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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,976,630 | 1,716,877 | 906,347 | 1.52 | 11.79 | 3.11 |
| 2016-06-30 | 1,958,923 | 1,695,998 | 955,752 | 1.36 | 10.92 | 2.99 |
| 2016-09-30 | 1,486,892 | 1,189,723 | 985,869 | 1.43 | 10.88 | 3.20 |
| 2016-12-31 | 1,509,567 | 1,239,474 | 983,466 | 1.47 | 10.84 | 3.33 |
| 2017-03-31 | 1,594,464 | 1,324,780 | 990,577 | 1.72 | 11.35 | 3.74 |
| 2017-06-30 | 1,551,141 | 1,260,881 | 1,049,302 | 1.72 | 11.23 | 3.84 |
| 2017-09-30 | 1,550,537 | 1,290,035 | 1,092,722 | 1.80 | 11.65 | 3.93 |
| 2017-12-31 | 1,686,532 | 1,422,815 | 1,084,271 | 1.78 | 11.66 | 3.93 |
| 2018-03-31 | 1,807,671 | 1,548,078 | 1,102,228 | 1.67 | 11.69 | 3.71 |
| 2018-06-30 | 1,750,553 | 1,486,009 | 1,181,253 | 1.72 | 11.97 | 3.86 |
| 2018-09-30 | 1,688,923 | 1,383,423 | 1,210,053 | 1.84 | 12.63 | 3.96 |
| 2018-12-31 | 1,761,153 | 1,424,427 | 1,225,937 | 1.86 | 12.65 | 4.03 |
| 2019-03-31 | 1,838,947 | 1,552,004 | 1,225,285 | 2.05 | 13.48 | 4.04 |
| 2019-06-30 | 1,828,621 | 1,533,683 | 1,264,687 | 1.94 | 12.63 | 4.05 |
| 2019-09-30 | 1,972,582 | 1,667,037 | 1,291,361 | 1.97 | 12.96 | 4.05 |
| 2019-12-31 | 2,041,578 | 1,722,818 | 1,275,091 | 2.00 | 13.23 | 4.02 |
| 2020-03-31 | 2,128,632 | 1,794,671 | 1,257,364 | 0.37 | 2.55 | 3.54 |
| 2020-06-30 | 2,641,707 | 2,294,573 | 1,457,635 | 0.90 | 6.72 | 3.23 |
| 2020-09-30 | 2,878,656 | 2,521,326 | 1,529,767 | 1.16 | 9.13 | 3.09 |
| 2020-12-31 | 2,650,083 | 2,305,821 | 1,499,903 | 1.29 | 10.25 | 3.11 |
| 2021-03-31 | 3,131,234 | 2,784,358 | 1,488,271 | 1.63 | 14.25 | 2.76 |
| 2021-06-30 | 3,014,112 | 2,662,804 | 1,570,652 | 1.44 | 12.69 | 2.74 |
| 2021-09-30 | 3,462,384 | 3,096,005 | 1,557,716 | 1.49 | 13.58 | 2.71 |
| 2021-12-31 | 2,889,083 | 2,512,991 | 1,548,499 | 1.57 | 14.00 | 2.80 |
| 2022-03-31 | 3,483,388 | 3,130,810 | 1,555,959 | 1.29 | 11.82 | 2.56 |
| 2022-06-30 | 3,503,723 | 3,168,902 | 1,667,000 | 1.29 | 12.58 | 2.58 |
| 2022-09-30 | 2,669,713 | 2,177,335 | 1,764,725 | 1.43 | 13.52 | 2.89 |
| 2022-12-31 | 2,748,882 | 2,364,222 | 1,799,341 | 1.55 | 14.21 | 3.14 |
| 2023-03-31 | 2,741,098 | 2,288,324 | 1,832,990 | 1.70 | 13.54 | 3.77 |
| 2023-06-30 | 2,882,365 | 2,332,241 | 1,937,625 | 1.63 | 13.18 | 3.69 |
| 2023-09-30 | 2,908,046 | 2,319,921 | 1,997,833 | 1.65 | 13.43 | 3.63 |
| 2023-12-31 | 3,000,634 | 2,439,754 | 2,019,761 | 1.61 | 12.96 | 3.62 |
| 2024-03-31 | 3,133,857 | 2,630,826 | 2,014,306 | 1.64 | 13.07 | 3.41 |
| 2024-06-30 | 3,040,585 | 2,571,085 | 2,055,268 | 1.65 | 13.00 | 3.47 |
| 2024-09-30 | 3,067,497 | 2,569,251 | 2,069,657 | 1.68 | 12.97 | 3.53 |
| 2024-12-31 | 3,348,370 | 2,849,742 | 2,076,691 | 1.73 | 13.40 | 3.57 |
| 2025-03-31 | 3,114,830 | 2,607,851 | 2,071,661 | 1.67 | 12.54 | 3.61 |
| 2025-06-30 | 3,126,403 | 2,554,622 | 2,116,171 | 1.65 | 12.15 | 3.71 |
| 2025-09-30 | 3,295,381 | 2,663,576 | 2,133,335 | 1.69 | 12.35 | 3.76 |
| 2025-12-31 | 4,154,885 | 3,462,247 | 2,106,427 | 1.67 | 12.70 | 3.64 |
| 2026-03-31 | 3,550,585 | 2,847,019 | 2,086,488 | 1.69 | 13.47 | 3.38 |
| 2026-06-30 | 3,640,978 | 2,894,219 | 2,105,372 | 1.79 | 13.94 | 3.52 |
13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1985-12-02 | 1 | 471851 | 374653 |
| 1985-10-17 | 1 | 96656 | 374653 |
| 1985-10-11 | 1 | 196453 | 374653 |
| 1978-11-04 | 1 | 546852 | 374653 |
| 1976-02-17 | 1 | 121455 | 374653 |
| 1971-08-01 | 1 | 323156 | 374653 |
| 1971-08-01 | 1 | 559656 | 374653 |
| 1969-08-01 | 1 | 72052 | 374653 |
| 1969-08-01 | 1 | 297855 | 374653 |
| 1965-07-01 | 1 | 557559 | 374653 |
| 1965-07-01 | 1 | 590453 | 374653 |
| 1965-07-01 | 1 | 621553 | 374653 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.