379920
2005-10-08	1	955623	379920
2005-02-19	1	171227	379920
2004-10-09	1	211628	379920
2004-09-22	1	3131987	379920

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.