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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-12-31 | 1,036,575 | 918,747 | 620,772 | 1.08 | 10.25 | 3.40 |
| 2021-03-31 | 1,081,744 | 964,564 | 606,796 | 1.02 | 10.19 | 3.15 |
| 2021-06-30 | 1,103,719 | 983,236 | 601,493 | 1.07 | 10.77 | 3.24 |
| 2021-09-30 | 1,111,555 | 988,362 | 630,157 | 1.08 | 10.77 | 3.28 |
| 2021-12-31 | 1,168,987 | 1,044,607 | 640,384 | 1.16 | 11.72 | 3.28 |
| 2022-03-31 | 1,186,741 | 1,074,420 | 678,859 | 0.95 | 10.52 | 3.19 |
| 2022-06-30 | 1,204,449 | 1,100,412 | 710,198 | 1.03 | 12.05 | 3.30 |
| 2022-09-30 | 1,214,687 | 1,115,001 | 756,533 | 1.13 | 13.91 | 3.42 |
| 2022-12-31 | 1,263,190 | 1,157,589 | 801,960 | 1.19 | 14.93 | 3.49 |
| 2023-03-31 | 1,313,647 | 1,203,181 | 814,529 | 1.34 | 18.62 | 3.57 |
| 2023-06-30 | 1,312,355 | 1,201,807 | 843,477 | 1.35 | 18.66 | 3.63 |
| 2023-09-30 | 1,301,021 | 1,189,660 | 859,873 | 1.33 | 18.43 | 3.60 |
| 2023-12-31 | 1,331,950 | 1,206,947 | 883,015 | 1.32 | 17.83 | 3.56 |
| 2024-03-31 | 1,391,234 | 1,265,864 | 900,722 | 1.02 | 12.96 | 3.20 |
| 2024-06-30 | 1,391,140 | 1,260,243 | 920,208 | 1.11 | 13.85 | 3.27 |
| 2024-09-30 | 1,396,918 | 1,253,203 | 938,668 | 1.12 | 13.63 | 3.30 |
| 2024-12-31 | 1,402,548 | 1,264,928 | 948,873 | 1.15 | 13.85 | 3.34 |
| 2025-03-31 | 1,429,849 | 1,284,785 | 960,300 | 1.22 | 13.89 | 3.46 |
| 2025-06-30 | 1,445,653 | 1,295,640 | 983,993 | 1.20 | 13.44 | 3.61 |
| 2025-09-30 | 1,453,924 | 1,293,762 | 1,003,157 | 1.28 | 14.05 | 3.70 |
| 2025-12-31 | 1,501,598 | 1,341,367 | 999,224 | 1.29 | 14.03 | 3.72 |
| 2026-03-31 | 1,507,769 | 1,344,541 | 998,381 | 1.34 | 13.96 | 3.70 |
| 2026-06-30 | 1,499,944 | 1,333,845 | 1,017,124 | 1.40 | 14.38 | 3.79 |
14 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2002-04-12 | 1 | 122630 | 972732 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.