Regulatory profile
Holly Hill, SC · FDIC certificate #2107
FIRST NB OF SOUTH CAROLINA is an FDIC-insured institution based in Holly Hill, SC (FDIC certificate #2107). In its Q3 2026 Call Report it reported total assets of $309M, total deposits of $271M and net loans of $139M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for FIRST NB OF SOUTH CAROLINA from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $271M |
|---|---|
| Net loans and leases | $139M |
Plain-language readout
FIRST NB OF SOUTH CAROLINA in Holly Hill, SC funds its loans with $271M of deposits and holds $139M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST NB OF SOUTH CAROLINA in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 51.30% in Q3 2026, against 52.84% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $139M | $271M | 51.30% |
| Q2 2026 | $143M | $272M | 52.50% |
| Q1 2026 | $145M | $274M | 52.84% |